Electromagnetic metamaterials offer great flexibility for wave manipulation and enable exceptional functionality design, ranging from negative refraction, anomalous reflection, super-resolution imaging, transformation optics to cloaking, etc. However, demonstration of metamaterials with unprecedented functionalities is still challenging and costly due to the structural complexity or special material properties. Here, we demonstrate for the first time the versatile fluidic radio frequency metamaterials with negative refraction using a water-embedded and metal-coated 3D architecture. Effective medium analysis confirms that metallic frames create an evanescent environment while simultaneously water cylinders produce negative permeability under Mie resonance. The water-metal coupled 3D architectures and the accessory devices for measurement are fabricated by 3D printing with post electroless deposition. Our study also reveals the great potential of fluidic metamaterials and versatility of the 3D printing process in rapid prototyping of customized metamaterials.