This study aimed to investigate the distribution of microplastics (MPs) within the Shiwuli River in Hefei, a Chinese inland city. Water and sediment samples were collected during flood season (from May to September) and non-flood season (from October to April) at 10 representative points along the truck stream. The electron microscope, the laser direct infrared chemical imaging system (LDIR), and the scanning electron microscope (SEM) were used to observe and quantify the colour and shape of the MPs, to identify the number, size, and polymer composition of the MPs, and to observe the microstructures of typical MP particles, respectively. The polymer risk index (RI) model and the pollution load index (PLI) model were used to assess the polymer-related risks and the overall extent of MP pollution in the river, respectively. Analysis of MP abundance for different sampling points showed that the water of Shiwuli River had an average abundance of MPs of 8.4 ± 2.5 particles/L during the flood season and 5.8 ± 1.7 particles/L during the non-flood season; the sediment had an average abundance of MPs of 78.9 ± 8.3 particles/kg during the flood season and 63.9 ± 7.1 particles/kg during the non-flood season. The abundance of MPs of different points was investigated. Result show that the more abundances of MPs were found at confluences with tributaries (S4, S5, and S6), where they are also close to the residential and industrial development, while lower values were found in agricultural areas (S8) and wetland ecological regions (S9 and S10). In water, the maximum appeared at S5 with 21.7 ± 4.6 particles/L during the flood season and 15.9 ± 4.2 particles/L during the non-flood season, respectively; the minimum appeared at S9 with 1.8 ± 1.0 particles/L during the flood season and 2.2 ± 0.4 particles/L during the non-flood season, respectively. In sediment, the maximum appeared at S5 with 174.1 ± 10.1 particles/kg during the flood season and 143.6 ± 10.4 particles/kg during the non-flood season, respectively; the minimum appeared at S8 with 10.3 ± 2.8 particles/kg during the flood season and at S9 with 12.1 ± 3.2 particles/kg during the non-flood season, respectively. MP characteristics were also studied. Results show that the MPs mainly exhibited a fibroid morphology (27.90–34%), and red-coloured particles (19.10%) within the smaller size less than 500 μm (38.60%) were more prevalent. Additionally, the result of LDIR scanning shows that a total of eleven types of MP polymers were found in the river water and sediment, including acrylates (ACR), chlorinated polyethylene (CPE), ethylene vinyl acetate (EVA), polyethylene (PE), polyethylene terephthalate (PET), polypropylene (PP), polystyrene (PS), polyurethane (PU), polyvinylchloride (PVC), polyamide (PA), and silicon. The most common particle was PE (19.3–21.6%). Furthermore, the environmental risk assessment demonstrated that the PS polymer posed a Level-III risk in the water samples and a Level-II risk in the sediment samples from the Shiwuli River. The remaining polymer types exhibited Level-I risk. The PLIzone value for water was 2.24 during the flood season, indicating heavy pollution, and 1.66 during the non-flood season, indicating moderate pollution. Similarly, the PLIzone value for sediments was 2.34 during the flood season and 1.91 during the non-flood season, both suggesting a heavy pollution. These findings highlight the potential risk posed by MP pollution in the Shiwuli River to the quality of drinking water sources in Chaohu Lake in Hefei. They provide valuable insights into management, pollution control, and integrated management strategies pertaining to MPs in urban inland rivers in Hefei.