Development Of Micro, Small And Medium Enterprises Research Articles

Halal Tourism MSMEs Development: The Effectiveness of Human Resource Quality And Social Media Usage

Micro, Small, and Medium Enterprises (MSMEs) play a significant role and have a considerable influence in supporting the economy of society and national economic development. However, MSMEs still face challenges in their business processes, such as the low quality of human resources and the high effectiveness of social media usage that is not in line with sales turnover. This research uses a quantitative approach, with primary data collected through the distribution of questionnaires to 32 respondents who are MSMEs owners in the Gang PU Banana Chips Center. Multiple linear regression analysis was conducted using SPSS version 25.0 to analyze the data. The results of the study show that the variables of human resource quality and the effectiveness of social media usage have an impact on the development of MSMEs. Furthermore, in the perspective of Islamic economics, the quality of human resources and the use of social media in the Gang PU Banana Chips Center MSMEs have applied the principles of Islamic economics, but it is not yet considered good. This can be seen from the results or services, as well as the productivity of goods and services that have not fully adhered to the concepts of professionalism (itqan), trustworthiness (amanah), and honesty.

PERAN KEGIATAN PASAR SEHAT SEMARANG DALAM PERKEMBANGAN UMKM MAKANAN SEHAT DI KOTA SEMARANG

One of the community role in national economic development is applied on Micro, Small, and Medium Enterprises (MSMEs). MSMEs has a dominant contribution in the Indonesian economy, because of the large number of industries in every economic sector; the great potency in employment creation, and the contribution of MSMEs in the formation of Gross Domestic Product. This study aims to analyze the activities of the Semarang Healthy Market (Pasar Sehat Semarang/PSS), the barriers to partner MSME management activities, and the role of the Semarang Healthy Market in the development of healthy food MSMEs in Semarang City. The method for determining respondents based on purposive sampling, which the total number of respondents is 47 administrators from 17 SMEs active partner in PSS. The data were analyzed using quantitative descriptive with statistical analysis tools in the form of Pearson correlation analysis. The results show that PSS is a kind of pop-up market with a healthy food theme in every Sunday and has the main activity on Healthy Market and Healthy Class. Barriers to the management of MSMEs partner at Pasar Sehat Semarang include capital, human resources, technology utilization, managerial and accountancy skills, branding, marketing, and accessibility. Based on a p-value of 0,013 on the correlation test, it means that there is a significant positive relationship between the Semarang Healthy Market and the development of MSMEs. The correlation number of 0,361 shows that the two variables have a low correlation and do not really influence each other.

Environmental Management and Creative Economy through Technology-Based MSME Enterprises

This scientific article presents the outcomes of a community service initiative in Sumbergedang Village, Pandaan District, Pasuruan Regency, aimed at instilling a culture of environmental care and nurturing the creative economy. The study implemented various work programs, including the development of Information Technology-Based Micro, Small, and Medium Enterprises (MSMEs). Employing a mixed-methods approach, the research demonstrated significant improvements in people's motivation to create a cleaner and more comfortable environment while bolstering the growth of the community's creative economy. The implications of this study highlight the potential for similar interventions to drive positive environmental and economic changes in rural communities worldwide.
 Highlights:
 
 Development of Information Technology-Based MSMEs: The study focuses on leveraging modern technologies to support the growth of Micro, Small, and Medium Enterprises (MSMEs) in the community.
 Environmental Stewardship: The initiative aims to instill a sense of responsibility and care for the environment among the residents of Sumbergedang Village.
 Nurturing Creative Entrepreneurship: The project fosters an environment that encourages innovation and creativity, leading to the development of the community's creative economy.
 
 Keywords: Environment, Creative Economy, MSME, Information Technology, Community Service

Environmental Management and Creative Economy through Technology-Based MSME Enterprises

This scientific article presents the outcomes of a community service initiative in Sumbergedang Village, Pandaan District, Pasuruan Regency, aimed at instilling a culture of environmental care and nurturing the creative economy. The study implemented various work programs, including the development of Information Technology-Based Micro, Small, and Medium Enterprises (MSMEs). Employing a mixed-methods approach, the research demonstrated significant improvements in people's motivation to create a cleaner and more comfortable environment while bolstering the growth of the community's creative economy. The implications of this study highlight the potential for similar interventions to drive positive environmental and economic changes in rural communities worldwide.
 Highlights:
 
 Development of Information Technology-Based MSMEs: The study focuses on leveraging modern technologies to support the growth of Micro, Small, and Medium Enterprises (MSMEs) in the community.
 Environmental Stewardship: The initiative aims to instill a sense of responsibility and care for the environment among the residents of Sumbergedang Village.
 Nurturing Creative Entrepreneurship: The project fosters an environment that encourages innovation and creativity, leading to the development of the community's creative economy.
 
 Keywords: Environment, Creative Economy, MSME, Information Technology, Community Service

The Role of Sharia Financial Innovation and Literacy for MSME Actors in Increasing Profitability

Micro, Small and Medium Enterprises (MSMEs) have an important role, especially in expanding employment, increasing community income so that they can become drivers of development and economic growth. The slow development of MSMEs is caused by low levels of financial literacy and lack of innovation, causing the welfare of MSMEs or the community to decline. The research method used is a literature review approach to analyze various information and data that are quantitative and qualitative in nature, especially in articles published in national journals. The results showed that the development of innovation and Islamic financial literacy in Indonesia is characterized by three main things, namely; (1) The growth of the Islamic Financial Market along with the growth of Islamic financial institutions in the midst of society, (2) The growing Islamic financial literacy achieved by increasing the knowledge, skills and confidence of the community so that they are able to carry out financial management wisely and efficiently, (3) The development of Islamic financial fintech.

Pengaruh Pengetahuan Akuntansi, Pengalaman Usaha, Motivasi Kerja, Dan Skala Usaha Terhadap Persepsi Penggunaan Informasi Akuntansi Pada Pelaku UMKM (Studi Kasus UMKM Di Kecamatan Ujung Padang Kabupaten Simalungun)

This study aims to assess the influence of various factors on the perception of information use among Micro, Small, and Medium Enterprises (MSMEs) in Ujung Padang District, Simalungun Regency. This study uses a quantitative approach with a convenience sampling method to collect data from MSME owners. Data analysis involves validity tests, reliability tests, normality tests, multicommenality tests, heteroscedasticity tests, partial tests, simultaneous tests and determination coefficient tests. Then this study uses multiple linear regression analysis techniques. The findings show that there is a significant influence of business scale, business experience, accounting knowledge, and work motivation on the perception of information use among MSMEs. However, about 56.7% of the variation in the perception of information use could not be explained by the variables studied, indicating the existence of other influencing factors. This study emphasizes the importance of improving the understanding and skills of MSME owners in utilizing accounting information and calls for collaborative efforts from various parties to support the sustainable development of MSMEs.

Deskripsi Pengembangan UMKM Berbasis Tempe Melalui Peran Aparatur Gampong di Desa Purwodadi Kecamatan Kuala Pesisir Kabupaten Nagan Raya

Tempe-based Micro, Small and Medium Enterprises (MSMEs) are one of the potentials in Purwodadi Village. The purpose of this study is to see the role of the village apparatus in the development, empowerment and development of MSMEs in Purwodadi village. The results of observations and interviews show that the problems generally lie in capital, facilities, rising raw material prices, the absence of SIUP and SITU, the absence of tempe-based innovative product development, and the low knowledge and ability of MSME actors regarding marketing strategies. The method applied is using the FGD (Focus Group Discussion) approach through the PALS (Participatory action learning System) method, Preliminary Survey, counseling or lectures. So that the implementation of the program was carried out well, such as socialization activities, FGD, Bimtek, SIUP and SITU management assistance, Phase I and Phase II Empowerment. In this case Purposive Sampling is the method used to determine the source. The conclusion of this study is that tempe-based business actors have obtained a form of legality of their business, naming a business label (Brand), able to process tempe innovation products such as: tempe nuggets, tempe meatballs, tempe broth and tempe chips. On the other hand, MSME groups have also been formed. creative under the supervision of BumDes.

Systematic Literature Review (SLR): Kinerja UMKM di Indonesia dilihat dari Faktor Internal

Indonesia as a developing country with the largest economic growth rate among the G-20 member countries which continuously strives to improve its economic sector so that it is more developed. Various efforts have been made by the government in realizing economic progress for the welfare of the people, one of which is by creating jobs and equalizing income through sustainable, empowering and people centered economic development through the development of MSMEs (Micro, Small and Medium Enterprises). Despite having a strategic role and receiving support from the government, developing MSME performance is not easy and often faces several obstacles that are dominantly derived from internal factors where MSME organizers have not been able to fully anticipate and overcome business challenges that are dynamic and difficult to compete with other companies. SLR (Systematic Literature Review) method was used in this observation with the aim of analyzing, assessing, and reviewing or reviewing findings that were systematically identified based on previous research evidence regarding internal factors that influence the performance of MSMEs in Indonesia. Research data was obtained from Google Scholar for the 2019-2022 period, based on an initial search, it was found that there were 1,600 articles and only 147 articles were used as data sources and will be examined in more depth. The results of the research found that aspects of human resources include human resource competence, financial understanding or financial literacy, financial knowledge, financial behavior, and entrepreneurial orientation; financial aspects include financial inclusion and financial technology (fintech); operational and technical aspects covering innovation and infrastructure; and market and marketing aspects including marketing strategy, consumers, social media, market orientation, brands, and e-commerce are the dominant internal factors that influence MSMEs in Indonesia.

Optimalisasi Branding Produk dan Pengaplikasian Media Sosial sebagai Strategi Pengembangan pada UMKM di Kelurahan Rungkut Tengah Kota Surabaya

Currently, businesses in Indonesia are dominated by MSME players. Micro, Small and Medium Enterprises (MSMEs) are one of the main pillars in driving the Indonesian economy. The current technological development is a good momentum in increasing the business development of MSMEs. The use of technology that is currently in demand by all circles is social media, in a business social media has a very important role in the development of a business. The business also cannot be separated from branding, because branding also plays an important role in creating a business identity. The existence of this progress requires MSMEs to adapt to existing challenges, the challenge in this era is how producers can sell or promote their various products in conventional ways and also digitalization. Competition that is quite tight in the current era of social media forces entrepreneurs to always develop their business. The purpose of this study is to implement the application of product branding and the use of social media for MSMEs in Rungkut Tengah Village during the KKNT. From this implementation, the author gets several final results, namely the creation of outputs such as the brand formed, logos, banners, packaging, google maps, and social media development.

THE EFFECT OF DIGITAL PAYMENT, PEER-TO-PEER (P2P) LENDING, AND MARKETPLACE ON THE DEVELOPMENT OF SMEs DURING A PANDEMIC

This study aims to examine the influence of Digital Payments, Peer To Peer (P2P) Lending, and Marketplace on the development of micro, small, and medium enterprises (MSMEs) during the Surabaya City pandemic. This type of research approach uses a quantitative approach. The sampling technique used purposive sampling and data analysis using Partial Least Square (PLS) with a test tool in the form of SmartPLS 3. The data source is primary data obtained from the results of distributing questionnaires, namely MSME actors in Surabaya as many as 86 respondents. The results of this study indicate that (1) Digital payments have no effect on the development of MSMEs during the pandemic (2) Peer-to-Peer Lending has an effect on the development of MSMEs during the pandemic (3) Marketplace affects the development of MSMEs during the pandemic.

Financial Literacy in Financial Management and FAS Implementation: AIS as Moderator

Micro, Small, and Medium Enterprises (MSMEs) are the drivers of a country's economic activities. However, socialization and training on understanding to be able to do good business management is still lacking. MSME actors often experience difficulties in developing their businesses because they do not have the ability to keep accounting records. Technological developments are increasingly rapid and sophisticated, forcing many businesses to adapt. Increasingly advanced technology is very beneficial for business people to be able to improve performance and get maximum profits. This research was conducted to find out how much influence financial literacy has on financial management and implementation of SAK in MSMEs in the City and Regency of Tegal. In addition, the SIA variable is used as a moderating variable to find out whether SIA can moderate the effect of financial literacy on financial management and implementation of SAK. This research has contributed to the local government regarding the quality and development of MSMEs. As a result of the study's findings, financial management and SAK implementation were both found to be impacted by financial literacy, SIA cannot moderate the relationship of financial literacy to financial management, and SIA cannot moderate the relationship of financial literacy to SAK implementation.

Pembinaan UMKM Ekonomi Kreatif Guna Meningkatkan Manajemen Branding Dan Pemanfaatan Digutal Marketing Di Kelurahan Wonorejo

Micro, Small and Medium Enterprises (MSMEs) contribute greatly to Indonesia's economic growth. To achieve a stable and sustainable economy, it is necessary to support solid macroeconomic stability. Empowerment of the real sector, especially the development of MSMEs. The purpose of this KKN activity is to provide branding and digital marketing management assistance for MSMEs in the Wonorejo Village. The partners in the thematic real work lecture program in the Wonorejo Sub-District are beginner MSMEs and have been starting a business for several months. The problems faced by MSMEs are digital marketing, packaging is still made in a simple way, and confusion about how to do branding. This problem arises because of the limited knowledge possessed by MSME actors, and the limited ability to use devices. This MSME actor mentoring activity aims to increase the knowledge and abilities of MSME actors in developing their business. MSME actors are given an understanding of the use of e-commerce and the importance of using technology in MSME product development so that they can increase income.

Factors Affecting the Business Development of Women with Disabilities in Indonesia

The existence of Micro, Small and Medium Enterprises (MSMEs) in Indonesia has had a significant impact on the nation's economy. Various types of MSMEs have been developed, including MSMEs with disabilities, especially those who are female. This study was conducted to determine the factors that influence the development of women's MSMEs, especially those with disabilities. The research method used was descriptive and qualitative. Data were collected through in-depth interviews, observations, structured interviews, and FGDs. The results show that there are several factors that influence the development of MSMEs for women with disabilities, namely physical accessibility and information, education and training, social support and networks, access to capital and funding, inclusion policies and legal protection, and awareness and attitude change. In addition, internal factors originating from female MSME actors with disabilities, and external factors originating from family, community, and government also influence the development of women with MSMEs with disabilities.

Pelaksanaan Digitalisasi Usaha Untuk Pertumbuhan Dan Pengembangan UMKM Daerah Bersama PT. Narasumber Teknologi Indonesia

PT. Narasumber Teknologi Indonesia is a company that focuses on cooperative computerized accounting training, technical guidance for the implementation of technology for small and medium-sized enterprises (SMEs), national cooperative software training, sharia supervisory board for cooperatives, computerized management training for cooperatives and SMEs, as well as the digitalization of Micro, Small, and Medium Enterprises (MSMEs). Additionally, PT. Narasumber Teknologi Indonesia serves as a platform for the younger generation to develop their potential as agents of business digitization through the final project of the program activities. This involves providing training and mentoring to local MSMEs as an effort to digitize their businesses and help solve the problems that hinder or constrain the development of local MSMEs. This research provides insights for local business practitioners to implement digitization in their businesses in order to achieve sustainable growth and success for MSMEs in the ever-evolving digital era. The implementation of training and mentoring for local MSMEs is expected to help them Go Digital, improving efficiency and productivity, enhancing product quality and services, and increasing market access for local MSMEs.

ZAMBIA'S STRATEGIC ROADMAP FOR THRIVING AQUACULTURE MICRO, SMALL AND MEDIUM ENTERPRISES

At independence in 1964, Zambia inherited a dualistic economy characterized by foreign-owned industries, with the copper industry dominating and rural small-scale peasants, most of whom migrated to the urban areas in search of formal employment. From 1968, the Zambian government took over majority control (‘zambianisation’ or nationalisation) in some of the foreign-owned industries, but the rate of employment was not sufficient to absorb the rapidly expanding urban population resulting in a lot of people remaining unemployed. A decline in international copper prices in the early 2000’s brought a recession to the Zambian economy resulting in the failure of the nationalised industries thereby ousting more people out of formal employment. Lack of employment and the call for diversification away from copper mining required most Zambians to find alternative means of survival, hence the establishment of micro, small and medium enterprises (MSMEs). A reduction in naturally occurring water bodies brought about by climate change have hampered fishing, however, the country has other favourable conditions such as good soil formation, availability of borehole water and an ideal climate which can support aquaculture. The Zambian government has been supportive of the development of aquaculture MSMEs and the said government efforts are the focus of this article.

MSME Empowerment Through Business Coaching Programs and Massive Online Open Course

The impact of the COVID-19 pandemic has hit various sectors, including micro, small and medium enterprises (MSMEs). To stop the spread of this pandemic, many activities have been restricted under massive social restriction programs. Founded in 2015 and focused on empowering his MSMEs in Banyuwangi district and surrounding areas, Banyuwangi Untag Incubitek is committed to helping MSMEs to deal with this disease. Banyuwangi Untag Incubitek plays a role in helping MSMEs by working with mentors, coaches, financial institutions, government agencies and even foundations dedicated to his MSME development. His MSMEs who participate in this program include students, alumni and the general public. Gain the knowledge and skills to build and improve your existing business. The technique used in this empowerment program is to provide online coaching via Zoom platform, Untag Banyuwangi's Learning Management System "LMS". It is also available through Untag Banyuwangi's Massive Open Online Courses (MOOCs). The benefits of the coaching program that partners of this program can receive are various services in the field of entrepreneurship, and results such as increased sales from an economic point of view and job creation from a social point of view can be obtained. surrounding community. In addition to knowledge and insight, he is evolving to be able to motivate his MSME stakeholders with businesses affected by the pandemic to innovate further.

Pendampingan Kewirausahaan bagi Pelaku UMKM di Kelurahan Jakamulya Kota Bekasi

The real performance faced by most businesses, especially micro, small, and medium enterprises (MSMEs) in Indonesia, which is most prominent is the low level of productivity, low added value and low product quality. Among the various contributing factors, the low level of mastery of technology and entrepreneurial skills among MSMEs is the issue that is currently surfacing. Therefore, the objectives to be achieved through entrepreneurship training activities for MSME actors in the Jakamulya Village, Bekasi City are to develop and enhance the entrepreneurial spirit of MSME actors, and increase marketing management knowledge of MSME actors. Among the various contributing factors, the low level of mastery of technology and entrepreneurial skills among MSMEs is the issue that is currently surfacing. Partial MSME development so far has not provided maximum results for improving MSME performance.

The Role and Strategy of Mitra Sharia Cooperatives in Promoting MSME Growth

This research aims to analyze the role and strategy of the MUI Sharia Cooperative in developing MSMEs after partnering with it. The approach used in this study is a qualitative method with descriptive analysis. Information was obtained through direct interviews with informants who act as Micro, Small and Medium Enterprises (MSMEs) actors. The research results reveal that the MUI Sharia Cooperative implements an MSME development strategy focusing on products by implementing simple conditions and buying and selling prices that comply with Islamic law. The distribution strategy is carried out by visiting members and grouping them in one area to make it easier for members to access transactions. The promotional strategy is carried out by creating brochures and banners as selling points and attractions. The development of MSMEs after joining the MUI Sharia Cooperative has increased because the more the business develops, the greater the income generated. The role of the MUI Sharia Cooperative in developing MSMEs is realized in providing financing to business actors by demonstrating good quality service performance.

Pendampingan Digitalisasi Marketing dan Legalitas Usaha UMKM untuk Meningkatkan Mengembangkan UMKM Desa Banjaragung Kecamatan Bareng Jombang Jawa Timur

Group 02 KKN-T MBKM UPN "Veteran" East Java located in Banjaragung Village, Bareng District, Jombang Regency provided assistance on digital marketing and business legality to improve the quality of MSME (Micro, Small, and Medium Enterprises) products. There are still many MSMEs in Banjaragung Village that do not have NIB, are halal certified, and also don’t take advantage of the current digital marketing. The purpose of this service activity is to improve the development of MSMEs in Banjaragung Village, Bareng District, Jombang Regency through digital marketing assistance and MSME business legality. The assistance program for making digital marketing includes making social media such as Instagram Business, e-commerce Shopee and Tokopedia, making stickers for new packaging, and making banners for MSMEs. Business legal assistance in the form of assistance provided by the group 02 KKN-T MBKM in the manufacturing process, as well as collecting various data needed to meet the requirements for making NIB and Halal Certification. With assistance regarding digital marketing and business legality, this business is able to expand market reach and increase consumer confidence in the products being marketed, so that it is able to achieve the goals expected of MSME players in Banjaragung Village.

Sosialisasi Dan Pengembangan Strategi Digital Marketing Guna Modernisasi Pemasaran Pada Paguyuban UMKM Kalirungkut

Kalirungkut Village is an area that has various potentials. One of the superior potentials of the village located in Rungkut District, Surabaya is Micro, Small and Medium Enterprises (MSMEs). Many MSME actors have joined the Kalirungkut MSME Association. Association member products are dominated by food and beverages. In addition, there are several MSMEs selling crafts. On the other hand, running a business is not an easy thing. Many MSME actors are constrained, both internal and external constraints. Based on surveys and observations, the main problem faced by members of the Kalirungkut MSME Association is marketing which is still simple and traditional so that it affects the slow, even stagnant, development of MSMEs. Therefore, the East Java MBKM "Veteran" UPN "Veteran" KKNT Group of 85 took the initiative to organize digital marketing socialization which aims to provide knowledge and skills to market products digitally. This socialization had a positive impact in the form of increasing the awareness of MSME actors to start engaging in digital marketing.