In this study, we introduce what we believe is an innovative design for a plasmonic perfect absorber (PPA) that is based on half-cut disk resonator metamaterials. This design exhibits remarkable stability and versatility, demonstrating effective functionality across a wide range of incident angles for both transverse electric (TE) and transverse magnetic (TM) polarization. The distinct operational characteristics of the PPA are highlighted by the presence of two corresponding absorption peaks at wavelengths of 870 and 1599 nm, where it achieves outstanding maximum absorption rates of 98.99% and 97.5%, respectively. The design’s ultra-narrow resonance peaks are indicative of its high-quality factors, which are vital for enhancing sensitivity in plasmonic sensory applications. This characteristic renders our PPA an exceptional candidate for refractive index (RI) sensing, where precision is critical. The dual-band perfect absorber (PA)-based sensor demonstrates significant RI sensitivity, with values approximately equal to 365 nm/RIU at the first absorption peak and 733 nm/RIU at the second. Our findings elucidate the exceptional potential inherent in this novel dual-band perfect absorber design. The versatility and efficiency across varied applications not only contribute to the existing body of knowledge but also pave the way for future advancements in plasmonic sensor technologies and metamaterial research.