Fluorescent magnetic particle inspection (MPI) is a conventional non-destructive testing process for railway bearing rings that still needs to be completed manually. Due to the complexity of bearing ring surfaces in inspection, automatic detection for bearing rings based on image processing is difficult to apply. Therefore, we proposed a bearing ring defect identification method based on visual characteristics and high-level features. Inspired by the mechanism of human visual perception, defects can be identified from the complex background conveniently by human eyes. According to the linear structure characteristics and greyscale distribution characteristics of cracks in the acquired images, we introduce the centerline extraction and Gaussian similarity measure to reduce background noise and obtain the crack candidate regions. Then, an improved MobileNetV3 is used to extract high-level features of the candidate regions and determine whether they are defective, which uses a new attention module, Coordinate Attention (CA), to substitute the Squeeze-and-Excitation (SE) attention to improve the performance. The experimental results show that the detection accuracy rate of the proposed method is 96.5%. Compared with traditional methods, the proposed method can efficiently extract crack defects in a complex textured background and shows high-quality performance in recall and precision.