The impact of global environmental change on coral reef islands is uncertain, with few studies having resolved the critical controls on island formation and change. Based on detailed, topographic surveys, sediment analysis and radiometric dating, we present a multi-phase model of the formation of two reef islands in Jaluit atoll, Republic of the Marshall Islands. The initial phase of island building occurred 1300 years ago, later than elsewhere in the Marshall Islands and during a period of relative sea level fall from the mid-Holocene sea level highstand . Initial accumulation occurred as a consequence of relative emergence of the reef flat that forced a transition in reef flat ecology and dominant foraminifera sediment producers that contributed to island building. Distinctive sets of progradational ridges and their coarse sediment character provide evidence for the importance of extreme wave events in island expansion from an initial core. Expansion occurred in two principle phases, 650–350 years ago and 200 years ago to the present, each coincident with known phases of increased storminess in the central Pacific. Results highlight the complexity of island formation and show that future change will depend not only on sea level but storm processes that have been a major influence on island development over the past 650 years. Anticipated reduction in cyclogenesis in the southern Marshall Islands region suggests a near-future period of geomorphic stasis of the islands of Jaluit. An increase in cyclogenesis in the central Pacific and higher latitudes may enhance opportunities for storm-driven island accumulation events over the next century where coral growth is able to be maintained. • Island formation in Jaluit atoll occurred over the past 1300 years, during relative sea level fall and subsequent stability. • Cyclonic events were critical in the episodic expansion of islands over the past 700 years. • Relative sea-level fall forced changes in reef ecology and sediment production and transport regimes for island accumulation. • Formation of islands in Jaluit atoll lagged other parts of the archipelago and post-date habitation of the Marshall Islands. • Reduced storm dynamics in the tropical western north Pacific suggests a future period of island geomorphic stasis.