In this day and age, we talk the dialect of assets, stock market investigation and transaction arranged business, or to put a more extensive perspective, money. The current framework focuses on credit score as a default standard for advance application and profiting other banking facilities. The real aspect which is by all accounts missing is adaptability and a connect with the customer. This indirectly prompts a disarray of customer satisfaction and acquisition. The objective of this paper is to build up a superior association with the customers and to create a framework with more pliant aspects, thinking about a more extensive scope of factors for deciding the advance status of a potential applicant. Keeping in mind the end goal to help our speculation, we have contrived a mathematical equation that enables us to perform calculations in light of bigger scope of factors which help decide the applicant's status. This status will appear as a value, which we call the C-Score. This value is utilized to set the level of advantages which can be profited by a customer, accordingly featuring the efficiency of a customer. A calculation is constructed utilizing random forest regression to monitor defaulters and understanding the stream of transactions with respect to advance installments, which is additionally a part of the C-Score. Machine Learning is utilized to play out the calculations at a dynamic stream, the variance being for each customer individually.
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