The article aims to determine how effective the stricter current requirements for the building envelope insolation are from the economic energy savings perspective. The article deals with a mathematical method for economic assessment of optimal building thermal insulation. The mathematical methods used in this article are based on evaluating the break-even point between the construction expenditures and the economic profit. Recent research shows that energy savings achieved solely through stricter standards applied to the building envelopes are limited in their ability to achieve maximum results. As the ratio of building volume to building envelope increases, further energy saving measures applied to the building envelope produce lower energy saving effects. Energy savings achieved using renewable energy resources, recuperation systems are much more effective. Research shows that much greater effect can be achieved by combining optimal building envelope energy efficiency measures with new requirements related to renewable energy sources and recuperating systems, such as solar batteries, wind turbines or heat pumps.