Estimation of chloride diffusion coefficient (Drcm) is an integral part of service life assessment of vulnerable concrete structures due to chloride induced corrosion. This study focuses on the suitability of an alternate non-destructive, low-cost approach of estimating diffusion coefficients through electrical resistivity and formation factor as a replacement of conventional destructive migration tests. The variation in formation factor for 60 concrete mixes with different Supplementary Cementitious Materials (SCM) types (fly-ash, slag) and proportions (0–40%) along with multiple mix parameters (w/cm ratio and target slump) were studied after 365 days of curing. Drcm values predicted from formation factor approach were found to be in close proximity to the coefficients obtained from migration test but however, required certain modifications to ensure conservative estimations. Tentative modification factors were developed for each binder separately as well as for all blended mixes. Based on the obtained factored Drcm values using the modification factor, it was demonstrated that it is possible to ensure reliable and conservative estimation of corrosion initiation time of any mixes without the requirement of destructive testing.