Cover crops and nitrogen (N) fertilization may affect soil mineral N, N uptake, and N productivity (grain yield per unit plant available N) in wheat (Triticum aestivum L.). We evaluated the effect of summer cover crops and N fertilization rates on soil mineral N and winter wheat grain yield, N uptake, and N productivity in the Loess Plateau of China. We measured cover crop aboveground biomass N, soil mineral N (0-20 cm), and winter wheat yield, N uptake, and N productivity for four seasons from 2017-2018 to 2020-2021. Cover crops were soybean (Glycine max L., SB), sudangrass (Sorghum sudanense [Piper] Stapf, SG], soybean and sudangrass mixture (SS), and no cover crop (CK) and N fertilization rates were 0, 60, and 120 kg N ha−1 applied to wheat. The SB increased cover crop biomass N and soil mineral N by 15 to 65%, but SS increased winter wheat yield, protein concentration, and N uptake by 25 to 55% compared to SG and CK at most N fertilization rates and years. Nitrogen fertilization rate had a variable effect on cover crop and wheat parameters. Wheat N productivity was 55 to 85% greater with CK than cover crops, but decreased with increased N fertilization rates. The N fertilizer equivalence of cover crops for wheat yield and N uptake ranged from 31 kg N ha−1 for SG to 150 kg N ha−1 for SS. Overall, SS with 60 kg N ha−1 can sustain winter wheat N uptake and N productivity compared to SG or CK with or without N fertilization.