The continuous-spontaneous-localization (CSL) description of state-vector reduction allows one to describe reality by the state vector. The mathematical structure of the theory, based upon a c-number white-noise source interacting with the quantum system, is reviewed. Then this description is generalized in two ways. First, a generalization is made to a wide class of c-number stochastic processes: using the square root of the probability density functional of the process, it is shown how to construct an evolution equation for the state vector which results in state-vector reduction. Second, within this wider framework the c-number source is completely eliminated and replaced by quantum operators, dubbed «index» operators, representing new physical variables which interact with the quantum system