Many distribution system operators are currently working on the deployment of smart meters to ensure, among other things, a better observability of their system. However, in the context of low-voltage (LV) networks, every customer does not benefit from such a measurement device, yet. Practically, when evaluating the techno-economic potential of an investment decision (cable upgrade, installation of storage units etc.), probabilistic load flows generally based on pseudo-sequential Monte Carlo algorithms can be used. Within this framework, the quality of the consumption/generation stochastic models has a major impact on the accuracy of the collected reliability indices. However, microscopic loads are often modelled with synthetic load profiles that are rather representative of an aggregated consumption behaviour. This study aims at evaluating the benefits of a modelling strategy based on the definition of reference cumulative distribution functions by applying it to an LV feeder in Belgium. Practically, this strategy requires a pre-processing clustering step. Moreover, a sensitivity analysis on the number (per cluster) of customers having a smart metering in their installation is complementarily conducted to evaluate the robustness of this modelling process in the context of techno-economic studies.