This study tackles the underutilization of geothermal resources for building heating by introducing a novel water storage tank designed to enhance efficiency and reduce operational costs. We established a field experimental system to assess this geothermal-energy storage coupled heating system under various thermal loads, comparing its performance against traditional systems. The key findings include: (1) The novel water tank achieves release/storage ratios of over 85% under various loads, surpassing existing water storage systems and demonstrating superior performance. (2) The thermal storage efficiency exceeds 45% under all load conditions, reaching up to 100% at low loads, highlighting the tank’s crucial role in energy conservation. (3) Compared to traditional systems, the coupled heating system significantly reduces operating costs, with reductions exceeding 20% under different loads. These results indicate that the novel tank not only boosts efficiency but also offers notable economic advantages. The innovative design and its validation in the field enhance existing literature by providing a viable, efficient solution for geothermal heating, encouraging broader adoption of geothermal energy and aiding in carbon emission reduction.