ABSTRACT Fire outbreaks in informal settlements pose severe threats to residents and their properties. Despite the frequent occurrence of fire events in Bangladesh, detailed studies on fire propagation behaviour remain limited. This study addresses this critical issue by comprehensive investigations into the ignitability and burning behaviour of different materials such as cardboard, polyurethane foam, plastic bags, wood, and structural timber that are commonly found in informal settlements. Additionally, an advanced numerical model based on the finite volume method was developed in Fire Dynamics Simulator and then employed to accurately predict the fire-reaction properties of materials under the cone calorimeter environment. The results revealed that cardboard ignites quickly, burns moderately, and does not produce flaming droplets or ignite the filter paper. PU foam burns vigorously, with a high burning rate, and emits dense black smoke and a toxic odour. Plastic bags ignite rapidly, burn intensely, and are greatly influenced by the presence of airflow. The numerical model successfully quantified fire-reaction properties such as ignition time, heat release rate (HRR), and flame spread characteristics. Notably, wood and structural timber demonstrate a distinct combustion pattern with a sharp HRR peak, while PU foam exhibits the highest peak HRR values followed by timber masonite.