The present study identifies the novel nano production of MgO nanoparticles as well as the Ag decoration of MgO nanoparticles using Morinda tinctoria plant extract. Green compounds are used to reduce zero valent atoms and to decorate metal oxide surfaces. X-ray Diffractometer analysis (XRD) was used to examine the cubic structure of MgO (28 nm) and Ag/MgO (21 nm) nanoparticles. Fourier transform infrared spectroscopy (FTIR) analysis was used to determine the reactive functional groups, metal–oxygen bonding, and OH molecules. Ultra-Violet Diffuse Reflectance Spectroscopy (UV-DRS) analysis revealed the optical entity and their orbital electron shift. Using the Kubelka-Munk relation, the optical defect of MgO (4.68 eV) and Ag/MgO (3.18 eV) nanoparticles was calculated. Scanning Electron Microscope (SEM) indicated surface decorations and their pure MgO nanoparticles rod-like shape, and Energy-Dispersive X-Ray Spectroscopy (EDX) identified their elements. TEM analysis confirmed the poly-dispersive nature of the Ag decorations on the MgO surface. X-Ray Photoelectron Spectroscopy (XPS) was used to determine the valency of metal (Ag-3d) and metal oxide (Mg-2 s&O-1 s). MgO and Ag/MgO were used in visible light photocatalytic dye degradation of Rh-B dye. The biological properties were tested against S.aureus and E.coli. The plasmonic decoration on the MgO surface accelerated photodegradation and increased biological susceptibility. The innovative characteristics of this work squeeze the green synthesis of Ag/MgO nanoparticles, their improved photocatalytic and antibacterial performance, and their potential applications in water remediation and biomedicine.