Abstract Understanding the growth of tropical convective clouds (TCCs) is of vital importance for the early detection of heavy rainfall. This study explores the properties of TCCs that can cause them to develop into clouds with a high probability of precipitation. Remotely sensed cloud properties, such as cloud-top temperature (CTT), cloud optical thickness (COT), and cloud effective radius (CER) as measured by a geostationary satellite are trained by a neural network. First, the image segmentation algorithm identifies TCC objects with different cloud properties. Second, a self-organizing map (SOM) algorithm clusters TCC objects with similar cloud microphysical properties. Third, the precipitation probability (PP) for each cluster of TCCs is calculated based on the proportion of precipitating TCCs among the total number of TCCs. Precipitating TCCs can be distinguished from nonprecipitating TCCs using Integrated Multi-Satellite Retrievals for Global Precipitation Measurement precipitation data. Results show that SOM clusters with a high PP (>70%) satisfy a certain range of cloud properties: CER ≥ 20 μm and CTT < 230 K. PP generally increases with increasing COT, but COT cannot be a clear cloud property to confirm a high PP. For relatively thin clouds (COT < 30), however, CER should be much larger than 20 μm to have a high PP. More importantly, these TCC conditions associated with a PP ≥ 70% are consistent across regions and periods. We expect our results will be useful for satellite nowcasting of tropical precipitation using geostationary satellite cloud properties. Significance Statement We aim to identify the properties of tropical convective clouds (TCCs) that have a high precipitation probability. We designed a two-step framework to identify TCC objects and the conditions of cloud properties for TCCs to have a high precipitation probability. The TCCs with a precipitation probability > 70% tend to have a low cloud-top temperature and a cloud particle effective radius ≥ 20 μm. Cloud optical thicknesses are distributed over a wide range, but thinning requires a particle radius larger than 20 μm. These conditions of cloud properties appear to be unchanged under various spatial–temporal conditions over the tropics. This important observational finding advances our understanding of the cloud–precipitation relationship in TCCs and can be applied to satellite nowcasting of precipitation in the tropics, where numerical weather forecasts are limited.