We investigate microscopically the tunneling dynamics in spontaneous fission of atomic nuclei. To this end, we employ a schematic solvable model with a pairing-plus-quadrupole interaction. The spontaneous decay of a system is simulated by introducing a small imaginary part to the energy of a fission doorway state. We show that the many-body Hamiltonian can be reduced to an effective 2$\times$2 Hamiltonian, from which one can derive a simple approximate formula for the decay width. We particularly investigate the applicability of the adiabatic approximation, which has often been used in the literature. With typical value of the parameters, we find that the adiabatic approximation works within a factor of around 5 for the decay width.