Stratus is the main artificial seeding target for weather modification in Ningxia. Meteorological satellites can detect macro and microcosmic physical parameters of large-scale stratus. Researching precipitation and cloud parameter characteristics of stratus can provide scientific and technological support for understanding the development and evolution of stratus to identify seeding conditions and effects. Eight typical stratus precipitation events of the summers of 2016–2021 of Ningxia were selected, using the nine point average method, that matched characteristic cloud parameters retrieved by FY-2G satellite with precipitation classification data of 25 national meteorological observation stations in Ningxia. These stratus precipitation characteristics were correlated with cloud parameters. The results indicate that precipitation decreased rapidly from the southeast to the northwest of Ningxia. In the synoptic background of precipitation, the cloud top height, super-cooled layer thickness, cloud optical thickness, cloud particle effective radius, and cloud liquid water content were all larger than those in the synoptic background of no precipitation. The spatial distribution feature manifests as gradually increased from southeast to northwest. The cloud top temperature and cloud blackbody temperature were smaller than those in the synoptic background of no precipitation. The cloud top temperature was near the cloud “seeding temperature window”, and the depth of the super-cooled layer was thick. This was in line with the “Seeder-Feeder” structure characteristic of cold stratus.