Remote sensing image change detection is crucial for urban planning, environmental monitoring, and disaster assessment, as it identifies temporal variations of specific targets, such as surface buildings, by analyzing differences between images from different time periods. Current research faces challenges, including the accurate extraction of change features and the handling of complex and varied image contexts. To address these issues, this study proposes an innovative model named the Segment Anything Model-UNet Change Detection Model (SCDM), which incorporates the proposed center expansion and reduction method (CERM), Segment Anything Model (SAM), UNet, and fine-grained loss function. The global feature map of the environment is extracted, the difference measurement features are extracted, and then the global feature map and the difference measurement features are fused. Finally, a global decoder is constructed to predict the changes of the same region in different periods. Detailed ablation experiments and comparative experiments are conducted on the WHU-CD and LEVIR-CD public datasets to evaluate the performance of the proposed method. At the same time, validation on more complex DTX datasets for scenarios is supplemented. The experimental results demonstrate that compared to traditional fixed-size partitioning methods, the CERM proposed in this study significantly improves the accuracy of SOTA models, including ChangeFormer, ChangerEx, Tiny-CD, BIT, DTCDSCN, and STANet. Additionally, compared with other methods, the SCDM demonstrates superior performance and generalization, showcasing its effectiveness in overcoming the limitations of existing methods.