Consumer Confidence Research Articles

FAKTOR RESIKO YANG MEMPENGARUHI ONLINE PURCHASE INTENTION YANG DIMEDIASI OLEH TRUST PADA MASYARAKAT KOTA BATAM

The purpose of this study is to analyze and show the influence of risk factors on the trust of the Batam city community which affects online shopping intentions. This research is quantitative in nature. The population of this research is consumers buying goods through online stores. The sample size of this study was 209 respondents. This research data processing uses the SmartPLS application. The data for this study were obtained from primary and secondary sources, primary data were obtained through questionnaires while secondary data were obtained from sources already available from journals, bulletins, and data from the internet. In analyzing the data, researchers used descriptive analysis methods to analyze respondent demographics and quantitative analysis to test variables and relationships between variables using SPSS. The result of this study is that there is a significant positive influence between financial risk, product risk, social risk, security risk and time risk with trust on Online Purchase Intention in Batam. Trust affects online purchase Intention, when trust can be an intermediary that causes consumers' desire to shop in e-commerce, when the higher the level of store trust can affect consumer confidence as well as the resulting online purchase intention. Keywords: Risk, Online Purchase Intentions, Trust, Batam, e-commerce

Consumer Confidence in Digital Finance: Trust Dynamics in Online Banking

Consumer Confidence in Digital Finance: Trust Dynamics in Online Banking

Digital Trademarks in the Global Marketplace: Navigating Legal Landscapes and Technological Challenges

In the era of digitalization, trademarks have evolved beyond their physical constraints, emerging as pivotal elements in the international market. They function not only as distinctive markers of products or services but also offer legal safeguarding for brands, aiding consumers in differentiating among various options. Trademarks symbolize the source and assure the quality of a product or service, playing a vital role in cultivating brand recognition and loyalty. Their forms are diverse, encompassing words, logos, slogans, sounds, and colors, all under the protection of intellectual property laws. This essay delves into the development and challenges faced by digital trademarks, underlining their significance in securing intellectual property in the online realm. It tackles the intricacies involved in the registration, management, and enforcement of digital trademarks against a backdrop of swift technological progress and the internet's absence of geographical limits. By examining legal frameworks, international accords, and the roles played by global organizations such as the World Intellectual Property Organization (WIPO), the essay sheds light on effective strategies for digital trademark protection. Registering a trademark grants exclusive usage rights and bars unauthorized use, thus mitigating confusion and safeguarding the brands integrity. Given that trademarks are jurisdiction-specific, international treaties play a critical role in extending protection across various nations, highlighting their importance for the global economy and maintaining consumer confidence. This thorough analysis offers perspectives on maneuvering through the digital terrain to protect the bra.

Consumer-Focused Meat Science Extension Program Increase Consumer Confidence and Knowledge of Meat Selection and Preparation

Science-based, meat science education is often limited outside of universities, creating possibilities to develop Extension activities to educate and impower consumers in principles of meat science. The Indiana BBQ Bootcamp was developed to provide consumers information on meat selection, proper cooking techniques, food safety, and meat seasoning (spice rubs and marinades) through demonstrations and product sampling. Attendees were surveyed before and after the program to report their confidence in their ability to perform basic meat science techniques. Responses to all survey questions showed significant increase in the attendees’ confidence demonstrating improvement in their meat science knowledge.

Pendampingan Legalitas PIRT Pada UMKM Hasil Olahan Laut Di Desa Padelegan Kecamatan Pademawu Kabupaten Pamekasan

Padelegan village is a village that has a variety of processed seafood. Padelegan village has several MSMEs managed by the des aitu community itself. MSME products produced are in the form of processed marine products. Such as anchovy krispi, crab crackers, rengginang lorjuk, and others. The problem experienced by MSMEs in Padelegan Village is that they do not have a PIRT permit which has an impact on product distribution. The solution to this problem is the existence of Pirt permits which will have an impact on product distribution because consumer confidence increases. Community service activities through the Independent Community Service grant program aim to assist MSME actors in applying for Pirt permits. The method of community service consists of several stages, namely preparation, discussion, implementation and assistance, monitoring and evaluation. The method used in this service is to provide assistance in the management of household industrial production certificate (PIRT). The results of this service activity are in the form of Pirt permits owned by partners

Calf Care & Quality Assurance program – best management guidelines for the calf raising sector

The cattle raising sector has played an important role for devel­oping male or female calves with dairy genetics destined for the dairy breeding herd or the beef production system. Quality as­surance programs have become commonplace for food produc­ing enterprises to build consumer confidence that food is ethi­cally and responsibly produced. Calf raisers are a critical piece to this. Healthy calves are the cornerstone of every beef, dairy and veal facility. As no single organization or program covers all calves to ensure optimal health and welfare throughout the supply chain, the Calf Care and Quality Assurance program (CCQA; funded by the Beef Checkoff) was created through the collaboration of 4 industry groups. The National Dairy Farm­ers Assuring Responsible Management (FARM), Beef Checkoff-funded Beef Quality Assurance (BQA), Veal Quality Assurance (VQA), and the Dairy Calf and Heifer Association (DCHA) are na­tional recognized programs that collaborated to create the CCQA program. Included in the program are science-based guidance for calf raisers covering employee training, continuing educa­tion, emergency preparedness, calf health, animal handling and stockmanship, and management and care. Producers and veterinarians are encouraged to review the tools and resources, get certified in CCQA, and ensure they are following best man­agement practices for calves in their care. It is important that the education that producers, veterinarians and transporters receive is current and up to date, and adapts to this changing industry.

Development of Competency Standards for Good Hygienic Practices Facilitators to Enhance Food Safety Assurance

This study aims to develop comprehensive competency standards for facilitators implementing Good Hygienic Practices (GHP) in the food industry, particularly to align with the new Codex Alimentarius Standard on Principles of Food Hygiene. Through a literature review approach and drawing inspiration from the Regional Model Competency Standard (RMCS), the research seeks to address existing gaps in GHP training and facilitation. The study emphasizes the importance of consistent and effective implementation of food safety practices by formulating structured competency standards covering areas such as GHP application, risk management, specific hygiene practices, and integration with Hazard Analysis and Critical Control Point (HACCP) systems. These standards are anticipated to significantly enhance food safety standards, reduce the incidence of foodborne diseases, and increase consumer confidence in food products. Furthermore, the study's implications extend to future research and policy initiatives aimed at promoting food safety through professional training and global standardization of practices.

Traceability of Fruits and Vegetables Agricultural Products using Blockchain

This study explores the implementation of traceability systems utilizing blockchain technology in the agricultural sector, specifically focusing on fruits and vegetable products. Traceability is crucial for ensuring food safety, quality control, and supply chain transparency. Blockchain offers a decentralized and immutable ledger that enables the recording of every transaction or movement of agricultural products from farm to fork. By leveraging blockchain, stakeholders along the supply chain can access real-time, transparent, and tamper-proof information regarding the origin, cultivation, harvesting, processing, and distribution of fruits and vegetables. This enhances trust between consumers and producers, facilitates regulatory compliance, improves efficiency in recall management, and enables swift identification and resolution of food safety issues. Through case studies and analysis, this report evaluates the benefits, challenges, and future prospects of integrating blockchain-based traceability solutions into the agricultural industry, ultimately aiming to enhance food safety and consumer confidence.

Tinjauan Kehalalan Produk Susu Etawa: Studi Kasus HALT Corpora

This research aims to evaluate the compliance of the production and distribution processes at CV. Halt Corpora with the regulations stipulated in Law Number 33 of 2014 concerning Halal Product Assurance. The research method employed is field research, focusing on the owner and Production Chairperson of CV. Halt Corpora as the research subjects. Data were collected through interviews, observations, and documentation, and subsequently analyzed descriptively. The results indicate that the production and distribution processes at CV. Halt Corpora adhere to the principles of Islamic Economic Law and Law Number 33 of 2014 concerning Halal Product Assurance. However, attention should be given to aspects such as justice, honesty, and transparency in transactions, as well as maintaining public trust. The presence of the MUI Halal Certificate signifies compliance with halal principles, but special attention is needed regarding the extension and renewal of the certificate to preserve and enhance consumer confidence in the produced products.

ETHICAL HORIZONS: A COMPREHENSIVE EXPLORATION OF CONTEMPORARY BUSINESS ETHICS PRACTICES

This paper provides a comprehensive analysis of business ethics practices from 2014 to 2023 against the backdrop of a rapidly changing socio-economic landscape. Recognizing the escalating global challenges, the study employs the PRISMA framework to scrutinize 60 selected articles out of 1023 database entries. Examining business ethics through various lenses, the paper categorizes articles by year, country, continent, and subject groups. Initial emphasis on business ethics and Human Resource Management underscores the global impact of leadership, governance, and ethical interventions in maintaining standards. Noteworthy findings highlight NGOs' role in promoting ethical considerations in HRM practices. Leadership, codes of ethics and transparency emerge as pivotal factors in fostering sound business ethics. The study further explores the intersection of business ethics and marketing, emphasizing ethical practices' role in influencing consumer confidence, organizational performance, and brand image. The interconnectedness of business ethics and sustainability challenges the perception of associated costs, advocating for ethical rule integration in Small and Medium Enterprises. Additionally, the paper delves into the incorporation of Islamic principles into business ethics, showcasing their potential to transform businesses into socially responsible entities.

Ensuring Sustainable Hospitality: A Case Study on Occupational Health and Safety Governance at Ros-In Hotel

Workplace accidents often stem from worker negligence, human error, and insufficient management, including substandard occupational health and safety measures. Case studies, a common qualitative research method, utilize interviews and observations for primary data collection. In a specific case study at Hotel Ros-In, Yogyakarta, the Human Resources Manager was the key informant, participating in a 60-minute interview with three sub-themes: Covid-19 Post-Pandemic Regulation, Occupational Health and Safety, and Environmental Health. During the interview, Ros-In Hotel exhibited a robust commitment to complying with Ministry of Tourism and Creative Economy guidelines on hygiene, health, safety, and environmental sustainability. In the industrial sector, effective health and safety governance is crucial for maintaining consumer confidence and ensuring facilities meet stringent standards, protecting both consumers and workers. Strong safety protocols actively reduce workplace accidents and occupational diseases, fostering a safer work environment. This commitment not only benefits employees' well-being but enhances the company's overall reputation. Companies like Ros-In Hotel, through adherence to regulatory guidelines and robust safety measures, play a vital role in establishing a secure working atmosphere, instilling confidence in consumers and the broader community.

Data Security and Consumer Trust in Fintech Innovations using Technology Adoption Method

This study investigates the interplay between data security and consumer trust in the context of fintech innovation, employing the Technology Adoption Model (TAM) as the theoretical framework. Fintech, characterized by its rapid technological advancements, has revolutionized traditional financial services, offering convenience and efficiency. However, concerns about data security and privacy have emerged as significant barriers to consumer adoption and trust. The research methodology involves a comprehensive literature review to establish the theoretical foundation and empirical analysis of consumer perceptions through surveys and interviews. The TAM framework, which examines users' attitudes and behaviors towards technology adoption, serves as a lens to understand how data security measures influence consumer trust in fintech platforms. Results indicate that consumers prioritize data security and privacy when evaluating fintech services, with perceptions of security significantly impacting trust levels. Factors such as encryption protocols, authentication mechanisms, and regulatory compliance play crucial roles in shaping consumer perceptions of data security. Additionally, transparency and communication regarding data handling practices enhance trust and mitigate concerns. The study identifies the role of user experience design in fostering trust, as intuitive interfaces and clear privacy policies contribute to perceived security. The findings underscore the importance of proactive measures by fintech companies to address data security concerns, including robust cybersecurity protocols, regulatory compliance, and transparent communication strategies. The study highlights the intricate relationship between data security and consumer trust in fintech innovation, emphasizing the need for comprehensive approaches to mitigate risks and build consumer confidence. By understanding and addressing consumer perceptions and concerns, fintech companies can enhance trust and drive widespread adoption of innovative financial technologies. Keywords: fintech, adoption, security, trust, inclusion, investment, payment, insurance, technology, efficiency, innovation.

Consumer Confidence, Uncertainties, and Risk of the UK Travel and Leisure Industry

This study examines the impact of changes in consumer confidence and uncertainty related to economic policy, financial markets, and the crude oil market, on the returns and risk of the UK travel and leisure stock index. Using monthly data from November 2005 to February 2021 and applying quantile regressions and copula-based conditional value-at-risk (CoVaR) measures, the results are as follows. First, consumer confidence and uncertainties significantly impact the travel and leisure index returns across various quantiles, however, the impact is stronger at the left tail than the right tail; furthermore, the sign and magnitude of the impact differ across the various uncertainty measures. Second, there are significant upside and downside extreme risk spillovers from the extreme movements in the consumer confidence and uncertainty indices to travel and leisure index returns, with evidence of an asymmetric impact. Third, the results are influenced by the COVID-19 pandemic and global financial crisis. These findings have implications for market participants, such as portfolio managers, individual and institutional investors, and policymakers in the UK travel and leisure industry.

What Drives Property Insurance Demand in Croatia?

Abstract Property insurance is an important part of risk management, insurance coverage and vehicle of catastrophic losses financing. In developed countries, property insurance plays an important role in the structure of non-life premium, while in developing markets, such as Croatian, property insurance penetration is rather low. Unfortunately, the recent earthquakes in Zagreb (Croatia) and the surrounding area in 2020 have once again highlighted a large protection gap, resulting in a dominant role of government in financing catastrophic losses. The aim of this paper is to discuss and investigate the factors that determinate property insurance demand in Croatia. Using the VAR (Vector AutoRegression) methodology extended via spillover index approach, we analyse a comprehensive data set ranging from the economic, financial, social to insurance indicators. The conclusions of this research point that some of the expected drivers of insurance demand such as mortgage loans, consumer confidence and loss experience, are not important in Croatia, and that property insurance is dominantly driven by economic development.

PHYSICAL ACTIVITY AND SPINAL CORD INJURY: BEHAVIOUR, BARRIERS, MOTIVATIONS AND GAINS

INTRODUCTION & AIMS To attain a comprehensive understanding of physical activity (PA) behaviour in individuals with a spinal cord injury (SCI) in Australia. Investigation and analysis included volumes, guideline-adherence, barriers, motivators, and perceived benefits of PA. METHODS Methodology included quantitative and qualitative approaches. Statistical tests were used on national survey data (n=1,579) to scrutinise PA volumes and guideline-adherence. Semi-structured interviews (n=105) were used to explore barriers to PA, whilst focus groups (six groups of six people) were used to uncover motivations for, and gains of, PA. RESULTS The average PA per week was 333 (+/-318) minutes, 42% of people were sedentary, and less than half (47%) of individuals met PA-specific guidelines. Sociodemographic and injury characteristics displayed very weak capacity (2-5% variance) in predicting PA volume. Barriers pertained to cost, accessibility, pain, self-consciousness, and a perceived lack of return of investment in PA. Whilst appearance/weight management and improved health appeared initially as motivators to PA, participants reported they gained more affiliation and revitalisation through PA, and less appearance/weight management and health change than they had anticipated. Focus group analysis highlighted that the primary (and more significant) motivators and benefits of PA include independence, reclamation of identity, restitution, reduced familial burden, and mitigation of perceived hastened aging. CONCLUSION People with SCI in Australia are amongst the most sedentary in the nation, and less than half of individuals meet PA guidelines. Specific attention is needed toward females, older individuals and people injured non-traumatically. Barriers are significant and affordable and accessible services, skilful and knowledgeable clinicians, and an inclusive environment are needed to improve consumer confidence. Motivation and perceived benefits extend beyond obvious physical advantages of PA. Clinicians and scientists need to understand the psychosocial influence of PA in this sedentary population and harness this knowledge to improve participation and quality of life.

Water Fluoridation and Birth Outcomes in California.

There is a lack of research on the relationship between water fluoridation and pregnancy outcomes. We assessed whether hypothetical interventions to reduce fluoride levels would improve birth outcomes in California. We linked California birth records from 2000 to 2018 to annual average fluoride levels by community water system. Fluoride levels were collected from consumer confidence reports using publicly available data and public record requests. We estimated the effects of a hypothetical intervention reducing water fluoride levels to (the current level recommended by the US Department of Health and Human Services) and (below the current recommendation) on birth weight, birth-weight-for-gestational age z-scores, gestational age, preterm birth, small-for-gestational age, large-for-gestational age, and macrosomia using linear regression with natural cubic splines and G-computation. Inference was calculated using a clustered bootstrap with Wald-type confidence intervals. We evaluated race/ethnicity, health insurance type, fetal sex, and arsenic levels as potential effect modifiers. Fluoride levels ranged from 0 to , with a median of . There was a small negative association on birth weight with the hypothetical intervention to reduce fluoride levels to [; 95% confidence interval (CI): , 0.0] and to (; 95% CI: , ). There were small negative associations with birth-weight-for-gestational-age z-scores for both hypothetical interventions (: ; 95% CI: , 0.000 and : ; 95% CI: , 0.000). We also observed small negative associations for risk of large-for-gestational age for both the hypothetical interventions to [; 95% CI: , 0.000 and (; 95% CI: , 0.000)]. We did not observe any associations with preterm birth or with being small for gestational age for either hypothetical intervention. We did not observe any associations with risk of preterm birth or small-for-gestational age for either hypothetical intervention. We estimated that a reduction in water fluoride levels would modestly decrease birth weight and birth-weight-for-gestational-age z-scores in California. https://doi.org/10.1289/EHP13732.

The Relationship between Government Debt and Economic Sentiment

In recent years, the application of sentiment in the economic field has become increasingly important. In the last decades, researchers have mainly explored the macroeconomic impact of sentiment. For example, the prediction of sentiment on unemployment, GDP, and private consumption. Government debt has been a hot topic due to increasing debt in many countries around the world for a long time. Many researchers have argued that declining confidence can lead to a potential debt crisis. But little research has been done in the opposite direction, i.e., do changes in government debt affect economic sentiment (e.g., consumer confidence)? Our paper will provide an in-depth insight into the correlation between the two factors, based on data from the Czech Republic.

Determinants of Interest Purchasing Shallot Seeds of Varieties Thai Nganjuk (Tajuk)

The objective of this research is to analyze the factors influencing consumer interest in purchasing Tajuk variety onion seeds. The factors affecting consumer purchase interest include content marketing through YouTube, risk perception, and consumer trust. The research method employed is quantitative, with a purposive sampling technique used to select 85 respondents. Subsequently, the analysis results indicate that content marketing through YouTube does not significantly influence consumer purchase interest in Tajuk variety onion seeds. Risk perception does not have a significant effect on consumer purchase interest in Tajuk variety onion seeds. However, consumer trust has a significant influence on the purchase interest of Tajuk variety onion seeds. Furthermore, it is expected that content marketing through YouTube will provide development in the marketing of agricultural products, especially red onions, and through digital marketing media. Keyword: Content Marketing; Risk Perception; Consumer Confidence; Buying Interest; Shallot Seeds

Redefining food safety: the confluence of Web 3.0 and AI technologies in the meat supply chain—a systematic review

SummaryWeb 3.0 and artificial intelligence (AI) have presented unprecedent impact on the food sector. However, there is no clear scientific description yet related to their influences on food safety, quality and traceability across the meat supply chain. This study systematically reviews the available data pertaining to Web 3.0 and related novel technologies, their possible use in the meat supply chain and their confluent effect on meat safety. This systematic review followed the PRISMA methodology. The articles selected were identified by searching three databases: Scopus, Web of Science and PubMed. The search results showed that the meat industry and the meat supply chain have their share of positive implications instigated by Web 3.0 technologies. Web 3.0 technologies are shown to be effective for the food safety of meat from farm to fork, particularly in inspection and quality assessment with blockchain integration enhancing transparency and traceability with innovative approaches promising to improve meat safety, increase profitability, efficiency, scalability and modularisation of meat manufacturing in addition to better adherence to animal welfare increasing thus consumer's confidence. Further research is still, needed to examine the role of such technologies at the level of other parts of the supply chain including the pre‐processing step, processing and packaging.

Identification of Some Gem-Quality Red and Green Feldspars

Sunstone is a member of the feldspar group. Natural sunstones from Oregon exhibit unique optical effects and hold significant market value. However, since 2008, there has been a persistent issue of diffused red feldspars masquerading as natural sunstones in the market, severely undermining consumer confidence in purchasing natural sunstones. Fluorescence characteristics under 305–335 nm ultraviolet excitation are considered an effective method for distinguishing copper-diffused red feldspars from natural sunstones. In this paper, through detailed analysis and testing of ten market-acquired red and green feldspar samples, including UV-vis spectra, microscopic characteristics, fluorescence spectra, and chemical compositions, we validate the efficacy of fluorescence characteristics in identifying copper-diffused feldspars. The results verify the widespread prevalence of copper diffusion treatment in market-acquired red and green feldspars, shedding light on their treatment history and providing valuable insights for jewelry consumers. This research not only enhances our understanding of sunstone treatments but also strengthens the reliability and applicability of fluorescence spectroscopy in gemstone identification, offering promising prospects for its broader adoption in the jewelry market.