Enhancing performance through the combination of polyoxometalates (POMs) clusters with metal–organic frameworks (MOFs) that contain various transition metals is a challenging task. In this study, we synthesized a polyoxometalate-based metal–organic framework (POMOF) named HRBNU-5 using a solvothermal method. HRBNU-5 is composed of Zn[N(C4H9)4][MnMo6O18{(OCH2)3CNH2}2]@Zn3(C9H3O6)2·6C3H7NO, which includes two components: Zn[N(C4H9)4][MnMo6O18{(OCH2)3CNH2}2]·3C3H7NO ({Zn[MnMo6]}) and Zn3(C9H3O6)2·3C3H7NO (Zn-BTC). Structural characterization confirmed the host–guest structure, with Zn-BTC encapsulating {Zn[MnMo6]}. In a three-electrode system, HRBNU-5 exhibited a specific capacitance of 851.3 F g−1 at a current density of 1 A/g and retained high stability (97.2 %) after 5000 cycles. Additionally, HRBNU-5 performed well in aqueous-symmetric/asymmetric supercapacitors (SSC/ASC) in terms of energy density and power density in a double-electrode system. Moreover, it demonstrated excellent catalytic performance in a 1.0 M KOH solution, with low overpotentials and Tafel slopes for hydrogen and oxygen evolution reactions: 177.1 mV (η10 HER), 126.9 mV dec–1 and 370.3 mV (η50 OER), 36.3 mV dec–1, respectively, surpassing its precursors and most reported studies. HRBNU-5′s positive performance is attributed to its host–guest structure, high electron-transfer conductivity, and porous structure that enhances efficient mass transport. This work inspires the design of Anderson-type POMOF electrode materials with multiple active sites and a well-defined structure.