Development Of Sharia Banking Research Articles

Preferensi Masyarakat Kota Samarinda terhadap Bank Syariah

The study seeks to explore the preferences of the Samarinda’s people against Islamic bank. In order to encourage the development of sharia banking nationally, needed to expand sharia banking network in pontetial areas and require the service of sharia banking. Sharia banking network expension is market driven, based on need n willingness of bank to provide an overview of sharia banking development pontential. Potential meant can be viewed from a resource and area economic activities and the customer preferences to sharia banking product and service, then the research preferences of samarinda people is required. Grand mean analysis get number 7,69 from 300 respondent, its mean that majority of sample thought that sharia banking can be alternative when conventional bank. Regression analysis result indicate that the presence of shariah banking in samarinda city prospectively, because 91,13% of people samarinda were muslim.

Manajemen Risiko Perbankan Syari’ah

Normal 0 false false false MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} The development of sharia banking currently experience significant acceleration in Indonesia and the world. This development is expected to strengthen the national financial system stability while on the other hand is alleged to increase the challenges faced by sharia banking. The ability to manage risk then becomes main factor that will determine the sustainability and growth of this industry. This article is focused on discussing issues related to risk management in sharia banking form its risk profile and role of DPS (Sharia Supervisory Board) in contributing to manage emerging risks. Emperical findings suggest that sharia banking should put itself in strategic position in global market to minimize risks. The banking should also enable its solid sharia perspective and risk management capacity to innovatively able in risk mitigation. The role of DPS should also be increased especially in sharia compliace to gain public trust on this growing industry.Keywords: manajemen, risiko, Perbankan Syari’ah