Case Study Of Bank Research Articles

The Effect of Placement and Competence on Employee Performance through Motivation as an Intervening Variable (Bank Case study, Mandiri Gandaria Branch)

This study aims to determine the effect of job placement and competence on employee performance with work motivation as an intervening variable at PT. Bank Mandiri Gandaria Branch. The sample used in this study were 100 employees who worked at the Gandaria branch office by using a questionnaire to collect data. The sampling technique used a saturated sample. Data analysis technique using path analysis produces validity, reliability, classical assumption test using multicollinearity test, path test and hypothesis testing. The results showed that the variable placement and competence have a significant effect on employee performance variables through indirect motivation, placement variables affect employee performance through motivation, competence variables affect employee performance through motivation. The placement variable has a direct effect on employee performance, the competence variable has a significant effect on employee performance.

Effectiveness of Mobile Banking Service Delivery in Tanzania: A Case Study of CRDB Bank

Digitization of banking technology is an essential means in transforming the financial services industry delivery, resulting to the increase of number of people who use mobile banking services either through mobile money companies or through the cooperation between banks and mobile companies, and mobile banking services still needs an effective oversight framework to safeguard public confidence and financial stability. To examine the effectiveness of mobile banking service delivery in Tanzania, a case study of CRDB Bank. In attaining this objective, the study further examined three specific objectives. The study examined customers’ altitude towards the use of mobile banking services in Tanzania and examined the extent of customers’ adoption of mobile banking services in Tanzania and examined challenges experienced by customers towards mobile banking services usage in Tanzania. The study adopted mixed used research design by combining the use of quantitative and qualitative approach. The findings revealed that customers had positively altitude towards mobile banking services and to the great extent; the customers are using some of the services offered by mobile banking services. Main challenges identified were transactional costs, security and privacy and reconciliation challenges. It was recommended for the conduction of more campaigns on mobile banking services, provision of trainings and awareness sessions to customers on the issues of security and privacy in using mobile banking services.

Resources Management and Economics Development in South Sudan, Case Study of Ivory Bank, South Sudan, Juba

This study is focusing on how bank financial resources can be increased by Ivory Bank in provision of financial services through of its branches. The research was conducted to demonstrate Resource Management in the bank. It involved explanation of historical development of banking and development system since the establishment of the Bank up to today. Also, it considered the development of Resource Management according to early thinker about management during Industrial Revolution. This is revealed by the study that the goal of resource management is to use the best combination of banking activities to satisfy bank customers. Therefore study considered the research analysis shown sectors benefiting more indicate, all customers mentioned above has the higher percentage. While in attention of bank authority for staff training, short courses Inside the Country follow, and reasons for choosing Ivory Bank, Bank nearer to Customers residence or market obtained more reasonable half percentage study analysis. Moreover reasons why customers got attracted to deal with bank, the question was about quick and reliable, accuracy, confidence, flexibility, the only bank in the area and all above the result has shown all mentioned above has the higher percentage of more than three quarter of sample size. All this indicate the result of study has demonstrate that, bank maintain more clients and is able to make resource management efficient and in turn increases chances for bank economic growth. This can increase the improvement of population standard of living although high running inflations affect these efforts. However there some challenges facing bank as shown study analysis, which could solve through staff motivation by bank management.

The Role of Internal Audit as a Corporate Governance Mechanism in Limiting Creative Accounting Practices: The Case Study of Libyan Commercial Banks

The Role of Internal Audit as a Corporate Governance Mechanism in Limiting Creative Accounting Practices: The Case Study of Libyan Commercial Banks

Baganiyas, servitude and survival: A case study of the Northern Bank of the Brahmaputra

Baganiyas, servitude and survival: A case study of the Northern Bank of the Brahmaputra

The importance of Banking sector in the growth of Nation economy: A case study of Stanbic bank in South Sudan

The banking industry is essential to supporting other institutions and general economic development in sub-Saharan African countries, acting as a vital support system for other institutions and overall economic development. This research aims to examine the correlation between banking sector assets, bank deposits, and liquid liabilities and their implications for the economy. A comprehensive survey was conducted, targeting all commercial banks in South Sudan. The questionnaire was completed by 50 directors, managers, and senior officers. The findings showed a tenuous inverse link between consumer deposits and economic expansion. To address these concerns, it is imperative for the government to establish a stable political system, exercise fiscal discipline, and establish effective information infrastructure within the banking sector. Policymakers should also prioritize tackling tax evasion and avoidance to bolster bank profitability and effectively deal with the challenges faced by the economy.

The Impact of Digital Adoption and Adaptive Leadership on Organizational Resilience: A Case Study of Indonesian Banks

The Impact of Digital Adoption and Adaptive Leadership on Organizational Resilience: A Case Study of Indonesian Banks

Cash Flow Impact and Trade Policy: Case Study of Central Banks of South Sudan

The purpose of this study was to asses the cash flows and its impact on trading policy. The research design adapted case study in which target population was 100 with sample size of 50 respondents, the researcher employed simple random sampling technique to select the respondent. Questionnaires were used to collect data. Data analysis was presented in table with emphasis of frequencies and percentage, traders used cash flow as a means of judging a business's financial foundations. results finding majority, 67% of the respondent were agreed for that statement, 4% of respondents were those of the trade policy can be defined as goals, rules, standards, and regulations that are involved in the trade between countries, 22%, of respondents were poor particular to a specific country and are formed by its public officials, 7% were those of when the policies of financial statements are not in proper manner. Other majority of respondents also shows their views with statement that, methods of preparing cash flow statement. The majority, 56% of the respondent were inadequate education skills, 11% of respondents were direct method, 22% of respondents were low level of health, 11% lack of interest. The majority respondents also indicate that, the policy aims of financial statement, to speed up the inflows and slow down the outflows in the company or financial institutions. Other majority of respondents also shows their views with statement that, 56% were those of Cash flow issues can arise from low-profit margins, 18% of respondent interest on savings and investments, 26% of respondents increased bank overdrafts or loans. The majority respondents were indicated that, the policy aims of financial statement, to speed up the inflows and slow down the outflows in the financial institutions. Other majority of respondents also shows their views with statement that, 71% were those of Cash flow issues can arise from low-profit margins. In the conclusion, central Bank should increase powers on controlling rate of hard currency and improve the system as to use electronic system for controlling random cash outflow. With aims to manage liquidity and maintaining price stability as the key responsibility.

Factor conditions and capability building of artificial intelligence empowered digital transformation in the banking sector: A case study of a Chinese bank

Factor conditions and capability building of artificial intelligence empowered digital transformation in the banking sector: A case study of a Chinese bank

Impact of Waste Bank on Behavior Change and Community Participation (Case Study of Waste Bank Assisted by Rumah Zakat)

This study aims to determine, analyze and describe the impact of the Waste Bank on changes in Behavior and Community Participation. This research is a descriptive study using a quantitative approach, the analysis method used is an index value consisting of two variables, namely behavior and community participation variables, while the sample of this study is 143 respondents of waste bank customers in Desa Berdaya assisted by Rumah Zakat. The data used consists of primary and secondary data, primary data obtained from questionnaires and interviews to respondents, while secondary data comes from journals, books and online websites. The results of this study show that the variable of community behavior after becoming a waste bank customer has a good category with an index value of 0.74, from before becoming a waste bank customer with a need improvement category with an index value of 0.33. Then the variable of community participation after becoming a waste bank customer has a good category with an index value of 0.74. Then the community participation variable after becoming a waste bank customer has a good category with an index value of 0.70, from before becoming a waste bank customer with a category that needs improvement with an index value of 0.37. In other words, the presence of Waste Bank assisted by Rumah Zakat is able to make changes to the behavior and participation of the community in managing waste.

HRM Management Approaches, With a Focus on Employee Centric Approach: A Case Study In The Rafidain Bank In Iraq

This research attempts to shed light on a topic that is considered one of the most important topics of HRMs management, which is the Employee centric approach by examining its philosophy and understanding . To achieve the goal, the research relied on the philosophical analytical method, which is one of the approaches used in theoretical studies. The research reached a set of conclusions, the most important of which are the theoretical studies that addressed this entry in the English language and the lack of it in the Arabic language, according to the researcher's knowledge. The research reached a set of recommendations, the most important of which was that this approach needs more research, analysis and study at the practical and theoretical level.

The role of regional banking systems in promoting sustainable development: challenges and opportunities

Regional banking systems play an essential role in sustainable development by financing environmentally and socially responsible projects. This article provides a comprehensive literature review and case studies of successful regional banks from various countries, including Triodos Bank (Netherlands), New Resource Bank (USA), and Sberbank (Russia). The analysis reveals that regional banks can contribute significantly to sustainable development by providing financing for renewable energy, organic food and farming, and social housing. Moreover, the study shows that regional banks can help to alleviate poverty and improve the standard of living for marginalized communities. The findings have important implications for policymakers, as regional banks can play a critical role in achieving the United Nations' Sustainable Development Goals. Furthermore, the study contributes to the literature on sustainable finance by providing empirical evidence on the role of regional banks in sustainable development.

The Effect of Placement and Competence on Employee Performance through Motivation as an Intervening Variable (Bank Case study, Mandiri Gandaria Branch)

This study aims to determine the effect of job placement and competence on employee performance with work motivation as an intervening variable at PT. Bank Mandiri Gandaria Branch. The sample used in this study were 100 employees who worked at the Gandaria branch office by using a questionnaire to collect data. The sampling technique used a saturated sample. Data analysis technique using path analysis produces validity, reliability, classical assumption test using multicollinearity test, path test and hypothesis testing. The results showed that the variable placement and competence have a significant effect on employee performance variables through indirect motivation, placement variables affect employee performance through motivation, competence variables affect employee performance through motivation. The placement variable has a direct effect on employee performance, the competence variable has a significant effect on employee performance.

The Impact of Adoption of International Financial Reporting Standard on Quality of Accounting Information in South Sudan: A Case Study of Kenya Commercial Bank and Cooperative Bank

The Impact of Adoption of International Financial Reporting Standard on Quality of Accounting Information in South Sudan: A Case Study of Kenya Commercial Bank and Cooperative Bank

A Case Study of Human Milk Banking with Focus on the Role of IoT Sensor Technology

Human milk is the biological norm for newborn nutrition, with breast milk from the mother being recognized as the best source of nutrition for infant health. When the mother’s milk is unavailable, donor human milk is the best alternative for infants with low birthweights. Growing recognition of the benefits of donor human milk has led to increasing global interest in monitoring and controlling human milk’s quality to fulfil the need for donor human milk. In response to this need, the REAMIT project proposed to adapt and apply existing innovative technology to continuously monitor and record human milk quality and signal potential milk quality issues. IoT sensors and big data technology have been used to monitor conditions that may increase spoilage (such as temperature and humidity) in the transportation stage. The sensors were installed in the insulated bags used to transport the milk from the donor’s home or hospital to the human milk bank and vice versa. The temperature and humidity were collected every 30 min, whilst the GPS locator sent data every 2 min. The data are collected in the cloud using GPRS/CAT-M1 technology. An algorithm was designed to send alerts when the milk temperature is above the prespecified threshold specified by the organisation, i.e., above −20 °C. The experience showed evidence that IoT sensors can efficiently be used to monitor and maintain quality in supply chains of high-quality human milk. This rare product needs a high level of quality control, which is possible with the support of smart technologies. The IoT technology used can help the human milk supply chain in five different aspects, namely by reducing waste, assuring quality, improving availability, reducing cost and improving sustainability. This system could be extended to various supply chains of rare and precious commodities, including further medical supplies such as human blood and organs, to completely avoid waste and ensure total quality in supply chains.

The role of big data management in improving the decision-making of banking organizations (Case study of Sepah Bank)

در سالهاي اخیر، اندازه داده‌ها در جهان به طور چشم‌گیري به صورت نمایی به چندین برابر افزایش پیدا کرده است. بانک‌ها نیز در فرایندهای خود مقادیر زیادی داده ایجاد و گاه هزینه‌های گزافی برای جمع‌آوری و نگهداری آن‌ها صرف می‌کنند. برخی از کارشناسان صنعت بانکی رشد هفت برابری حجم موجود داده‌ها را تا سال ۲۰۲۰ برآورد می‌کنند. امروزه فناوری کلان‌داده به ‌عنوان راه‌حلی برای بهره‌برداری و استفاده این حجم از اطلاعات مطرح است. اما بررسی و پردازش داده‌های بزرگ و نیز بررسی اثربخشی به کارگیری آن در حوزه بانکداری به عنوان یک چالش تلقی می‌گردد. از این رو، در این تحقیق به بررسی نقش مدیریت کلان داده در بهبود تصمیم گیری سازمان های بانکی (مطالعه موردی بانک سپه) پرداخته شد. بدین منظور جامعه آماری این تحقیق شامل 130 نفر از کلیه کارشناسان بخش اداره فناوری اطلاعات بانک سپه میباشد که به دلیل محدودیت جامعه آماری نمونه‌گیری صورت نگرفت. پرسشنامه‌های استاندارد مدیریت کلان داده 20 گویه‌ای، پرسشنامه توانمندسازی بهبود تصمیم‌گیری 22 گویه‌ای و پرسشنامه کیفیت تصمیم‌گیری10 گویه‌ای با استناد بر تحقیقات شمیم و همکاران (2019)، بعد از بومی‌سازی مبنای تحقیق قرار گرفت. نتایج توصیفی و استنباطی داده‌های پژوهش با استفاده از نرم‌افزار 19SPSS وPLS ، مورد بررسی و تحلیل قرار گرفت. نتایج تحقیق، حاکی از آن بوده است که فرهنگ سازمانی با ضریب 0.446 بیشترین رابطه مثبت و معناداری را بر توانمندسازی دارد. همچنین توانمندسازی رابطه مثبت و معنادار با ضریب 0.645 با اثربخشی تصمیم گیری و ضریب 0.884 با کارایی تصمیم‌گیری دارد.

The Value of Open Banking Data for Application Credit Scoring: Case Study of a Norwegian Bank

Banks generally use credit scoring models to assess the creditworthiness of customers when they apply for loans or credit. These models perform significantly worse when used on potential new customers than existing customers, due to the lack of financial behavioral data for new bank customers. Access to such data could therefore increase banks’ profitability when recruiting new customers. If allowed by the customer, Open Banking APIs can provide access to balances and transactions from the past 90 days before the score date. In this study, we compare the performance of conventional application credit scoring models currently in use by a Norwegian bank with a deep learning model trained solely on transaction data available through Open Banking APIs. We evaluate the performance in terms of the AUC and Brier score and find that the models based on Open Banking data alone are surprisingly effective in predicting default compared to the conventional credit scoring models. Furthermore, an ensemble model trained on both traditional credit scoring data and features extracted from the deep learning model further outperforms the conventional application credit scoring model for new customers and narrows the performance gap between application credit scoring models for existing and new customers. Therefore, we argue that banks can increase their profitability by utilizing data available through Open Banking APIs when recruiting new customers.

Critical investigation on the role of corporate social responsibility in business expansion: The case study of Grameen Bank

Critical investigation on the role of corporate social responsibility in business expansion: The case study of Grameen Bank

Based on Risk Indicator Analysis to Deal with Risk: A Case Study of Westpac Bank

Under APRA’s requirements, all Australian savings institutions need to develop risk appetite statements containing various risk indicators. This article will analyze Westpac’s various risk indicators based on Westpac’s annual report and risk appetite statement. There are six sections in this article. The first part is the background introduction. In the second part, by calculating and comparing the critical capital ratios of each quarter in 2020 and the preceding year, we analyze Westpac’s capital risk and the impact of CET1 on shareholders. The third part judges whether Westpac has achieved its credit risk target by comparing Westpac with the data of other banks in Australia. The fourth part is mainly about market risk. In this part, we analyze the most significant market risk Westpac faces. Westpac’s measurement and management methods of market risk and give Westpac improvement suggestions based on these data. The fifth part mainly studies the relationship between Bank’s Net Stable Funding Ratio, Liquidity Coverage Ratio and relevant risk appetite. In the last part, we summarize the article.

Customer Satisfaction, Customer Loyalty, and Market Orientation Through Service Quality: a case study of Islamic Banking in Indonesia

This study aims to examine: 1) the impact of marketplace orientation on client pleasure. 2) The impact of the carrier is great on patron pride. 3) the effect of marketplace orientation on customer loyalty. 4) the impact of provider satisfaction on patron loyalty. 5) the effect of consumer satisfaction on patron loyalty. 6) the effect of marketplace orientation on consumer loyalty via customer pleasure. 7) service great towards purchaser loyalty via client satisfaction. The sample of this examination is a hundred and seventy respondents; records series use on-line-survey. The evaluation approach used is Structural Equation Modeling with AMOS. The result is: 1) market orientation has a tremendous and sizable impact on purchaser satisfaction. 2) service best has a superb giant impact on client pleasure. 3) marketplace orientation has a trifling impact on customer loyalty. 4) carrier pleasantness has a tremendous-tremendous effect on consumer loyalty. 5) Customer delight has a superb-large effect on client loyalty. 6) marketplace orientation has an effective and extensive effect on consumer loyalty via purchaser satisfaction. 7) service satisfaction affects loyalty via patron pleasure. improve market orientation so that patron loyalty is stated through consumer satisfaction. further, enhance marketplace orientation through customer satisfaction to offer improved constancy to customers.