The Journal of FinanceVolume 36, Issue 2 p. 539-549 Credit Unions: Theory, Empirical Evidence and Public Regulation An Aggregate Model of the Credit Union Industry Frank J. Navratil, Frank J. NavratilDepartment of Economics, John Carroll University. Funding by The National Credit Union Administration (NCUA) is gratefully acknowledged. Participants in a seminar at NCUA provided the author with seveal suggestions which were incorporated in the research. Special thanks are due to John Wolken, who spent countless hours in discussion with the author, and Catherine Melfi and George Kosicki who provided research assistance. Any remaining errors or omissions are the sole responsibility of the author.Search for more papers by this author Frank J. Navratil, Frank J. NavratilDepartment of Economics, John Carroll University. Funding by The National Credit Union Administration (NCUA) is gratefully acknowledged. Participants in a seminar at NCUA provided the author with seveal suggestions which were incorporated in the research. Special thanks are due to John Wolken, who spent countless hours in discussion with the author, and Catherine Melfi and George Kosicki who provided research assistance. Any remaining errors or omissions are the sole responsibility of the author.Search for more papers by this author First published: May 1981 https://doi.org/10.1111/j.1540-6261.1981.tb00472.xCitations: 14 Read the full textAboutPDF ToolsRequest permissionExport citationAdd to favoritesTrack citation ShareShare Give accessShare full text accessShare full-text accessPlease review our Terms and Conditions of Use and check box below to share full-text version of article.I have read and accept the Wiley Online Library Terms and Conditions of UseShareable LinkUse the link below to share a full-text version of this article with your friends and colleagues. Learn more.Copy URL Share a linkShare onFacebookTwitterLinkedInRedditWechat Citing Literature Volume36, Issue2May 1981Pages 539-549 RelatedInformation