Daily Expenses Research Articles

Cigarette Consumption and its Impact on Farmers Expenditure (Case Study of Samatan Village, Proppo Sub-District, Pamekasan Regency)

Cigarettes have emerged as a significant commodity in Indonesia, notably impacting household expenditures, particularly among farmers. The Central Bureau of Statistics (BPS) has categorized cigarettes within the food group due to their substantial influence on the Food Poverty Line (FPL). In 2023, data from BPS Kabupaten Pamekasan indicated that cigarette expenditure per capita ranked second, following food and processed drinks. This trend is not confined to urban areas; it has permeated rural households, including those of farmers. This study aims to analyze the perceptions, motivations, and meanings associated with cigarette consumption among farmers in Samatan Village, as well as its impact on their household expenditures. Utilizing primary data from in-depth interviews and questionnaires, alongside secondary data from relevant literature and documentation, the findings reveal a strong connection between farmers and smoking. Motivations for continued smoking stem from familial and social influences, leading to a significant portion of their daily expenses being allocated to cigarettes rather than food or other necessities. The study concludes that, within the socio-cultural and economic context of Samatan Village, cigarette consumption parallels food expenditure levels. This underscores the necessity for policy harmonization and a comprehensive approach to address cigarette consumption issues, particularly among farmers.

Tally Tracking System

In today’s fast-paced world, effectively managing personal expenses is crucial for maintaining financial stability and achieving long-term goals. However, many existing systems lack a user-friendly interface to efficiently track and categorize expenses. Users often struggle to enter expense details manually and visualize their spending trends over time. These limitations can make it difficult to identify spending patterns and create effective financial plans. Without proper categorization and reporting features, users may fail to track their expenses accurately, which leads to poor financial decisions. To overcome these drawbacks, the new system features a modern, user-friendly website built using Python and Flask. This system allows users to easily enter their expense details, including the category of the expense, such as food, entertainment, transportation, or utilities. The website is designed to ensure that users can quickly input their daily expenses, making it more accessible and intuitive. With Flask as the backend framework, the system ensures efficient processing of user data and seamless integration of the front-The end interface provides a smooth experience for users who are not necessarily tech-savvy. One of the key features of the proposed system is its ability to visualize the entered data in various formats, allowing users to view their expenses on a day-by- day, month-by-month, or year-by-year basis. The system uses interactive graphs and charts to display data, making it easy for users to track their spending patterns over time. In addition, users can generate detailed reports based on their selected timeframe, which provides insights into their financial habits and helps facilitate better decision-making. This solution empowers users to take control of their finances by providing a clear, graphic representation of their expenses and an easy way to generate periodic reports, thereby enhancingoth their financial planning and awareness.

Analysis of Current Challenges Affecting Business Operations of Two State Enterprises

study sought to establish challenges affecting the effective business operations of two Zimbabwe parastatals under the Ministry of Lands, Agriculture, Fisheries, Water and Rural Development namely, the Grain Marketing Board (GMB) and the Zimbabwe National Water Authority (ZINWA). The study was prompted by negative media reports and complaints from key stakeholders about the operations of these institutions. The main theory underpinning the study was the Resource-Based Entrepreneurship theory (RBET) by Hussain et al. (2019) complimented by the organisation theory (Oyibo and Gabriel, 2020). The pragmatism philosophy was applied to ensure that both quantitative and qualitative aspects of study were accommodated. The study used the mixed methods paradigm and the explanatory sequential design. The target population was made up of 97 managers from the GMB and the ZINWA, as well as government officials. A sample of 46 respondents was used to obtain quantitative data responses. Purposive sampling the online sample calculator were used to determine the two sample sizes made of those who provided qualitative data and those for quantitative data through use of a self -administered structured questionnaire and semi-structured interview guide. .The major findings were that the two parastatals did not have management succession plans and suffered from political interference, lacked financial resources to carry out their operations and deliver quality products and/ or services. The major recommendations were; the need to promote autonomy and reduce bureaucracy in their operations, mobilising more resources particularly finances to ensure that daily operational expenses are met, implementing sound corporate governance systems that address corruption and having a coherent and effective performance management system.

Analisis Penerapan Akuntansi Berdasarkan Sak EMKM pada UMKM: Warung Seblak Teh Windy

MSMEs have a significant contribution, including: increasing employment opportunities and obtaining labor, forming Gross Domestic Product (GDP), and also becoming an option for people with low incomes to carry out productive economic activities. The object of this research is the UMKM Seblak Teh Windy which is located in Karawang Regency. This research aims to obtain information on how Seblak Teh Windy presents financial reports, analyze the accuracy of Seblak Teh Windy's financial accounting process using SAK EMKM, and reconstruct Seblak Teh Windy's financial records based on SAK EMKM. Qualitative methods were used in this research, data collection was carried out through interviews and documentation. The final results stated that Seblak Teh Windy UMKM did not keep financial records in accordance with SAK EMKM, where they only compiled daily expenses and receipts. Therefore, this research produces an analysis of Seblak Teh Windy's financial records in accordance with SAK EMKM, consisting of a financial position report, notes to financial reports and profit and loss reportss.

Implementation of the Pemuda Tangguh Scholarship Program for Students in Supporting Education in Surabaya City

The research aims to evaluate the implementation of the Pemuda Tangguh Scholarship Program in supporting education for students in Surabaya. It uses a qualitative descriptive approach, collecting data through observation, interviews, and documentation. Data analysis involves techniques like data condensation, data display, and drawing conclusions. The findings show that the program aligns well with its target group, the implementing organization, and the target group with the organization, indicating successful implementation. However, there are inconsistencies between regulations and distributed pamphlets, and students express the need for additional financial support for daily expenses.

Comorbidity Patterns in Chronic Obstructive Pulmonary Disease and Their Associations with Service Utilization

Background The prevalence of combinations of comorbidities and their associations with inpatient service utilization and readmission among patients with chronic obstructive pulmonary disease (COPD) have not been extensively examined. To address this gap in knowledge, an observational prospective study was conducted using retrospective data. Aims To identify patterns of comorbidities linked to length of hospital stay, daily expenses, and one-year readmission. Methods The 30 most common comorbidities were identified in patients with secondary diagnoses using the association rule mining (ARM) method. Regression models were used to examine the relationships between combinations of comorbidities and service utilization, with adjustments for covariates. Results The five most prevalent comorbidities were pulmonary heart disease (40.99%), ischemic heart disease (38.97%), heart failure (36.77%), hypertension (34.11%), and respiratory disorders (19.12%). Most combinations of comorbidities identified by ARM showed significant associations with an extended length of stay (>13 days), increased daily expenses (>930 CNY), and reduced readmission rates. Among these combinations, glycoprotein metabolism disorder had the strongest association with prolonged length of stay (adjusted odds ratio [aOR]): 1.89, 95% confidence interval [CI]: 1.82–1.95). Conversely, the combination of other brain diseases and respiratory failure was linked to higher daily expenses (aOR: 11.34, 95% CI: 10.58–12.15), and the presence of pulmonary heart disease was associated with elevated one-year readmission rates (aOR: 1.41, 95% CI: 1.37–1.46). Conclusion Common combinations of comorbidities among inpatients with COPD were identified from an extensive collection of discharge medical records. Furthermore, the associations between comorbidities, inpatient service usage, and readmission rates were determined.

Factors Affecting to Saving of Enterprise Employees in Oudomxay Province

The study of the factors affecting the saving of state enterprise employees in Oudomxay province aims to study the behavior of saving and factors affecting the saving of state enterprise employees within Oudomxay province. Which used a questionnaire to collect data from a sample group of 183 people using basic statistics and analyzed it with the least square regression analysis model (Ordinary Least Square). The result of the study found that most of the reasons why state enterprise employees decide to save money are for security in life, accounting for 79.78%, with the people who influence the decision to save money the most being themselves, and accounting for 49.18%, of which 57.38% do not specify the exact amount of saving money. The method of saving money is deducted from the salary account, accounting for 45.36%. The average amount of money that can be saved per month is between 500,001 - 2,000,000 kip. Covering 56.28%, with most of the average frequency of saving money per month being 1 time covering 76.50%, the selected period of ablution is indefinite, covering 49.46%. The form of withdrawal is depositing at banks or financial institutions, covering 94.54%, and the goal of withdrawing money is mainly to spend in emergencies, covering 65.57%, with 100% choosing to continue withdrawing money, and if they continue to withdraw, they will withdraw as before, covering 55.19%. The factors that affect retirement in the same direction include: interest rate, retirement preparation, and monthly income, number of branches of the institution, interesting promotion activities, and expectation of results. The correlation factors in the opposite direction include: daily life expenses, travel transaction fees, and health expenses, with a statistical significance level of 99%, 95%, and 90%, respectively.

Advanced Personal Budget Analytics: Combining Optical Character Recognition and Natural Language Processing for Automated Budget Categorization and Insight Extraction

A budget tracking system is a tool designed to help users monitor their financial resources, categorize expenses and control their financial resources. An Intelligent Personal Budget Analysis System is designed to redefine personal finance management. IntelliFinance is a user- friendly app designed for seamless and efficient daily expense management removing the necessity for conventional paper documentation. This project inculcates the concepts of Computer Vision, Machine Learning and Data Analytics, aims to surpass traditional budget tracking by incorporating innovative features such as receipt scanning and analysis. The project is implemented using Android Studio and Firebase, incorporating advanced features such as Optical Character Recognition (OCR) to capture receipt images, extract text, and process it for further analysis. Firebase ML Kit is utilized for scanning and text recognition, while Natural Language Processing (NLP) is applied for categorizing the extracted text. The system provides a personal budget analysis that enhances the accuracy of financial tracking by offering users a comprehensive overview of their spending habits, complemented by detailed reports and visualizations. Ultimately, this project serves as a financial companion, empowering users to take control of their finances, make informed decisions, and achieve their financial goals.

Impact of climate change on Chinese college students’ consumption behavior: A case study of Jilin University

This study investigates the impact of climate change on the consumption behavior of Chinese college students, especially their daily expenses. Using a survey method, data were collected and analyzed to understand the correlation between climate change awareness and consumption choices among students at Jilin University. The findings indicate that over 70% of respondents believe climate change significantly affects their daily lives and consumption habits. Particularly, changes in transportation choices were most prominent, with 68% of students opting for greener travel options. However, less willingness was observed in reducing online shopping or paying carbon taxes. These insights highlight the need for tailored educational interventions to enhance climate change awareness and promote sustainable consumption practices among college students.

APPLICATION OF THE PREPARATION OF FINANCIAL REPORTING STANDARD ACCOUNTING FOR MICRO, SMALL AND MEDIUM ENTITIES (SAK EMKM) IN CLEAN WASH LAUNDRY BUSINESSES IN PONTIANAK

Despite the critical role MSMEs play in Indonesia's economic development, many do not comply with the Financial Accounting Standards for Micro, Small, and Medium Enterprises when they are putting together their financial statements. This study aims to present the correct format for Clean Wash Laundry's financial reports according to SAK EMKM and to identify the challenges faced during this process. The research collected primary data through interviews and documentation studies using a qualitative descriptive method. The results show that Clean Wash Laundry only records daily income and expenses and does not adhere to SAK EMKM, mainly due to unfamiliarity with these standards.

Secure Storage of Crypto Wallet Seed Phrase

The Expense Tracker Application is a user-friendly and efficient tool designed to help individuals manage their personal finances with ease. In the ever-changing landscape of daily expenses, this application offers a structured method for tracking income, categorizing expenditures, and generating insightful financial reports. Its intuitive and visually appealing interface ensures that users of all technological skill levels can navigate it effortlessly. The application features visual representations to help users understand their budgetary trends and set limits for different expense categories. It provides timely alerts and notifications when users approach or exceed these budget limits. With robust security measures in place, the application ensures the confidentiality of users' financial data, enhancing their awareness of spending habits and enabling informed financial decisions. Additionally, this system proposes a novel approach to cryptocurrency transactions. Instead of relying on complex public and private keys, it simplifies key management by binding these keys to the unique IP addresses of the nodes involved. This method minimizes the need for users to manage large cryptographic keys, offering a more secure and user-friendly alternative for cryptocurrency wallets. By addressing the limitations of traditional cryptocurrency systems, this approach enhances key management and overall security

The Role of Gender in Household Financial Decision-Making: A Survey-Based Analysis in Urban India

This research paper explores the role of gender in household financial decision-making within urban India, focusing on the disparities between male and female respondents in financial literacy, investment behaviors, risk preferences, and decision-making authority. A survey-based methodology was employed, targeting 500 households across five major urban centers in North India. The study found that males generally exhibited higher financial literacy, were more likely to engage in riskier investments such as mutual funds and stocks, and predominantly controlled major financial decisions. In contrast, females preferred safer investments like gold and fixed deposits and were primarily responsible for daily expenses and savings. Education and employment emerged as critical factors influencing financial behaviors, with higher educational attainment and active economic participation correlating with better financial literacy and decision-making capabilities. These findings underscore the need for targeted financial education programs, policies promoting higher education and employment for women, and improved access to professional financial advice. By addressing these disparities, stakeholders can enhance women's financial empowerment and promote gender equality in financial decision-making, contributing to the broader economic development and stability of urban India.

Family Finansial Planning Strategy Fishermen in Sibolga City Central Tapanuli

The fishermen face two seasons, namely the fish harvest season and the famine season, where these two seasons greatly affect the income earned by fishermen. In the fish harvest season, fishermen earn relatively large incomes, while in the lean season, fishermen earn relatively little income so that fishermen need to have a strategy in carrying out family financial planning. The purpose of this study was to analyze the financial planning strategies of fishermen's families during the lean season and the fish harvest season. This study uses descriptive qualitative research methods with the number of research respondents of 10 fishermen in sibolga and data collection techniques through in-depth interviews. The results showed that during the fish harvest season, the family's financial planning strategy was to save and serve as business capital. Meanwhile, during the family season, the family's financial planning strategy is a coping strategy by reducing daily expenses and increasing income.

Changes in online public opinions associated with various three-child supportive policies in China: Observational study using social media data over time.

According to the Seventh National Census, China's fertility rate is less than 1.5, marking a significant national issue with potential risks. To counter this low birth rate, the Chinese government has relaxed family planning policies and introduced supportive measures. Changes in birth policy have attracted considerable attention from the people of China. This article aims to study the public's response to the three-child support policy using Weibo as a window. The goal is to provide a more balanced evaluation of current perspectives, enabling policymakers to formulate better fertility information, particularly when anticipating a poor public response to controversial policies. This research uses a crawler to gather data from Sina Weibo. Through opinion mining of Weibo posts on the three-child policy, Weibo users' online opinions on the three-child policy are analyzed from two perspectives: their attention content and sentiment tendency. Using an interrupted time series, it examines changes in online views on the policy, matching policy documents to the time nodes of Weibo posts. The public has shown great interest in and provided short-term positive feedback on policies related to improving maternity insurance, birth rewards, and housing subsidies. In contrast, there has been a continuous negative response to policies such as extending maternity leave, which has particularly sparked concerns among women regarding future employment and marital rights protection. On social media, the public's attention to the three-child birth policy has focused mainly on the protection of women's rights, especially legal rights after childbirth, and issues related to physical and mental health. Child-rearing support and economic pressure are also hot topics, involving the daily expenses of multichild families, childcare services, and housing pressure. However, this study also revealed that infertile or single women express a strong desire to have children, but due to limitations in the personal medical insurance system, this desire has not been fully satisfied. Our study demonstrates the feasibility of a rapid and flexible method for evaluating the public response to various three-child supportive policies in China using near real-time social media data. This information can help policy makers anticipate public responses to future pandemic three-child policies and ensure that adequate resources are dedicated to addressing increases in negative sentiment and levels of disagreement in the face of scientifically informed but controversial, restrictions.

Reductive Immobilization of Hexavalent Chromium in Soil Using Hydrazine – Kinetics, Process Optimization, Sonochemical Enhancement, and Cost Estimation

ABSTRACT The presence of hexavalent chromium in soil poses a grave hazard to the environment and human health. This study explores the effectiveness, mechanism, and economic viability of remediation of Cr(VI)-contaminated soil by hydrazine. Soil-phase batch kinetic experiments were performed to examine the feasibility of reducing Cr(VI) while finding the effects of relevant process parameters, such as initial Cr(VI) concentration, hydrazine dosage, pH, soil-to-water ratio, and temperature. The materials were thoroughly characterized to gain insight into the mechanism. TCLP tests were done to affirm the immobilization stability. Complete Cr(VI) reduction was achieved within 3 h using a moderate 326% excess of hydrazine at neutral pH. Sonication of the soil mixed with hydrazine using a probe-type sonicator accelerated the reduction of Cr(VI) to Cr(III). Kinetic data could be adequately fitted in a second-order rate model, where the rate constant shows a linear dependency on the soil-to-water ratio. Additionally, the logarithmic rate constant demonstrates linearity within the pH range. The leaching toxicity of Cr(VI) and Crtotal complied with the USEPA regulatory limit and remained stable for 75 d. Hydrazine alone and its combination with ultrasound are sustainable and economically feasible for effective remediation of Cr(VI)-contaminated soil. The statistical analysis using RSM indicated a 99.4% reduction, aligning closely with the calculated optimized value. The optimal process conditions are easy to implement for field application at a competitive cost compared to other reductants. A simplified economic analysis was done to check the competitive acceptability of the technique, considering the construction cost of the remediation plant and its daily operational and maintenance expenses. The results show that the proposed technique will be a competitive one for field applications for the remediation of soil contaminated with Cr(VI). The data and kinetic rate equation will be useful for the process design of the remediation of soil contaminated with Cr(VI).

An Expense Tracker

Abstract: The Expense Tracker project aims to provide a user-friendly platform for individuals or households to track their expenses efficiently. In today's fast-paced world, managing finances can be challenging, and this project seeks to simplify the process by offering a comprehensive solution. The project offers a range of features to help users manage their expenses effectively. It allows users to record their daily expenses, categorize them into different categories such as food, transportation, bills, and entertainment, and set budget limits for each category. The system provides notifications when users exceed their budget limits, helping them stay on track with their financial goals. One of the key features of the Expense Tracker project is its ability to analyze spending patterns over time. Users can view their expense history through interactive charts and graphs, allowing them to identify trends and make informed decisions about their finances. This feature is particularly useful for budget planning and identifying areas where expenses can be reduced. Security is a top priority for the Expense Tracker project. The system uses secure user authentication to ensure that only authorized users have access to their financial data. All data is encrypted to protect it from unauthorized access, providing users with peace of mind about the security of their information.

Analisis Keuntungan Usaha Rumah Makan “Tinutuan Marlan” Di Keluarahan Bahu Kecamatan Malalayang Kota Manado

This study aims to analyze the profitability of “Tinutuan Marlan” Restaurant in Bahu, Malalayang District, Manado City. The research was conducted over a period of 3 (three) months from September to November 2023 at “Tinutuan Marlan” Restaurant in Bahu, Malalayang District, Manado City. Primary data for this study were obtained through direct interviews with the owner of “Tinutuan Marlan” Restaurant, using a questionnaire as a data collection tool. Secondary data included business records from “Tinutuan Marlan” Restaurant and internet sources such as journals. The collected data were analyzed descriptively and presented in tabular form. Data analysis in this study included production cost analysis, revenue analysis, and profit analysis. The results of the study indicate that “Tinutuan Marlan” Restaurant in Bahu, Malalayang District, Manado City is profitable. The total weekly revenue received is IDR6,126,000, total weekly expenses are IDR3,428,250, resulting in a weekly profit of IDR2,697,750. For daily calculations over 6 days a week, the restaurant receives IDR1,021,000 per day in revenue, incurs IDR571,375 in daily expenses, and achieves a daily profit of IDR449,625.

An Expense Tracker

Our goal in creating the web application “Expense Tracker” was to make it as easy as possible for the user to use without requiring much thought. It was created to help with more effective and manageable daily spending management. We may keep track of our spending and cut down on the amount of time spent manually calculating daily expenses by using this application. The user of this program can enter their income to determine their total daily costs, and each user's results will be saved. Data mining is used by the application to forecast the manager's income and expenses. This program is based on the Graphics User Interface (GUI). You can download the application and proceed as necessary if you use Windows. Anybody can use this method to manage their income and expenses, from weekly to yearly minimums. more to monitor their expenditures. This program has multilingual capabilities and is incredibly user-friendly. This app's primary function is to allow you to track your expenses by noting the date, month, and year. It might help you increase your savings as well as keep your costs in check..

The relationship between individual internal factors and the prevention of obesity in students of junior secondary education level (Grades 7-9)

Purpose: Obesity is a risk factor for non-communicable diseases in children contributing to their physical, mental and social effects. This study aimed to investigate the relationship between individual internal factors and the prevention of obesity in students at the junior secondary education level.
 Design/Methodology/Approach: A multi-stage random selection method was used to select 273 junior secondary education level (grades 7-9) students from the province of Chachoengsao to participate as the study's sample. A questionnaire was used for data collection and was divided into 7 parts: (1) general information about the sample, (2) knowledge about the prevention of obesity, (3) attitudes towards the prevention of obesity, (4) motivation in obesity prevention, (5) habits in obesity prevention, (6) student allowance management and (7) obesity prevention behavior. The data were analyzed using frequency, percentage and correlation analysis.
 Findings: Factors correlated with obesity prevention behavior were obesity prevention habits (r=0.382) and student allowance (r=0.294).
 Conclusion: Parents and schools should give importance to building obesity prevention habits and encourage children to manage their allowance efficiently to be able to help prevent obesity in students at the junior secondary education level. The results from the research can be used to create a model for modifying dietary habits accordingly. The emphasis is placed on involving children in the selection of nutritious foods. Cooking substantial meals or snacks will help to develop healthy eating habits gradually. Add exercise in the form of sports games. In addition, teaching children to record their daily income and expenses for food and snacks will help them use their daily money to their full potential and build habits and values.

Perilaku Mental Accounting dalam Mengelola Daily Expenses dari Sisi Gaya Hidup Sehari-Hari Mahasiswa Indekos

Indekos students are an important segment of the academic community who need to support themselves financially. They usually live away from their parents' home and have to organise their own daily lives, including personal financial management. They often face various challenges in managing their finances to meet various needs such as boarding house rent, tuition fees, book fees, transportation costs, as well as non-academic expenses such as food and recreation costs. In this context, mental accounting behaviour is an interesting aspect to study because it can play an important role in the way boarding students manage their daily expenses. This study aims to find out how mental accounting behaviour plays a role in managing daily expenses and what are the factors that influence mental accounting in boarding students. Qualitative research with a phenomenological approach was chosen in this study to explore the phenomenon as a whole. After the research was conducted, it was found that mental accounting has a role in helping students manage their daily expenses. This can be seen from their behaviour of allocating money according to certain account categories such as boarding house rent, daily meals, skincare, transportation, academics and others.