Development Of Medium Enterprises Research Articles

The Role of Banking in UMKM Financing

This article aims to identify and analyze the role of banks in financing small and medium enterprises in Indonesia North Sumatra Province (SUMUT). The analytical tool used is a quantitative approach. The results of this study are that the role of banking in the development of small and medium enterprises in the province of North Sumatra is very important. This is because the role of non-bank credit and financial institutions in financing small and medium enterprises is still relatively low. The contribution of banking, especially in financial support, is when small and medium enterprises enter business development. When getting a bank loan, small and medium enterprises that are categorized as potential, feasible and bankable generally do not experience difficulties.

Analysis of the Role of Pawnshops in UMKM Business Development (Case Study at PT. Pegadaian Kanwil Medan)

This study aims to find out: What is the Role of Pawnshops in the Development of Micro, Small and Medium Enterprises (UMKM). Pawnshops play a very important role in developing micro, small and medium enterprises (UMKM), because they can help street vendors, kiosks, clothing shops or other entrepreneurs who need additional capital so that their businesses can progress and develop. Sources of data obtained by the author are derived from primary data, among others, from interviews and observations. The second data source is secondary data.

Analytical study of the role of the Medium, Small and Micro Enterprise Development Agency in reducing the problem of unemployment (A case study of Aswan Governorate)

Analytical study of the role of the Medium, Small and Micro Enterprise Development Agency in reducing the problem of unemployment (A case study of Aswan Governorate)

Strategy for Development of Micro, Small and Medium Enterprises (MSMEs) in Palangka Raya City Facing the Industrial Revolution 4.0

This study aims to determine the characteristics of MSMEs in the city of Palangka Raya and analyze the strategy of developing MSMEs in the city of Palangka Raya based on the internal and external situation of MSMEs. The sample used in this study amounted to 45 MSMEs in the city of Palangka Raya. The types of data used are primary and secondary data. This study uses descriptive analysis tools, environmental analysis (internal and external), and SWOT analysis. The results of this study indicate that the characteristics of MSMEs in Palangka Raya City are more dominant in the trading business sector with a percentage reaching 71.25%. In determining the MSMEs development strategy in Palangka Raya City, it is seen based on environmental analysis and SWOT analysis, which shows the position is in quadrant I where market penetration and product development are strategies that can be used, then the SO (Strengths-Opportunities) strategy is a strategy that uses strength to take advantage of existing opportunities, expand distribution reach and establish cooperative/partnership relationships as alternative strategies in this analysis.

Framework for the Implementation of Smart Manufacturing Systems: A Case in Point

Smart manufacturing has become a vital technique for increasing productivity and efficiency. Firms are following a smart manufacturing implementation system to compete in the market. Therefore, it is mandatory to find the crucial factors that enable the implementation of intelligent manufacturing in enterprises. This study proposes the framework for a new model factory based on the three-dimensional model that extends the product lifecycle layer. It also analyzes the significant attributes and interdependence relationships of causes and effects through the fuzzy DEMATEL approach for the selected small and medium enterprises discussed as a case study. The results show that the factors in Region 1 are significant attributes that need to be focused on for the development and establishment of small and medium enterprises under consideration. These attributes include design documentation (A11), intelligently management of small and medium enterprises (A3), visualization and monitoring of logistics and production (A6), flow of information, energy, and materials (A12), management platform and data acquisition for equipment (A7), and visualization of quality and process (A5). The sensitivity analysis is also performed to check the results’ validity, reliability, and robustness. This study aids any manufacturing firm in analyzing the critical attributes that contribute to implementing smart manufacturing.

Determination of Priorities for the Development of Small and Medium Enterprises in the Province of South Sulawesi Using the Weighted Product Model

Small and Medium Enterprises (SMEs) are a sector that plays a vital role in running the national economy. The South Sulawesi Provincial Office of Industry as a regional government organization is tasked with administering affairs in the industrial sector of the South Sulawesi Province. In terms of developing SMEs, the South Sulawesi Provincial Industry Service has the right to determine priority industries that have the potential to be developed. The decision-making process at the South Sulawesi Industry Office is still experiencing several obstacles. This is due to the decision making does not use an objective method. In order to help solve this problem, we need a system that can be used to determine industrial development priorities. This research builds a web-based decision support system software regarding priority setting for SMEs development in South Sulawesi Province using the weighted product model. A method that will find a concluding solution by considering industry weights and criteria. This study uses the implementation of the data management subsystem using MySQL. Meanwhile, the implementation of the model management subsystem uses the weighted product model and the dialog management subsystem uses a website interface that can assist the South Sulawesi Provincial Office of Industry in determining priorities for the development of SMEs.

Government support, employee motivation and job performance in the COVID-19 times: evidence from Turkish SMEs during the short work period

PurposeThis paper aims to explore the effect of government support (short work allowances – SWA) on SME employees' job performance and employee motivation perceptions, during the COVID-19 pandemic in Turkey.Design/methodology/approachSurvey data were collected from 2,781 employees working in SMEs registered to Small and Medium Enterprises Development Organization (SMEDO) in Turkey. The relationships were assessed through structural equation modeling with bootstrap estimation.FindingsThe results support the proposed framework illustrating the positive effect of government support on employees' perceived motivation and job performance. Findings indicate that employee motivation has exhibited a mediating effect between government support and job performance. Another important finding is that, contrary to the classical understanding of Herzberg's two-factor theory, SWA system was able to perform as a motivating factor during the pandemic by meeting the hygiene needs.Research limitations/implicationsSince this is a cross-sectional research study, causal inferences cannot be derived from the research results.Originality/valueThere is a lack of empirical study on SME employees' perceptions on the government support during the pandemic, especially on the perspectives of emerging economies are infrequent. Turkey's case is unique in terms of providing insights on how perceived employee motivation is increased by the government supports (SWA) in Turkey, and how this motivation mediates the job performance perceptions. Besides, the impacts of government support are mostly studied at the firm or macro-levels, this study's unit of analysis is at individual level. Regarding the criticism from the motivation perspective of two-factor theory, COVID-19 context and its impact on the motivation needs have not been elaborated before. This article starts new discussions on how crisis contexts influence individual motivator factors.

Peningkatan Kemampuan Manajemen Pelaku UMKM Dalam Menghadapi Persaingan Pasar

One of the development priorities in the Government Work Plan (RKP) is the development of Micro, Small and Medium Enterprises (MSMEs). This is based on the fact that MSMEs have contributed a lot to the national economy. The development of Micro, Small and Medium Enterprises (MSMEs) is very strategic, because of its great potential in driving community economic activities, as well as being the main source of income for most people in improving their standard of living. well-being. (Ariani et al, 2017). Micro, Small and Medium Enterprises (MSMEs) have become an important part of the national economic system capable of accelerating economic growth through the mission of opening business and employment opportunities, increasing people's income, playing a role in increasing foreign exchange earnings and strengthening the structure of the national economy (Hafni & Rozali, 2017).One of the development priorities in the Government Work Plan (RKP) is the development of Micro, Small and Medium Enterprises (MSMEs). This is based on the fact that MSMEs have contributed a lot to the national economy. The development of Micro, Small and Medium Enterprises (MSMEs) is very strategic, because of its great potential in driving community economic activities, as well as being the main source of income for most people in improving their standard of living. well-being. (Ariani et al, 2017). Micro, Small and Medium Enterprises (MSMEs) have become an important part of the national economic system capable of accelerating economic growth through the mission of opening business and employment opportunities, increasing people's income, playing a role in increasing foreign exchange earnings and strengthening the structure of the national economy (Hafni & Rozali, 2017).

INOVASI PRODUK STIK DARI OLAHAN AMPAS TAHU SEBAGAI UPAYA UNTUK MENGEMBANGKAN UMKM DESA SIKUR, KECAMATAN SIKUR, KABUPATEN LOMBOK TIMUR

Sikur Village is a village located in Sikur District, East Lombok Regency which has 7 hamlets. The Sikur Village community, especially in Kebon Pancor Hamlet, the majority of the population are tofu food makers (home industry). The tofu industry generally produces solid waste in the form of tofu dregs. This waste has not been used optimally. Tofu dregs are usually only used as animal feed. This activity will be directed at the development of stick product innovations from tofu dregs. This activity is also within the framework of the government program UMKM (Micro, Small and Medium Enterprises) development. According to our observations, Sikur Village has not developed optimally. BUMDES as a village-owned enterprise can play a role in this MSME program, so that these goals can be implemented properly. The role of the University of Mataram Thematic KKN Students is highly expected. The programs launched in this activity include empowerment programs consisting of, entrepreneurship socialization, packaging and product legality manufacture as well as marketing development for MSME products and tofu dregs sticks. Tofu dregs sticks were chosen because they are quite easy to manufacture and the raw materials used are cheap so they are expected to have a high selling value. The results of this program are that the people of Sikur Village are able to process tofu dregs into a product that has high economic value, namely Tofu Dregs Sticks, which is expected to be a product that can add product innovation to UMKM (Micro Small and Medium Enterprises) Sikur Village and can develop UMKM (Micro Small Enterprises) Middle School) in Sikur Village.

ANALYSIS OF THE POST-COVID NATIONAL ECONOMIC RECOVERY PROGRAM THROUGH MSMEs DEVELOPMENT

This study aims to analyze the condition of Indonesian economic and post-covid nastional economic recovery program through micro, small, medium enterprises (MSMEs) development during covid-19 in 2020-2021. This type of research is a qualitative descriptive analysis. This data collection method is obtained from secondary data by the relevan studies and literatures. From the results of data analysis, it can be concluded that MSMEs are able to encourage economic growth in Indonesia, by the shift from traditional marketing to digital marketing and assisted by government policy efforts.

The Effect of MSME Development on GRDP in East Java Post-Pandemi Covid-19

Micro, Small, and Medium Enterprises (MSMEs) around the world are considered an important segment of any economy. The pandemic that has had an impact on the economic sector has also had an impact on the MSME sector. Economic growth in the regions can be seen from the value of the Gross Regional Domestic Product (GRDP). MSMEs are East Java GRDP boosters. This research was conducted with the aim of knowing the effect of the development of Micro, Small, and Medium Enterprises (MSMEs) on the Gross Regional Domestic Product (GRDP) in East Java after the Covid-19 pandemic. The research method used is descriptive with a quantitative approach. The data analyzed in this study is time series data from the 2016-2020 period obtained from the Central Statistics Agency (BPS) and the MSME Cooperative Office, East Java Province. Data analysis in the study used SPSS 26 for windows. The tests used are the Normality Test and Simple Linear Regression Test. The results obtained in this study are that the number of MSMEs has increased every year, but in 2020 the number of MSMEs decreased from the previous year, namely 1,316,400,000,000.00. The GRDP of East Java Province in 2016-2020 based on constant prices showed a significant increase, but in 2020 the GRDP of East Java Province experienced a contraction compared to the previous year, which was 2,299,460,000,000.00. The results of the Classical Normality Assumption Test show that the processed data is normally distributed. The test results show the sig. (2-tailed) at 0.200 means the sig value > 0.05. The direction of influence of MSMEs on GRDP is positive. The t-test shows the value of t-count > t-table. So it can be concluded that there is a significant influence of MSMEs on the GRDP of East Java Province in 2016-2020 of 100%

Strategi Pemasaran G-Coffee Menggunakan Analisis SWOT Guna Menghadapi Era Society 5.0

Increasing the number of residents in the city of Batam is a strategic goal in developing an entrepreneurial and business climate. This is in line with the development of micro, small and medium enterprises in Batam City. The purpose of this study is to analyze the needs for culinary tourism that are in demand by the community, especially millennials in Batam City. G-Coffee is a culinary tourism object that has a place with a contemporary design. The method used in this research is descriptive qualitative which aims to dig up information about Digital marketing management at G-Coffee for the needs of the community in terms of culinary tourism, this will later increase competitiveness and a wider market in its marketing strategy to face the era of society 5.0 where digital transformation has changed various habits and ways of life of society and industry including realizing Digital MSMEs. Based on research results, currently G-Coffee is very strong in the use of social media, especially to attract their customer segment which consists of students and students. In the future there needs to be a specific strategy that needs to be developed so that G-Coffe can still compete with its competitors.

UMKM Tent Rental "Shankara Rent Adventure"

This research was conducted to determine the factors of restriction (obstacles) in the development of Micro, Small and Medium Enterprises (UMKM) in the city of Malang. the research object is a tent rental place "SHANKARA RENT ADVENTURE" which operates in the service sector which is located on Jl. MT Haryono No.180a, Dinoyo, Kec. Lowokwaru, Malang City, jawa timur. The method used is a qualitative research method with a descriptive approach. Based on the research results, data was obtained that the factors that inhibited the development of the "SHANKARA RENT ADVENTURE" tent rental place were the quality factors of human resources (HR), media for promotion, and marketing, as well as financial management. From the results of the research above, then it can be explained that the tent rental place "SHANKARA RENT ADVENTURE" is not supported by local government agencies, especially the cooperative and MSE services and banking. This is a major obstacle to the development of a tent rental place "SHANKARA RENT ADVENTURE" in addition to the quality of human resources and media promotion of results From the description above, it can be concluded that the role of the government and banking is needed for the development of small industries in addition to support from other stakeholders.

Measurement of Capability Level Using Cobit 5 Framework (Case Study PT Permodalan Nasional Madani)

The development of information technology brings every company to take advantage of the technology they have. The utilization of information technology must be supported by good information technology governance. PT Permodalan Nasional Madani (PNM) is an Indonesian State-Owned Enterprise (BUMN) that is engaged in financial services. PT Permodalan Nasional Madani aims to assist the development of micro, small, medium, and cooperative enterprises. PT Permodalan Nasional Madani uses the PNM Digi application system in running the company. With the existing problems, PT Permodalan Nasional Madani needs to evaluate its IT governance by conducting an information technology audit. In conducting the audit, a framework is needed, namely COBIT 5 to measure the level of capability possessed by the company. This audit is carried out using the information technology audit stages that focus on 4 to 5 COBIT 5 processes that are priority improvements. The results of this audit will be in the form of an audit report containing findings, measurement results of capabilities, impacts if not corrected, level of gaps, and recommendations for improvement to recommendations for increasing levels for PT Permodalan Nasional Madani.

The Role of Islamic Finance in the Development of Small and Medium Enterprises in Jordan

The Role of Islamic Finance in the Development of Small and Medium Enterprises in Jordan

Pendampingan Pendaftaran Merek Dagang Pada UMKM Bebek Goreng Sri Lestari

ABSTRACTBrand is one of the most important parts of a product. A brand can be an added value for a product, whether it is a product in the form of goods or services. This added value is very beneficial for business actors. Therefore, business actors try to continue to introduce their brands from time to time, especially consumers who are their target market. Sri Lestari fried duck business actors are actually aware that in establishing a business it is mandatory to have a name, but they do not understand the importance of registering their business name/trademark. The problem faced in Sri Lestari's fried duck business is the lack of understanding of the importance of registering a trademark for the sustainability of a more advanced business. And the process for registering the Bebek Goreng Sri Lestari trademark needs assistance so that the continuity of the registration process can still be monitored. The methods offered as an alternative solution to this problem are (1) Socialization of what a brand is and the importance of registering a trademark to increase business and be able to compete with other similar business actors, (2) Provide assistance in the trademark registration process. The results of this mentoring activity are the publication of supporting documents for trademark registration, namely NIB (Business Registration Number), Certificate of Development of Micro, Small and Medium Enterprises from the Department of Cooperatives, Industry and Trade of Malang City and Certificate of Trademark Registration. ABSTRACTBrand is one of the most important parts of a product. A brand can be an added value for a product, whether it is a product in the form of goods or services. This added value is very beneficial for business actors. Therefore, business actors try to continue to introduce their brands from time to time, especially consumers who are their target market. Sri Lestari fried duck business actors are actually aware that in establishing a business it is mandatory to have a name, but they do not understand the importance of registering their business name/trademark. The problem faced in Sri Lestari's fried duck business is the lack of understanding of the importance of registering a trademark for the sustainability of a more advanced business. And the process for registering the Bebek Goreng Sri Lestari trademark needs assistance so that the continuity of the registration process can still be monitored. The methods offered as an alternative solution to this problem are (1) Socialization of what a brand is and the importance of registering a trademark to increase business and be able to compete with other similar business actors, (2) Provide assistance in the trademark registration process. The results of this mentoring activity are the publication of supporting documents for trademark registration, namely NIB (Business Registration Number), Certificate of Development of Micro, Small and Medium Enterprises from the Department of Cooperatives, Industry and Trade of Malang City and Certificate of Trademark Registration.Keywords: Accompaniment, Business Identification Number, Trademark registration

OPTIMALISASI MANAJEMEN STRATEGI DALAM MENINGKATKAN KINERJA PELAKU BISNIS UKM PADA ERA EKONOMI DIGITAL

The Covid-19 pandemic has had a major impact on the development of Micro, Small and Medium Enterprises (MSMEs). MSMEs must find the right strategy to survive. One of the strategies during the pandemic is digital marketing which allows MSME actors to market their products without being constrained by policies during the pandemic. Research on digital marketing strategies for MSMEs to compete in this pandemic era uses qualitative methods with a descriptive analysis approach. Descriptive research is collecting data based on the factors that support the object of research. Qualitative research deals with ideas, perceptions, opinions, beliefs of the people to be studied and all of them cannot be measured by numbers. The purpose of the study was to find out how the techniques, elements, processes and activities of MSME actors in using digital marketing to compete during the pandemic. The results show that there are still a few MSMEs that use digital marketing (15.08%) as a strategy to increase sales and require an understanding of digital marketing. Based on research analysis, MSMEs that already use digital marketing are able to survive and even increase sales without relying on conventional stores.

SOCIAL MEDIA MARKETING STRATEGIES AND BUSINESS SURVIVAL: A SURVEY OF SME’S IN DELTA STATE, NIGERIA

The study examined social media marketing strategies adopted by SMEs for their business survival in Delta State, Nigeria. The research population consists of all 3,976 registered SMEs with the Small and Medium Enterprises Development Agency of Nigeria, Delta State office (SMEDAN). Three hundred and ninety-eight (398) registered Small and Medium Enterprises in Delta State were used as sample which represents ten percent (10%) of the total number of registered SMEs which is in line with keilinger recommendation of sample study. A self structured questionnaire was used for data collection titled "Social Media and SMEs Questionnaire" (SMAPSMEQ). Data were analyzed using the descriptive and inferential statistics. The simple percentage, frequency count, mean and standard deviation were used to analyze the data received via research questions. Pearson Product Moment Correlation was used to test the three hypotheses. Findings shows that there exists a significant relationship between the impact of cause marketing strategy and customer’s loyalty among Small and Medium Enterprises, as an increase in the cause marketing strategy of SMES also leads to a corresponding increase in their customer’s loyalty and vice versa. A statistically significant relationship exist between the adoption of relationship marketing as social media marketing strategy and customer’s patronage among Small and Medium Enterprises in Delta State, which implies that maintaining a good relationship with its customers will have positive influence on the customer’s patronage, encourage mutual relationship, cheaper customer acquisition of Small and Medium Enterprises. Findings also shows that there exist a significant relationship between the adoption of scarcity marketing as social media marketing strategy and the volume of sales among Small and Medium Enterprises in Delta State, which means that if a good scarcity marketing strategy is maintained by a Small and Medium Enterprises, their volume of sales would also be positively affected. Based on the findings, it was recommended that small and Medium Scale Enterprises should give adequate attention to improving their cause, relationship and scarcity marketing strategies by setting up unit committees in their organization to see that these objectives are achieved. Small and Medium Enterprises Development Agency of Nigeria, Delta State office (SMEDAN) should continually encourage Small and Medium Scale Enterprises to uphold the use of these business strategies by using them as benchmark for raising the standard of their Enterprises across Delta State.
 Keywords: Social Media Marketing, SMEDAN, SMAPSMEQ, SMES, Strategies and Survival.

Kesan Orientasi Pengurusan Strategik Terhadap Kecekapan Firma Pembuatan Halal

High demand for halal products globally has contributed the rapid development of halal small and medium enterprises (SMEs). Halal Manufacturing Supply Chain Management (HSCM) has been adopted by SME as a dynamic action in improving firm performance (FP). However, the benefit of HSCM can not be fully achieved without effective strategic manufacturing management (SMM). Based on this concept, the relationships between SMM, HSCM, and FP have been debated. Hence, rigorous research is necessary to identify the factors and the implications of SMM towards HSCM and also FP as a whole. The primary objective of this research is to recognize the SMM practises applied in the halal manufacturing SME sectors. This research uses purposive sampling. A Structural Equation Modeling (SEM) by Partial Least Square (PLS) technique has been employed in analysing the collected data. Market orientations were found to have a significant impact on business performance when applied to halal-certified SMEs. On the other hand, despite having statistically significant effects on business performance, supply chain orientation exerted a reduced influence. This study establishes a framework for halal practitioners to improve their business operations through the application of strategic orientation principles.

An Assessment of Informal Sector’s Business Registration Patterns: Nature and Size among Micro, Small and Medium Enterprises in Lusaka

The informal economy is an integral part of a larger economic landscape. Micro Small and Medium Enterprises (MSMEs) informality is attributed to government regulation, a lack of finance, and a lack of access to land, so they do not see the need to formalize. The primary goal of the study was to assess the informal sector’s business registration patterns: nature and size among MSMEs in Lusaka. The study’s objectives were: to describe the size and nature of businesses in the informal sector not registered with PACRA, to assess the efficacy of the policy framework designed by the Ministry of Small and Medium Enterprises to stir the growth of entrepreneurship in Zambia and to determine the business registration patterns and reason (s) why some of those MSME’s have registered their businesses. A descriptive study was conducted with a sample size of 153. The sampling techniques used were purposive and snowball methods. A structured questionnaire was used to collect data and the questionnaire return rate was 82%. The study findings were that out of the 125 respondents, 58% were registered with PACRA and only 42% were not. The high number of MSMEs’ reflect the size of informality. Most businesses that were not registered mainly operated in non-specialized wholesale and retail trade. The study findings also revealed that the Ministry of Medium and Small-Scale Enterprise Development had not completed the process of finalizing policy frameworks aimed at strengthening the growth of entrepreneurship in Zambia. The other study findings were that most MSME’s registered their businesses mainly because it was a legal requirement. This was attributed to increased public awareness as a result of the passage of the Business Regulatory Act No. 3 of 2014. Lastly, the study was also able to identify a significant trend in the registration pattern of MSME's in Lusaka. There has been an increase in the number of registrations in the transport sector, while the wholesale and retail trade, agriculture, fishing and construction continue to top the trends. MSME registration helps to access business support services, meeting legal requirements, and promoting business growth. The MCTI should use the findings of this study to map formally registered businesses, track their growth, and enroll them in business accelerator programs.