PurposeWith the development of the Chinese economy and its gradually opened market, there are more and more chances for foreign business entities who want to expand their businesses in China. The insurance market is one the most attractive. However, getting the authorization for their insurance business is one problem they encounter. The purpose of this paper is to provide some different views about Chinese insurance license regulations for those who want to start their business in China.Design/methodology/approachDifferent from the office papers or Regulations of China, this paper is based on research interviews carried out in China (mainly in Beijing and Shanghai). The empirical methodology reveals the actual ideas and attitudes about Chinese insurance license regulations. Except that, the comparative about some issues have been carried on between Chinese insurance companies and foreign insurance companies.FindingsThe research interview reveals that it is not difficult for foreign insurers to meet the requirements of clauses of regulations. However, the attitude of Chinese insurance regulators and the culture background, and even the political opinions of the official leaders, have played a very important role in the decision of the regulatory body.Research limitations/implicationsOwing to the limitation of funds and time for this interview research, the interviews were carried out mainly in Beijing, Shanghai and Shenzheng. Even most of head offices of insurance companies located in these cities, however, it cannot be said these views represented the 100 percent true opinions.Originality/valueThese findings cannot be said in public, while everyone can understand it. That is the value of this paper.