Dominant Sector Research Articles

Sektor Basis dan Penyerapan Tenaga Kerja di Kota Sungai Penuh

This research aims to identify the dominant base sectors in Sungai Banyak City and evaluate the level of labor absorption in these sectors. The data used comes from secondary sources, namely the websites of BPS Sungai Banyak City and BPS Jambi Province. The data analysis method involves a qualitative descriptive approach and quantitative descriptive analysis. The data collection period is 2018-2022. The analytical instrument applied involves Location Quotient (LQ) and labor absorption in the base sector. The research results show that there are four significant basic sectors in Sungai Banyak City in the 2018-2022 period. These sectors include Mining and Quarrying (LQ 1.11), Agriculture, Forestry and Fisheries (LQ 1.31), Construction (LQ 1.31), and Wholesale and Retail Trade (LQ 1.95). The highest labor absorption will occur in the Agriculture, Forestry and Fisheries sectors in 2022, with a total of 44,428 people. Meanwhile, the Wholesale and Retail Trade sector will absorb the largest number of workers in 2022, amounting to 15,013 people. The Mining and Construction sector, which is included in the other sectors category, accounts for 12,480 people in 2022.

Providing continuity of care for people living with noncommunicable diseases in humanitarian settings: A qualitative study of health actors' experiences in Lebanon

ObjectiveThe burden of non-communicable diseases (NCDs) is increasing among populations living in humanitarian settings. Continuity of care (CoC) involves following an individual over time and across different levels of healthcare (management, longitudinal, informational and interpersonal continuity); it is an essential component of good quality, person-centred NCD care. Providing CoC is particularly challenging in humanitarian crises where health care access may be interrupted or restricted. This paper aimed to explore health actors’ experiences of continuity of hypertension and diabetes care for Syrian refugees and vulnerable Lebanese in Lebanon. MethodsWe conducted 20 in-depth qualitative interviews with health actors, including eleven with health care providers at four urban-based health facilities supported by international humanitarian agencies that provide NCD care to Syrian refugees and vulnerable Lebanese, one representative of a governmental institution, one international delegate and seven humanitarian actors. Thematic analysis, combining inductive and deductive approaches, was guided by a conceptual framework for NCD models of care in humanitarian settings. We reported our findings against the conceptual framework's domains relating to health system inputs and intermediate goals, reflecting on their impact on the domains of CoC. FindingsExisting health system weaknesses and novel challenges (the economic crisis, COVID-19 pandemic and Beirut blast) to continuity of NCD care were identified. Health system input challenges: governance and financing (weakened governance, limited central financing, historical dependence on local NGOs for primary healthcare, a dominant private sector), health workforce (exodus of health care providers from the public system), inconsistent medicines and equipment supplies, and limited health information systems (no unified system across institutions or levels of care, lack of formal referral systems, and inconsistent facility-level data collection) contributed to limited public primary care, poorly integrated within a fragile, pluralistic health system. These factors negatively impacted the intermediate health system goals of access, standardisation and quality of NCD care for Syrian refugee and Lebanese patients, and collectively hampered the management, longitudinal, informational and interpersonal continuity of NCD care in Lebanon. ConclusionWe recommend that humanitarian actors continue the work underway with the Lebanese Ministry of Public Health to align with and strengthen health system inputs, including supporting health governance through the accreditation process, exploring new funding mechanisms, strengthening the workforce via task sharing and training, supporting the medication supply chain, improving access to facilities and service quality, and supporting the development, standardisation and interoperability of referral and information systems. In combination, these elements will support better CoC for people living with hypertension and diabetes in Lebanon.

Analisis Pendapatan Usaha Kopra Pada Desa Lumahlatal Kecamatan Taniwel Timur Kabupaten Seram Bagian Barat

Abstract
 Taniwel sub-district is one of the sub-districts in West Seram Regency (SBB). This region is also an economic center for the Maluku community but has not been supported by the availability of companies engaged in production so most agricultural products are sold out of the region. Agriculture is a very important and dominant sector in the life of the Indonesian people since before independence. Most of the population is in rural areas and relies on the agricultural sector. Food production to meet the needs of the community is almost entirely produced by smallholder agriculture. However, during the colonial period, smallholder agriculture did not progress much. This study aims to determine the income of copra farming in Lumahlatal Village, East Taniwel District, West Seram Regency. Data collection in this study used the observation method. Analytical techniques used in this study are descriptive, qualitative data, quantitative data are analyzed based on the distribution table of Lumahlatal Village. Then the income of respondents in the copra business was obtained amounting to Rp.7,875,000. Where the total revenue is Rp. 10,000,000 with an average total production cost of Rp.2,125,000.
 Keywords: income, business, production

Digital news platforms and mediatization of religion: Understanding the religious coverage in different ‘News Frames’

Mass Media has been influencing a dominant sector of the society called ‘Religion’ from the time of its inception. Today, in the age of digital journalism the news consumption has increased in many folds and the mediatization of religion has taken a bigger shape on digital news platforms where feedback on every news story is instantaneous. To understand the intensity of mediatization of religion the coverage of religious specific content in two top rated digital news platforms of English language were analysed using thematic content analysis in the following news frames “Attribution of Responsibility,” “Human Interest,” “Morality,” “Economic Consequences,” and “Conflict.” The findings helped in identifying the level of social interaction expressed by the readers towards religion and the implication of different news frames on creating strong influence on people. The study is conducted in a country where multiple religions are practiced from eternities by large groups of people forming a society.

Why the West’s alternative to China’s international infrastructure financing is failing

As geopolitical rivalry intensifies, Western states have moved to compete with China’s Belt and Road Initiative (BRI). However, the mobilisation of funds for global infrastructure remains paltry, suggesting that Western states cannot contest Chinese dominance here. Why? Through comparative political economy analysis of China and the United States, we argue that serious competition cannot be willed into being by state managers thinking geostrategically. States’ strengths and weaknesses are rooted in structural political economy dynamics. Where state managers’ plans jibe with, or express, the interests of powerful social forces and the capital and productive forces they command, a powerful impact results. This is true of China, whose BRI is principally a spatio-temporal fix for industrial overcapacity and over-accumulated capital. Conversely, where geopolitical ambitions are divorced from powerful groups’ interests and material realities, results are lacklustre. This applies to the United States, characterised by infrastructural decay, industrial hollowing-out and a dominant financial sector largely disinterested in infrastructure. Although US state managers are turning towards increased state spending on domestic infrastructure, internationally, the West’s continued neoliberal approach still relies on the already-failed approach of mobilising private capital into infrastructure investment.

Rebooting Amsterdam for the age of Big Tech: Platform capitalism, reintermediation, and financial-center change

The platformization of finance and the financial inroads made by tech firms large and small raises questions about the extent to which financial centers and their incumbent inhabitants retain their positions as key intermediaries in financial(ized) intermediation. Focusing on cloud adoption and digital payments in post-2008 Amsterdam, we study how and to what extent financial platformization entails the ‘rebooting’ of the Amsterdam financial center, by investigating (i) the changing composition and spatial structure of its inhabitants; (ii) the platformization of incumbent financial institutions and the rise of new intermediaries, and (iii) deepening interdependencies between financial institutions and Big Tech. We find that platform companies have come to inhabit both the city center and the Zuidas financial district at the expense of incumbent finance and other advanced producer services (APS). Along with the growing footprint of resident platform companies, typically relying on Big Tech cloud services, we identify growing interdependencies between finance and tech, as illustrated by the adoption of Big Tech cloud services among financial institutions old and new. To illuminate patterns of competition and collaboration between incumbent finance, Fintech and Big Tech, we foreground incumbent bank ING and Fintech Adyen, a payments services provider (PSP), and analyze their relations with tech giant Amazon. In the payments domain, we see new intermediaries like Adyen assume functions at the expense of incumbent APS intermediaries, including banks. In sum, we conclude that the rise of platform capitalism is progressively giving way to financial reintermediation and financial-center change, with tech companies forming an increasingly dominant sector within a platformizing para-financial APS complex, and with Big Tech assuming a growing yet uneven infrastructural role.

Impacts of multiple livelihood diversification strategies on diet quality and welfare of smallholder farmers: Insight from Kaffa zone of Ethiopia

In Ethiopia, agriculture is the primary source of food and livelihood for many rural households, making it a dominant sector that seeks to reduce food/nutrition insecurity and poverty. Even if it is dominant, currently the sector is facing many challenges such as unexpected shock like drought and flooding, reduction in output mainly due to soil nutrient degradation and lack of capital to use improved agricultural technologies. Hence, rural households are compelled to develop strategies to cope with the increasing vulnerability associated with agricultural production. The current study therefore assessed rural households' participation in a combination of multiple livelihood diversification strategies and its impact on diet quality and welfare of smallholder farmers in Southwestern Ethiopia. As the average treatment effect on the treated result from multinomial endogenous switching regression model shows, an isolated participation in non-farm livelihood diversification results in a significant effect on smallholder farmers' welfare but, it doesn't have a significant effect on nutrition security measured in dietary diversity. Likewise, joint participation in off-farm and non-farm livelihood diversification results in a significant effect on rural households' nutrition security however it doesn't have a significant effect on welfare. The only livelihood diversification package that has a significant effect on both welfare and nutrition security simultaneously is off-farm livelihood diversification alone. As a result, policymakers and rural finance programs should shift their focus and place a greater emphasis in incentivizing smallholder farmers to invest on diversification strategies that can boost both welfare and nutrition security simultaneously, which is off-farm diversification.

Digital Agriculture: The Future of Indian Agriculture

Agriculture continues to be the dominant economic sector in India in terms of providing a living. Of the population, 58.2% are employed by it. The success of the agriculture sector determines the nation's social change and economic expansion. Although the amount produced by agriculture per person has been steadily increasing recently, the sector's GDP contribution has been declining. The main issue facing the so-called agrarian Indian economy is the slowdown in agricultural growth. Numerous factors contribute to the slowdown, including inadequate public funding for R&D and irrigation, ineffective input delivery, fragmented land, antiquated tenancy laws, a lack of contemporary market and rural infrastructure, unsuitable input pricing policies, and so on. Agriculture has embraced technology as a solution to all of these issues. Information and communication technology (ICT) and agriculture are coming together to create a new growth engine that makes all production, distribution, and consuming processes more efficient. The evolution of Indian agriculture and the concept of digital technology are the main topics of this paper.

Antecedents of nostalgia-related cultural tourism behavior: evidence from visitors to pharaonic treasures city

PurposeBased on self-determination theory (SDT), this paper seeks to identify autonomous motivations driving nostalgia-related cultural tourism among visitors to satisfy their craving to revisit Luxor and re-root their identities. This paper looked at the nexus of destination image and past experience, as well as nostalgic visitors' revisit intention and actual behavior toward Luxor.Design/methodology/approachPartial least squares-structural equation modeling (PLS-SEM) was employed to quantitatively analyze 354 responses from Luxor's visitors, and 17 interview transcripts were narrated using MAXQDA software.FindingsAutonomous motivations influenced revisit intentions significantly, and revisit intentions acted as a strong mediator between actual visit behavior and autonomous motivations.Practical implicationsDestination marketers need to create nostalgic emotional bonds with people and destinations by planning cultural events that leave visitors with unforgettable memories of these particular moments. They also need to focus more on promotional strategies, develop messages with words that have emotional meaning and highlight crucial characteristics that tourists can quickly identify when visiting a destination.Originality/valueCultural tourism has emerged as a dominant niche sector worldwide; nevertheless, nostalgia-related cultural tourism has received less attention. As a result, the primary purpose of this paper is to provide a methodological framework for nostalgia tourism promotion in Luxor, Egypt. Luxor was chosen and has been an excellent subject for this paper, which can further evoke a sense of nostalgia. Hence, this paper prioritizes cultural site preservation and promotion.

Coral restoration in the Philippines: Interactions with key coastal sectors

Much work on coral restoration to date has focused on experimenting with diverse technical approaches and techniques. As the implementation of coral restoration globally increases, it is increasingly recognized that there is a need to better understand how to govern this emerging technology effectively, which requires assessing the social, economic and political contexts in which reefs are restored. This study examined the interactions (both current and potential) between the dominant economic sectors in coastal Philippines and coral restoration. Informed by ongoing coral restoration efforts in Pangasinan province, the paper draws on social data collection of the major coastal economic sectors in the province. Large-scale aquaculture of milkfish generates significant challenges to existing and new efforts at coral restoration as the industry is poorly regulated and environmentally damaging. Destructive fishing methods persist due to weak enforcement capacities and likewise pose challenges to coral restoration. Tourism, as an increasingly important economic activity in the region, potentially provides synergies between coral restoration and local economies. This study highlights that interactions between these business sectors and organisations working to protect coral reefs will go a long way to shaping the eventual governability and sustainability of coral restoration projects. Future reef restoration initiatives need to understand the interactions and dynamics of these sectors in specific contexts, and to identify strategies to manage them for the restoration interventions to work effectively and ultimately generate sustained benefits.

The geographic disparity of agglomeration economies: Evidence from industrial activities in China's emerging greater bay area

There has been growing interest in understanding how industrial variation and locational preferences are connected in recent years. However, little research has focused on the geographic disparities of industrial activities within megacities in terms of their spatial and functional variations. This study aims to addresses this issue by examining industrial agglomerations in China's Greater Bay Area (GBA) using points of interest (POIs) data. By extracting keywords from POIs' names that provide valuable insights into the specific characteristics of local industrial sectors, it first identifies different thematic topics related to industrial activities using topic modeling. Industrial agglomerations are then clustered, given their topic importance, in order to depict the spatial and functional variation within the region. In this connection, a dual-center layout with distinct professional tendencies is reported in the central and southeastern GBA. These two subregions are further selected and investigated to understand their spatial-functional characteristics and locational preferences. Our findings indicate that the garment and electronic sectors are the dominant sectors in the central and southeastern subregions, respectively, whereby industries can obtain more competitive advantages by concentrating geographically. Practical implications of regional industrial activities, including upgrading conventional manufacturing modes and spatial-functional inequality, are discussed.

Blockchain and Cryptocurrency: A Bibliometric Analysis

Blockchain is a technology that collects data in a blockchain and allows transactions securely and transparently. It is used in many fields. Bibliometric publications examining detailed research trends in blockchain and cryptocurrency are still rare, but one bibliometric report did include research on the topic. The present work is filling in the void that eludes the study of research in the blockchain area. In the current work, we have included a wide range of blockchain and cryptocurrency research efforts to date. This study used the Scopus database to extract 2,045 articles from 2014 to 2021. The goal was to examine blockchain and cryptocurrency growth in volume, trend, global distribution, significant journals, pioneering authors, leading nations, and dominant sectors. This study highlights many aspects of worldwide blockchain and cryptocurrency research by researchers from all over the world. This research also studies how consensus decision-making and its processes are used. This study highlights many aspects of global blockchain and cryptocurrency research. This study also examines their use and consensus methods.

Food processing as the dominant contributor of phosphorus output in nearly half of China's regions

Human activities have rapidly increased the one-way flow in phosphorus cycle, leading to concerns about resource depletion and eutrophication, making it necessary to comprehensively analyze the phosphorus flows in the socio-economic system. This study used substance flow analysis to create a phosphorus accounting framework for China's natural and artificial systems, tracking 110 flows of 137 products in 31 provinces in 2020. The results show that mining is the largest phosphorus output node in China, followed by the phosphorus chemical industry and food processing industry. However, the dominant industry sectors in almost half of the regions are the food processing industry. The two phosphorus loss hotspots in China are the Yangtze River Basin dominated by human activities and the western regions dominated by natural processes. Considering phosphorus utilization, China does not face a significant disadvantage when compared to developed countries. These conclusions can assist in efficient phosphorus categorization and management.

Analysis Of The Leading Sector Of ‘Kota Pelajar’ With Location Quotient Method And Klassen Typology

This research aims to identify and analyze the leading economic sectors for economic growth in Yogyakarta City. The analysis in this study uses data from the Regional Gross Domestic Product (GDP) for the years 2017-2021. The Location Quotient (LQ) analysis method is employed to determine the leading sectors and their growth potentials. Additionally, the study uses Tipology Klassen analysis to categorize sectors based on their growth patterns and economic structures. The results indicate that Yogyakarta City has several dominant sectors, with 11 out of 17 sectors classified as leading sectors or bases. These dominant sectors include the Manufacturing Industry, Electricity and Gas Supply, Water Supply, Waste Management, and Recycling, Financial and Insurance Services, Real Estate, Government Administration, Defense, and Social Security, Education Services, Health and Social Activities, Accommodation and Food Services, Information and Communication, and Business Services. The research recommends that the Yogyakarta City government prioritize the development of these sectors to foster economic growth and enhance competitiveness.

More on half-wormholes and ensemble averages

We continue our study Half-Wormholes and Ensemble Averages about the half-wormhole proposal. By generalizing the original proposal of the half-wormhole, we propose a new way to detect half-wormholes. The crucial idea is to decompose the observables into self-averaged sectors and non-self-averaged sectors. We find the contributions from different sectors have interesting statistics in the semi-classical limit. In particular, dominant sectors tend to condense and the condensation explains the emergence of half-wormholes and we expect that the appearance of condensation is a signal of possible bulk description. We also initiate the study of multi-linked half-wormholes using our approach.

Menelisik Perkembangan PAD Kabupaten Buleleng Pascapandemi Covid-19

Purpose: This study is to analyze how the development of PAD in Buleleng Regency after the Covid-19 pandemic
 Research Methods: This study uses a quantitative descriptive that is supported by interviews which describes the post-pandemic development of PAD in Buleleng Regency based on explanations of the results of calculations and interviews according to the methodology used.
 Findings: The development of PAD in Buleleng Regency unstable from 2019-2020 with percentage -12.7% while in the post-pandemic period in 2021 PAD increased 22.9% with the local tax sector as the most dominant revenue sector. There are obstacles in optimizing PAD originating from the occurrence of the co-19 pandemic, lack of community participation in optimizing PAD, and lack of BPKPD apparatus.
 Implications: There is need equity in increasing sources of the PAD revenue, through: maintaining management of regional treasury management accordance with Regent Regulation No. 10 of 2021 Chapter III Part One Article 17, improving services to the community, seeking new potentials for regional revenue and implementing relevant program innovations, and adding BPKPD apparatus for optimal PAD management.

Efficiency of plant nutrient enhancer for sustainable agriculture in diverse agro-ecosystem

Agriculture is a dominant sector in India, thanks largely to the Green Revolution. Though it has enhanced agricultural production, productivity, and the country’s economy, long-term studies show that synthetic fertilizers and agrochemicals injudiciously deplete soil fertility and disrupt the soil ecology. In this context, a few traditional farming practices (such as Homa farming, Biodynamic farming, Agroecological farming, Permaculture, and Natural farming, under the umbrella of “Organic farming”) appear to be a viable alternative for resolving the majority of the problems associated with conventional input-intensive agriculture. Natural farming, in particular, is lately become a catchphrase amongst farmers, policymakers, and stakeholders. In its broadest meaning, natural farming is practicing agriculture that adheres to nature’s laws by considering the balance of natural biodiversity around the farm to ensure the least disruption to agroecology. The nutrient management in natural farming practice broadly revolves around the management of plant nutrient enhancers viz; Jeevamrut, Ghanjeevamrut and Beejamrut coupled with other components like Achchhadan (mulching), and mix cropping. Different farm-based fermented concoctions, named as Jeevamrut, Ghanjeevamrut and Beejamrut, are added to the soil or used to treat seeds to revitalize the soil microflora, and so to enhance soil fertility. The different studies revealed that nutritional and microbial analysis of the Jeevamrut exhibited the presence of different macro- and micro-nutrients and a large population of essential microbes including Azotobacter sp., Actinomycetes sp., and phosphate solubilizers. The microbial counts increased from its initial values with time as the incubation progressed. Different reviews have been reported for variations in the microbial counts (bacteria and fungi) as well as nutrient contents in the Jeevamrut prepared from different sources. Application methods of the Jeevamrut have also their impact on its efficiency. The solid form of the Jeevamrut, Ghanjeevamrut; also have great nutritional content and culturable microbial count compared to the Jeevamrut and FYM. The impact of application methods of a fermented concoction called Beejamrut, have also been varied for germination, vigor, and protection of seeds, seedlings, etc., from soil- and seed-borne pathogens, according to different studies.

Higgs in nilpotent supergravity: Vacuum energy and Festina Lente

In this note we study supergravity models with constrained superfields. We construct a supergravity framework in which all (super)symmetry breaking dynamics happen in vacuum with naturally (or otherwise asymptotically) vanishing energy. Supersymmetry is generically broken in multiple sectors each of them is parametrized by a nilpotent goldstino superfield. Dynamical fields (the Higgs, inflaton, etc) below the supersymmetry breaking scale are constrained superfields of various types. In this framework, there is a dominant supersymmetry breaking sector which uplifts the potential to zero value. Other sources of supersymmetry breaking have (asymptotically) vanishing contribution to vacuum energy such that supersymmetry is locally restored. Demanding vanishing vacuum energy constrains the structure of the superpotential and Kahler potential; there is a superpotential term for each secluded sector directly interacting with a nilpotent superfield and the Kahler potential must have a shift symmetry along Higgs field directions. This structure is inspired by elements that appear in string theory. We also study the Higgs dynamics during inflation and show that the swampland Festina Lente bound could be realized in this framework.

ANALYSIS OF ECONOMIC STRUCTURE TRANSFORMATION IN EAST KUTAI DISTRICT EAST KALIMANTAN PROVINCE 2012-2022

High economic growth is a sign of good social welfare. The total added value generated by all business units in an area is known as GRDP. Meanwhile, existing resources can be simplified and focused on the growth of sectors that have multiple impacts on other sectors during the regional economic development process. This study aims to determine the potential of leading sectors, changes and shifts in industries, and the position of economic sectors based on their growth and contribution in East Kutai Regency for the 2012-2022 period. The techniques used are location quotient (LQ) analysis, shift share, and growth ratio model (MRP). This quantitative study used secondary data as time series of the Gross Regional Domestic Product (GRDP) of East Kutai Regency and East Kalimantan Province from 2012-2022. The results of the Location Quotient analysis show that the mining and quarrying sector is the basic sector in East Kutai Regency. Based on the results of the shift-share study of the seventeen economic sectors, progress has been rapid from year to year, so there has been a shift in the financial industry. The results of the analysis of the growth ratio model (MRP) show that the dominant growth sectors are the agriculture, forestry, and fisheries sectors, the electricity and gas procurement sector, the water supply sector, waste processing, waste, the construction sector, the wholesale and retail trade sector, the transportation and warehousing sector. Accommodation provision sector, information and communication sector, financial and insurance services sector, real estate sector, corporate services sector, government administration sector, education services sector, health services sector and social activities, and other service sectors

Potential demand for National Health Insurance in Zimbabwe: Evidence from selected urban informal sector clusters in Harare.

Zimbabwe's tax-based healthcare financing model has been characterised by perennial financing deficits and widespread application of user fees and has thus been socially exclusive. The country's urban informal sector population is not spared from these challenges. The study explored the potential demand for National Health Insurance (NHI) among respondents from selected urban informal sector clusters of Harare. The following clusters were targeted: Glenview furniture complex, Harare home industries, Mupedzanhamo flea market, Mbare new wholesale market and Mbare retail market. A cross-sectional survey was administered to 388 respondents from the selected clusters, and data on the determinants of Willingness to Join (WTJ) and Willingness to Pay (WTP) was gathered. Respondents were recruited via a multi-stage sampling procedure. In the first stage, the five informal sector clusters were purposely selected. The second stage involved a proportional allocation of respondents by cluster size. Finally, based on the stalls allocated by municipal authorities in each area, respondents were selected using systematic sampling. The sampling interval (k) was determined by dividing the total number of allocated stalls in a cluster (N) by the sample size proportionate to that cluster (n). For each cluster, the first stall (respondent) was randomly chosen, and thereafter, a respondent from every 10th stall was selected and interviewed at their workplace. Contingent valuation was adopted to elicit WTP. Logit models and interval regression were applied for the econometric analyses. A total of 388 respondents participated in the survey. The dominant informal sector activity among the surveyed clusters was the sale of clothing and shoes (39.2%), followed by the sale of agricultural products (27.1%). Concerning employment status, the majority were own-account workers (73.1%). Most of the respondents (84.8%) completed secondary school. On monthly income from informal sector activities, the highest frequency (37.1%) was observed in the Zw$(1000 to <3000) or US$(28.57 to <85.71) category. The mean age of respondents was 36 years. Out of the 388 respondents, 325 (83.8%) were willing to join the proposed NHI scheme. WTJ was influenced by the following factors: health insurance awareness, health insurance perception, membership to a resource-pooling scheme, solidarity with the sick, and household recently experiencing difficulties paying for healthcare. On average, respondents were willing to pay Zw$72.13 (approximately US$2.06) per person per month. The key determinants of WTP were household size, respondent's education level, income, and health insurance perception. Since the majority of respondents from the sampled clusters were willing to join and pay for the contributory NHI scheme, it follows that there is potential to implement the scheme for the urban informal sector workers from the clusters studied. However, some issues require careful consideration. The informal sector workers need to be educated on the concept of risk pooling and the benefits of being members of an NHI scheme. Household size and income are factors that require special attention when deciding on the premiums for the scheme. Moreover, given that price instability hurts financial products such as health insurance, there is a need for ensuring macroeconomic stability.