The bonding characteristics between steel bars and concrete in reinforced concrete (RC) structures are crucial for the prediction of load-bearing capacity for seismic design. Nevertheless, most previous studies on bond-slip performance focus on the bond strength based on the pull-out experiments, it is often overlooked that the effect on the failure modes of RC members and the deformation performance due to the bond characteristics. In this research, the effect of the diameter and its arrangement of the reinforcement of the RC column on the bond failure mode and load-bearing capacity based on the cyclic loading tests and the FE analysis are carried out. In the cyclic loading test, it was found that two RC columns with different diameters and reinforcement arrangements showed distinct load-bearing capacity, deformation performance, and failure mode. Despite those columns having the same longitudinal reinforcement ratios. In addition, by applying an advanced finite element analysis using a bond-slip model that induces splitting failure, we succeeded in reproducing the cyclic deformation behavior and local damage obtained in experiments with high accuracy. The proposed model brings in the advanced prediction of the seismic behavior of RC structures and the enhancement of seismic resistance of social infrastructure facilities to earthquake disasters.