Census Method Research Articles

Pengaruh Motivasi Kerja dan Kepemimpinan Transformasional Terhadap Kinerja Pegawai

The aim of this research is to contribute to the literature and conceptual model of the influence of work motivation and transformational leadership on employee performance with job satisfaction as a mediating variable. This type of research is quantitative research with a survey method. The number of samples studied in this study was 115 samples of employees of the DIY Marine and Fisheries Service. Census method, because the entire population is used as a sample, the data collection method used is a questionnaire. The data analysis technique uses Structural Equation Modeling (SEM) with the SmartPLS program. The results of this research show that work motivation and transformational leadership partially have a positive and significant effect on job satisfaction. Work motivation, transformational leadership and job satisfaction partially have a positive and significant effect on employee performance. Job satisfaction is able to mediate the influence of work motivation and transformational leadership on employee performance

Effects of procurement risk management strategies on public procuring entities' performance

Organizations implement risk management to mitigate the effects of unforeseen events in their operation settings. The current study aims to investigate the relationship between procurement risk-management strategies and the performance of public higher-learning institutions registered by the National Council for Technical Education and Vocation Training in Tanzania. The findings of the study provide valuable insights that can influence the risk management strategies and performance management policies of public procuring entities. The Principal-Agent Theory guided the study. A convergent parallel mixed-method design was employed, utilizing a census method that included all 16 public high-learning institutions in Dar es Salaam as the sample. Primary data were collected through structured questionnaires and interviews. Quantitative data analysis involved descriptive statistics to compute percentages and means of school respondents. Multiple Regressions was employed for inferential statistics analysis. Qualitative data analysis was conducted using thematic analysis. The study identified risks affecting the performance of PEs including non-compliance risks, planning risks, managerial risks, contract management risks, and project delays. To address these challenges, the study recommends that entities should develop and adhere to their procurement plans, invest in capacity building to strengthen ethical practices to avoid unethical behavior, and address non-compliance issues. Entities should use a combination of strategies based on internal policies, experience, and the preferences of the procurement assignment.

A RETROSPECTIVE COMPARATIVE ANALYSIS OF 'CODE WHITE' REPORTING IN A UNIVERSITY HOSPITAL ON THE EXTENT OF VIOLENCE IN HEALTHCARE SETTINGS

The objective of this study was to examine and contrast the incidence of violence reported by White Code in a university hospital in Turkey and to analyse the phenomenon of workplace violence in terms of related variables. The study included 477 cases of violence against health workers reported between 2018 and 2023. The data were collected using a complete census method. Descriptive statistics and a chi-square test were employed for the statistical evaluation. Results: The majority of those subjected to violence were doctors (69.6%). The emergency services were the setting in which violence was encountered most frequently (51.6%). It was observed that physicians were exposed to verbal violence more than other occupational groups. There was a difference between years according to the type of violence, and violence was mostly caused by miscommunication. Consequently, it would be beneficial to adopt a multidisciplinary approach to the evaluation of the consequences of violence on healthcare professionals.

Analysis of Salted Fish Processing Production in Panipahan, Pasir Limau Kapas District, Riau Islands

This research was conducted in early May 2024 in Panipahan, Pasir Limau Kapas District, Rokan Hilir Regency, Riau Province. The purpose of this study was to analyze the process, input, and output in the analysis of salted fish processing production. In addition, it also determines investment and profit and analyzes the prospects and constraints of salted fish processing production. This research was conducted using a survey method by taking activities/case studies and determining respondents using the census method. From the results of the study, salted fish processing production activities in the form of input have sufficient availability, the process runs regularly so that it produces output in the form of processed salted fish products ready to be marketed. The total investment is IDR 78,464,000 per month and the profit is IDR 16,760,000 per month. According to various feasibility criteria, this business is feasible to be continued and developed

Impact of Training and Assistance on Home Industry SMEs Development by Housewives in Klambir Lima Village

Micro, Small and Medium Enterprises (MSMEs) in the home industry sector managed by housewives have significant potential in supporting the local and national economy. This research aims to identify the impact of training and mentoring on the development of MSMEs in Klambir Lima Village, Deli Serdang Regency, North Sumatra. The research problem raised is whether the training and assistance provided can effectively improve the development of MSMEs managed by housewives. The methodology used is a quantitative approach with a census method on 49 MSME actors in the village. The research results show that training and mentoring do not have a significant impact on the development of MSMEs (t-calculated value for training -1.456 < t-table 1.677; significance 0.152 > 0.05 and t-calculated value for mentoring 0.739 < t-table 1.677; significant 0.464 > 0.05). On the other hand, the marketing aspect has a significant positive impact on the development of MSMEs (t-value 3.134 > t-table 1.677; significance 0.003 < 0.05). Multiple linear regression analysis shows that training, mentoring and marketing simultaneously have a significant impact on the development of MSMEs (F value 3.336 > F-table 2.50; significance 0.028 < 0.05), with marketing as the most crucial factor. In conclusion, an effective marketing strategy is the key to increasing the productivity and development of MSMEs. More focused support on marketing aspects, as well as improving the quality of training and mentoring, is needed to help MSMEs overcome challenges and improve their performance.

Pengaruh Work Life Balance dan Lingkungan Kerja Non Fisik terhadap Kinerja Pegawai Pada Badan Kepegawaian Daerah Provinsi Sumatera Barat yang Dimediasi Kepuasan

Life balance in the implementation of work is an inseparable part of achieving employee job satisfaction, while job satisfaction is one of the most important parts of employee performance so that company goals are achieved effectively and efficiently. The aim of this research is to analyze the influence of work life balance and non-physical work environment on the performance of employees of the Regional Civil Service Agency of West Sumatra Province which is mediated by job satisfaction. The total population in this study was 73 people who were the samples in this study using the census or saturated sample method. Data was collected through distributing questionnaires with a Likert scale model and then testing the validity and reliability of the questionnaire. The data analysis technique used is the Smart PLS method. The results of this research are that work life balance has a positive and significant influence on employee performance at the Regional Civil Service Agency of West Sumatra Province; The non-physical work environment has a positive and significant influence on employee performance at the West Sumatra Province Regional Civil Service Agency. Work life balance has a positive and significant influence on job satisfaction at the Regional Civil Service Agency of West Sumatra Province. The non-physical work environment has a positive and significant influence on job satisfaction at the Regional Civil Service Agency of West Sumatra Province. Job satisfaction has a positive and significant influence on employee performance at the Regional Civil Service Agency of West Sumatra Province. Work life balance can be mediated by job satisfaction on employee performance at the Regional Civil Service Agency of West Sumatra Province. The non-physical work environment can be mediated by job satisfaction on employee performance at the Regional Civil Service Agency of West Sumatra Province.

The predictive role of common symptoms of premenstrual syndrome in the clinical practice of nurses: a cross-sectional study

BackgroundFemale nurses with high occupational stress are one of the groups at risk of premenstrual syndrome (PMS). The symptoms of this syndrome may affect the reduction of work efficiency, accuracy in doing work, concentration, and increased absenteeism of nurses and can lead to significant economic losses. This study aimed to determine the predictive role of common PMS symptoms in the clinical performance of nurses in public hospitals in Sanandaj, Iran.MethodsThe present study was a descriptive-analytical and cross-sectional study. In this study, 318 nurses participated in the census method based on the inclusion criteria. Data collection tools were premenstrual symptom screening questionnaires and nurses’ clinical performance evaluations. Data analysis was done with Spearman’s correlation tests, simple linear regression, multiple regression, t-test, one-way variance analysis, Tukey’s post hoc tests, and LSD using SPSS version 22 statistical software.ResultsThe average PMS score of the participants was 30.8 ± 11.45, which indicates severe PMS. Nurses’ average clinical performance score was 45.78 ± 35.29, indicating an average performance. The findings showed that PMS has a significant inverse correlation with clinical performance and its components. Simple linear regression showed that PMS can predict 26.5% of nurses’ clinical performance variance. Simple regression showed that with an increase of one standard deviation in the PMS score, the nurses’ clinical performance score decreased by 0.517 standard deviations and vice versa. However, by controlling confounding variables, with an increase of one standard deviation in the PMS score, the clinical performance score of nurses will decrease by 0.396 standard deviations and vice versa.ConclusionsPaying attention to reducing or controlling PMS symptoms may help improve nurses’ performance. Therefore, hospital and nursing managers can improve the performance and efficiency of their workforce by identifying nurses and other employees suffering from PMS and planning and using different methods to reduce its symptoms.

The design, implementation, and evaluation of a blended (in-person and virtual) Clinical Competency Examination for final-year nursing students

IntroductionStudies have reported different results of evaluation methods of clinical competency tests. Therefore, this study aimed to design, implement, and evaluate a blended (in-person and virtual) Competency Examination for final-year Nursing Students.MethodsThis interventional study was conducted in two semesters of 2020–2021 using an educational action research method in the nursing and midwifery faculty. Thirteen faculty members and 84 final-year nursing students were included in the study using a census method. Eight programs and related activities were designed and conducted during the examination process. Students completed the Spielberger Anxiety Inventory before the examination, and both faculty members and students completed the Acceptance and Satisfaction questionnaire.FindingsThe results of the analysis of focused group discussions and reflections indicated that the virtual CCE was not capable of adequately assessing clinical skills. Therefore, it was decided that the CCE for final-year nursing students would be conducted using a blended method. The activities required for performing the examination were designed and implemented based on action plans. Anxiety and satisfaction were also evaluated as outcomes of the study. There was no statistically significant difference in overt, covert, and overall anxiety scores between the in-person and virtual sections of the examination (p > 0.05). The mean (SD) acceptance and satisfaction scores for students in virtual, in-person, and blended sections were 25.49 (4.73), 27.60 (4.70), and 25.57 (4.97), respectively, out of 30 points, in which there was a significant increase in the in-person section compared to the other sections. (p = 0.008). The mean acceptance and satisfaction scores for faculty members were 30.31 (4.47) in the virtual, 29.86 (3.94) in the in-person, and 30.00 (4.16) out of 33 in the blended, and there was no significant difference between the three sections (p = 0.864).ConclusionEvaluating nursing students’ clinical competency using a blended method was implemented and solved the problem of students’ graduation. Therefore, it is suggested that the blended method be used instead of traditional in-person or entirely virtual exams in epidemics or based on conditions, facilities, and human resources. Also, the use of patient simulation, virtual reality, and the development of necessary virtual and in-person training infrastructure for students is recommended for future research. Furthermore, considering that the acceptance of traditional in-person exams among students is higher, it is necessary to develop virtual teaching strategies.

Analisis Keuntungan dan Efisiensi Usaha Keripik Pisang di Kabupaten Konawe

This study aims to analyze the benefits and efficiency of banana chips business in Konawe Regency. This study was conducted in Konawe Regency with a population of 5 people from Unaaha District, Amonggedo District, and Uepai District. The sample in this study was taken with the same number of respondents as the population, namely 5 people using the census method. Data sources consist of primary data and secondary data. Data collection techniques through interviews, observations, literature studies, and libraries and documentation. The data analysis method used in this study is to use cost analysis, revenue, profit, and Benefit/cost ratio or B/C ratio. The results of this study are that the banana chips business in Konawe Regency makes a profit of IDR 58,328,866/month with an average profit of IDR 11,665,773/month. While the average income is Rp 21,515,000/month and the average total cost is Rp 10,171,954/month. The results of the B/C ratio calculation obtained a B/C Ratio value of Rp 1.15 which shows that the results are greater than >1, meaning that every Rp. 1 cost incurred provides a profit of Rp 1.15. With the criteria of B/C value> 1, the banana chips business in Konawe Regency is productive or profitable and efficient to be worked on and developed.

Survival Analysis of Patients with Covid-19 Using Parametric Models in the Presence of Frailty Variable: A Prospective Cohort Study

Introduction: This study was performed to investigate the survival analysis of patients using parametric models in the presence of fragility variables. Methods: The data of this research belonged to a prospective cohort study of all the patients with Covid-19 in Fereydunshahr City. By conducting PCR tests on 2269 individuals suspected of Covid-19, 880 definite patients of Covid-19 were identified by census method. The death of the patients due to Covid-19 was the failure event. The response variable was the time from the onset of symptoms to the time of death (or censoring) at the end of the study. The data were analyzed through SPSS (version 16) and R software (version 4.3.2) at an error level of 0.05 and fitted with survival parametric models (considering the gamma distribution for the frailty variable) using Akaike's criterion. Results: Based on multiple regression analysis, the risk of death in patients with a history of heart disease was 4.9 times more than of patients without heart disease (95% CI for HR=2.21-10.98, HR=4.9) and in hospitalization patients was 4.2 times more than of outpatient cases (HR=4.2, 95% CI for HR=1.74-10.24). Moreover, increasing the age showed a significant relationship with the mortality rate (95% CI for HR=1.02-1.08, HR=1.05). With the inclusion of fragility variable in the model, the variable of “cardiovascular disease” was recognized as an important risk factor in survival time of patients; while without the fragility variable, this variable was ignored. In this study, according to the Akaike's criterion, the log-normal model showed a goodness of fit with the Covid-19 data. Conclusion: Using the fragility variable in survival regression models of patients with Covid-19, it is possible to identify the factors affecting patient mortality that it’s impossible to identify these risk factors in conventional models.

Effect of Leadership, Motivation, Training on Performance Through Employee Satisfaction of the Regional Secretariat of Bintan Regency

This study aims to determine the direct and indirect effect of leadership, motivation, training on performance through employee satisfaction of the regional secretariat of bintan regency. This type of research uses quantitative research methods with primary and secondary data sources. The population in this study was 109 Civil Servants (PNS) who worked at the Bintan Regency Regional Secretariat office. In this study, data collection was carried out using the census method in which the entire population was taken as a sample. By using the census method, this study aims to obtain accurate and representative data from the entire existing population. This step will make it easier for researchers to analyze and describe the characteristics and events that occur in the population. This research uses Smart-Pls as a data processing tool. The results of this study, Leadership has a positive and significant effect on Employee Performance. This proves that Leadership can affect the Performance of Employees of the Bintan Regency Regional Secretariat. Motivation has a positive and significant effect on Employee Performance. This proves that Motivation can affect the Performance of Employees of the Bintan Regency Regional Secretariat. Training has a positive and significant effect on Employee Performance. This proves that Training can affect the Performance of Employees of the Bintan Regency Regional Secretariat. Job Satisfaction has a positive and significant effect on Employee Performance. This proves that Job Satisfaction can affect the Performance of Employees of the Bintan Regency Regional Secretariat. Leadership has a positive and significant effect on Employee Job Satisfaction. This proves that Leadership can affect the Job Satisfaction of Employees of the Bintan Regency Regional Secretariat. Motivation has a positive and significant effect on Employee Job Satisfaction. This proves that Motivation can affect the Job Satisfaction of Employees of the Bintan Regency Regional Secretariat. Training has a positive and insignificant effect on Employee Job Satisfaction. Job Satisfaction mediates positively and significantly between Leadership and the Performance of Employees of the Bintan Regency Regional Secretariat. Job Satisfaction mediates positively and significantly between Motivation and the Performance of Employees of the Bintan Regency Regional Secretariat. Job Satisfaction mediates positively and insignificantly between Training and the Performance of Employees of the Bintan Regency Regional Secretariat.

Epidemiological Investigation of the Foreign Body in the Ear, How to Treat It and Its Complications in the Hospital Kamkar-Arabnia in Qom in 2019

Background: A foreign object in the ear is a relatively common emergency, and failure to remove it properly or using incorrect methods can cause irreparable damage. Objectives: This study aimed to investigate the epidemiology of foreign bodies in the ear, their treatment, and associated complications at Kamkar-Arabnia Hospital in Qom in 2019. Methods: This descriptive study used a census method to include 102 patients referred to Kamkar-Arabnia Hospital with complaints of foreign bodies in the ear. Data were collected using a checklist that included demographic and hospital information, and then analyzed using SPSS 18 with descriptive and analytical statistics. Results: The study included 102 participants with an average age of 12.41 ± 7.11 years. Most participants were male (58.9%, n = 60), and the age distribution was as follows: 0 - 6 years (49%, n = 50), 6 - 12 years (30.4%, n = 31), 12-18 years (13.7%, n = 14), and over 18 years (6.9%, n = 7). The most common foreign body was seeds (35.2%, n = 36). Complications were observed in 41.4% of cases, with the majority occurring in the age group of 0-6 years. In this age group, seeds were the most common foreign body, whereas in the age groups 6 - 12 years and 12 - 18 years, seeds were also prevalent. For individuals over 18 years, common foreign bodies included matchsticks, cotton, and plastic. Only 22 patients required anesthesia for removal. Among the age groups 0 - 6, 6 - 12, and 12 - 18 years, most foreign bodies were removed without complications, whereas 5 individuals over 18 years experienced canal bleeding. Conclusions: The study highlights the need for effective preventive measures to avoid the entry of foreign substances in children, emphasizing the importance of proper management to prevent complications.

Evaluation of Livestock Enterprises in terms of Farmer Satisfaction and Current Situation

In addition to meeting the basic needs and nutritional needs of people, the agricultural sector is of vital importance for countries due to many factors such as its place in employment, the supply of raw materials to the industrial sector and the use of the products produced as inputs, and its share in national income. The agricultural sector needs to be supported due to its unique characteristics and the importance of the sector. Although economic factors come to the fore on the sustainability of agricultural enterprises, the current situation and satisfaction of the enterprises also have an important place. In this study, the current situation and satisfaction of livestock enterprises are evaluated. The research was conducted in Seben District of Bolu Province small ruminant breeding as well as small ruminant breeding enterprises agricultural enterprises. In determining the enterprises, fullcensus method was used. Complete census method was used to determine the enterprises. Face-to-face questionnaire application was used to collect the data and SPSS package program was used to analyze the data obtained. As a result of the study, it was concluded that 74.4% of the enterprises were not satisfied with the situation and future of their agricultural enterprises, and they wanted their children to turn to different sectors and not to continue in the agricultural sector. In addition, producers stated that agricultural supports are important for the continuity of production and sustainability of enterprises (62.8%), and that they take agricultural supports into consideration in their production planning.

KEANEKARAGAMAN JENIS BURUNG DI TAMAN HUTAN RAYA PANCORAN MAS – DEPOK

Species richness of birds was influenced by vegetation structure, canopy cover, and the ability of the land to support bird life. Data on bird species diversity is needed as a basis for management planning in the area. As a Conservation area and life support area, the Pancoran Mas Great Forest Park (Taman Hutan Raya) must be supported by various scientific data and information for management purposes. One is the richness of bird species found in the Tahura Pancoran Mas area. This research aims to identify and inventory bird diversity and determine the composition of their habitat vegetation. This activity will be carried out in June - August 2022. Bird data collection uses the transect route method, while habitat data uses the census method. The birds found consisted of 13 species of birds. The diversity index value is 2.178 (medium) and the evenness index is 0.98 (stable). The species of birds identified are insect and fruit eaters, there is only 1 type that eats fish. There are 86 species of trees, with the dominance of each phase being fruit producers. Trees function as providers of food for birds in the form of fruit, insects, and seeds

The impact of surge capacity enhancement training for nursing managers on hospital disaster preparedness and response: an action research study

IntroductionHospitals as the main providers of healthcare services play an essential role in the management of disasters and emergencies. Nurses are one of the important and influential elements in increasing the surge capacity of hospitals. Accordingly, the present study aimed to assess the effect of surge capacity enhancement training for nursing managers on hospital disaster preparedness and response.MethodsAll nursing managers employed at Motahari Hospital in Tehran took part in this interventional pre- and post-test action research study. Ultimately, a total of 20 nursing managers were chosen through a census method and underwent training in hospital capacity fluctuations. The Iranian version of the “Hospital Emergency Response Checklist” was used to measure hospital disaster preparedness and response before and after the intervention.ResultsThe overall hospital disaster preparedness and response score was 184 (medium level) before the intervention and 216 (high level) after the intervention. The intervention was effective in improving the dimensions of hospital disaster preparedness, including “command and control”, “triage”, “human resources”, “communication”, “surge capacity”, “logistics and supply”, “safety and security”, and “recovery”, but had not much impact on the “continuity of essential services” component.ConclusionThe research demonstrated that enhancing the disaster preparedness of hospitals can be achieved by training nursing managers using an action research approach. Encouraging their active participation in identifying deficiencies, problems, and weaknesses related to surge capacity, and promoting the adoption and implementation of suitable strategies, can enhance overall hospital disaster preparedness.

Analisis Kelayakan Usaha dan Titik Impas Agroindustri Tape Singkong

This study aims to determine the cost, revenue, and income, determine the R/C value and break-even point of the cassava tape agro-industry business in Gandamekar Village, Kadungora District, Garut Regency. The research using the census method. The number of cassava tape craftsmen is 12 people. The data obtained were analyzed quantitatively and carried out in one production process. The results showed that: The cost of the cassava tape agroindustry in Gandamekar Village in one production process averaged IDR. 440,313.83 and the average revenue was Rp. 628,333.33 so that the average income earned by the artisans was Rp. IDR. 188,035.35 in one production process. The R/C value of the cassava tape agro-industry business in Gandamekar Village is R/C ratio = 1.42 for every cost incurred of IDR 1, you will get a profit of IDR 0.42. (3) The break-even point for the cassava tape agroindustry revenue point is IDR. 10,421.06, the price break-even point is IDR.5,857.36 and the average production volume break-even point is 52.67 kg.

Financial Feasibility of Palm Sugar Business in Ogomoli Village, District Galang Tolitoli Regency

Sugar palm (Arenga pinnata) is a type of plant that has been known for a long time because almost all parts of this palm tree can be used and contribute to people's income. Sugar palm as an NTFP product has a very important role in the development of NTFPs in Indonesia can support the economy of rural communities and has a bright market and high demand. This research aims to determine the financial feasibility of the palm sugar business and determine community income from selling palm sugar in Ogomoli Village, Tolitoli Regency, Galang District. The method used in this research is the census method (which is studied in measuring variables), namely, all individuals in the population are enumerated (investigated or interviewed) as respondents. Results of research carried out in Ogomoli Village, Galang District, Tolitoli Regency. Took a sample of 44 people. Based on the research results above, the average income from the palm sugar business in Ogomoli Village, Galang District, Toli-Toli Regency obtained by respondents was equal to. Rp. 19.584.00/ year with an average NPV of Rp. 105.950.39, with a Net B/ C of Rp. 5.33. The IRR value is 11.50% and the payback period (PP) in the palm sugar business is the profit earned or returned in the sixth year.

Hubungan Dinamika Kelompok Tani Hutan dengan Tingkat Partisipasi pada Program KTH Persemaian di Desa Nagrog

This research aims to examine the dynamics of forest farmer groups, the level of farmer participation, the relationship between the dynamics of forest farmer groups and the level of farmer participation. This research uses a case study method at KTH Giri Jaya in Nagrog Village, Cicalengka District, Bandung Regency. The technique for taking respondents was the census method with the unit of analysis being all members of KTH Giri Jaya, 20 farmers. The research results show that: (1) Group dynamics are in the high category; group goals, group structure, task functions, group development and maintenance, group cohesiveness, and group atmosphere are included in the high category; while group effectiveness is in the medium category, and group pressure and hidden intentions are in the low category. (2) The level of farmer participation in the KTH activity program is in the high category, with details: at the planning and evaluation stage it is in the medium category, while at the implementation and results utilization stage it is in the high category; (3) The relationship between group dynamics and the level of farmer participation in the KTH activity program shows that the higher the group dynamics, the higher the level of farmer participation which will have an impact on achieving the objectives of the KTH program activities.

Analysis of the Influence of Personal Selling Media Promotion on Purchasing Decisions for MSMEs in Badung District (Case Study at Studio Umah Trisna, Jimbaran)

This research aims to determine the influence of personal selling promotions via social media Instagram, TikTok, and Facebook partially and simultaneously on purchasing decisions among MSMEs in Badung Regency (Case Study at Studio Umah Trisna). Ninety clients who use Umah Trisna studio services are the subjects of this research. The sampling method uses the census method. This research uses a quantitative approach, and the data sources are primary and secondary. Data was collected through questionnaires. SPSS version 27.0 was used to process the collected data. Analysis was carried out using multiple linear regression, coefficient of determination, and hypothesis testing. The results of data analysis show that the social media variables Instagram, Facebook, TikTok, and research have a positive and significant effect on purchasing decisions for Studio Umah Trisna Jimbaran MSMEs partially and simultaneously. The implication of this research is that this research found an analysis of the influence of personal selling media promotion on purchasing decisions among MSMEs in Badung Regency.

Analisis Pemanfaatan Pinjaman Dana Bergulir Program Kota Tanpa Kumuh di Kecamatan Gayungan Kota Surabaya

This research is a quantitative study with data collection techniques using a questionnaire. The population used was all members of the self help group in Gayungan District, Surabaya City as many as 95 people. This study uses a sample with the census method. The census sample is the determination of the sample if all members of the population are used as the sample (Sugiyono, 2012). The data processing technique uses Partial Least Square (PLS) analysis, Outer Model, Inner Model, and Hypothesis Testing. The results of this study concluded: 1)Financial Literacy can contribute to the Utilization of Revolving Fund Loans; 2) Financial Experience can contribute to the Utilization of Revolving Fund Loans; 3) Income can contribute to the Utilization of Revolving Fund Loans; 4) Attitude of Managers Finance as a moderation of the Financial Literacy variable cannot contribute to the Utilization of Revolving Loans; 5) The attitude of the Financial Managers as a moderation of the Financial Experience variable cannot contribute to the Utilization of Revolving Loans; dan 6) The attitude of the Financial Manager as a moderation of the Income variable doesn’t contribute on the Utilization of Revolving Loans.