Faraday instability of viscous liquid films with Maxwell–Cattaneo (MC) heat flux on an infinite, heated horizontal substrate subject to vertical time-varying periodic vibration is investigated theoretically. The MC effect means that the response of the heat flux to a temperature gradient obeys a relaxation time law rather than a classical Fourier time law. Applying the classic Floquet theory to linear analysis, a recursive relation is obtained. When considering the MC effect, a new phenomenon appears at a large wave number k. The neutral stability curves branch new tongues that turn left rather than right as before, but the tongues still move up and right as the wave number increases. Furthermore, typical harmonic (H) and subharmonic (SH) alternation behavior continues to exist. Interestingly, the first tongue of a branch is H or SH, implying that there is a transition following the branches. However, near the critical wave number kc of a branch, the SH and H almost overlap. As Cattaneo number C increases, the tongue-like unstable zones of branches become wider, and the critical wave number kc of the appeared branch becomes small. As the driving frequency ω decreases, the branch tongues become elongated and the critical wave number kc of the appeared branch becomes small.