A photocatalysis/microfiltration (MF) hybrid system, with the coating of a membrane using iron oxide particles (IOPs), was investigated with respect to natural organic matter (NOM) removal and membrane permeability during the treatment of various surface waters. A comparison of the performance between bare (uncoated) and IOP-coated membranes employed for the photocatalytic hybrid system was made. Due to the additional adsorption of NOM onto IOPs on the membrane surface, the IOP-coated membrane system always achieved greater DOC removal efficiencies during photocatalysis/MF. Particularly, the influence of colloidal particles that were present in different water sources with respect to membrane fouling was explored. Colloidal fouling occurred to both bare and IOP-coated membranes, but the interaction of colloids with IOP coating layers was in close association with the characteristics of colloids, such as size distribution, resulting in opposing fouling behaviors with varying water sources. The IOP-coated membrane was able to control fouling properly when a relatively large size of colloidal particles existed in raw water, but not for the case of small colloids. The IOP coat layer may become denser as small colloids penetrate into it, therefore leading to further fouling. The analysis of the hydraulic filtration resistances revealed that such fouling was virtually reversible in being removed by backwashing processes. Scanning electron microscopic observations, however, visualized the existence of several foulants remaining at the membrane surface after backwashing when feed water, containing a relatively large portion of small-sized colloids, was supplied.