This study aimed to assess the contribution of credit schemes on youth entrepreneurship in Rwanda, specifically in Nyarugenge district. The research involved 540 respondents, including 72 youth entrepreneurs, eight local leaders, and two Vision Fund staff. Both qualitative and quantitative data were used, with the quantitative data containing statistical expressions to interpret achievements. The results showed that fixed pay and salary increases employees' performance, while minority disagreed. The null hypothesis was rejected, and the alternative hypothesis was accepted, indicating that the independent variable influences youth entrepreneurs' performance at Vision Fund, Rwanda. The regression equation demonstrated that youth entrepreneurs' performance at Vision Fund, Rwanda will always depend on a constant factor of.453, regardless of other factors. The majority of respondents agreed that microfinance has an average number of days a borrower needs to pay bills and obligations in specified periods, while minority disagreed. The ANOVA showed a p-value less than 0.05, indicating that there is no statistical significant relationship between credit limits and collection period and youth entrepreneurs' performance. Therefore, credit limits and collection period in Vision Fund are not implemented by top management, which does not have a statistical influence on youth entrepreneurs' performance. The researcher suggested several recommendations for management, such as understanding the default probability of default of entrepreneurs to gauge their future default risk, having a standard credit limit for existing terms and conditions in microfinance, and collecting customer information to improve customer satisfaction and retention. Overall, this study highlights the importance of credit schemes in fostering youth entrepreneurship and promoting economic growth in Rwanda.