High sea surface temperatures recorded in summer 2021 introduced a unique opportunity for ‘real-time’ assessment of Exmouth Gulf turbid reef’s resilience to a marine heatwave event. Four sites along a turbidity and temperature gradient were surveyed during (March 2021) and after (October 2021) the event to assess bleaching rates (Bleaching Index = BI), differences in coral morphological responses to the heat wave, and post-event changes in benthic and coral community structure. Despite experiencing higher temperatures (> 30 °C) and Degree Heating Weeks (DHW = 8), the most turbid reef site, Somerville, displayed greater resilience to heat stress (BI = 14) compared to the “clear water” site, Bundegi (BI = 19.3), where temperatures never exceeded 30 °C (3 DHW). Our results also reveal that encrusting and massive corals, often considered more resilient to bleaching, displayed increased bleaching susceptibility at the turbid sites, potentially due to the synergistic effects of sedimentation and heat stress. In contrast, branching and foliose corals showed greater resilience to the heat wave in turbid water settings, while encrusting and branching corals exhibited lower resilience in the clearwater site. These findings highlight complex interactions between heat and reduced UV stress on turbid reefs potentially increasing resilience to bleaching but likely only for those coral morphologies that are not heavily impacted by sedimentation.