A model to estimate the Pt degradation rate and the numerical methods for high-speed computation were developed for the year-long and system-scale durability simulation in an acceptable accuracy and computational time. The parameters in the model were determined to reproduce the published accelerated stress test (AST) data with the 1 cm2 MEA of 2nd-generation MIRAI (MIRAI-2), state-of-the-art commercial fuel cell electric vehicle. Accuracy of the simulation results was validated by the published data of the ASTs with the FC stack having 13 cells of MIRAI-2, which consists of the 30000 startup-shutdown cycles in 0–0.88 V and 73000 acceleration-deceleration cycles in 0.6–0.9 V. The experimental and simulation results of the residual fractions of the electrochemical surface area in the cathode catalyst layer after the ASTs were 68 and 69 %, respectively, and they agreed in an acceptable accuracy. It was confirmed from the AST simulation with the different initial particle size distributions that even the small number of the coarse particles significantly accelerated the Pt degradation. The developed model was integrated to the FC system simulator the current authors had presented and a remarkable computational speed for the year-long and system-scale durability simulation was demonstrated with a normal laptop computer.