Behaviour In Nigeria Research Articles

Motivational Analysis Behind Cyber Criminal Behaviour in Nigeria

The invention of the cyberspace showcased in the use of internet, a necessary tool that has come to stay, defining how people interact and communicate on daily basis, defiling the phenomenon of time and space, thereby making the world a global community. The internet can be said to be a two edged sword that is advantageous and can be destructive depending on the application and user motivations. It’s on this note that the work analyzes the motivations behind cybercriminal behaviour in Nigeria, Identifying ‘anonymity in cyberspace, thrill-seeking, financial gain, revenge seeking, addiction, law enforcement and weak cyber security’ as the key motivations behinds cybercriminal behaviours. ‘Routine Activity Theory’ was used to analyze the work, anchoring it on the premise of ‘motivated offender’. The study concluded with recommendations that government and stakeholders in the cyberspace industries, need to prioritize investment in ‘law enforcement and weak cyber security’ overhauling the security architecture in charge of prosecutions and investigation of cybercrime activities/offenses, which guarantee protection of confidential data and reduce the risk of cybercrimes.

Machine learning-based model for prediction of accountants behaviour in Nigeria

Machine learning-based model for prediction of accountants behaviour in Nigeria

Cultural implications on driver behaviour and road safety: insights from Kano State, Nigeria

This study investigates the cultural implications of driver behaviour and its impact on road safety through the lens of Driver Behaviour Questionnaire (DBQ). The survey includes 741 drivers aged 18 and above from Kano State, Nigeria. Our analysis identifies a three-factor model: Violations, Errors, and Aggressive Violations. The study compares these findings with two others from different regions and state in Nigeria, revealing significant differences in driver behaviour, thereby highlighting the influence of cultural factors. Our analysis finds significant correlations between driver demographics and risky behaviours, with older drivers showing a higher risk of crashes. This indicates the importance of tailored road safety measures for different demographics. Efforts to curb risky behaviours encompass a multi-faceted approach. Improvements in road infrastructure, including lane expansion and pedestrian-friendly designs, foster safety while discouraging violations. Addressing factors like hawking and trading on roads is paramount to maintain driver focus. Furthermore, investment in comprehensive driver education, awareness campaigns, and advanced training programs is vital to reduce errors and aggressive driving behaviours. Recognising the cultural differences that influence driver behaviour in Nigeria is vital for creating a safer and more respectful traffic environment. Interventions tailored to specific cultural contexts are likely to be more effective than one-size-fits-all approaches. In conclusion, this study advocates for a holistic approach, integrating law enforcement, infrastructure enhancements, and driver education campaigns, to mitigate risky behaviours among drivers and enhance road safety.

Micro Data Analysis of Retailers Price Setting Behavior in Nigeria: Implication for Monetary Policy

Micro Data Analysis of Retailers Price Setting Behavior in Nigeria: Implication for Monetary Policy

Conspiracy Theories, Vaccine Hesitancy and Determinants of Vaccination Acceptance in Nigeria: A Conceptual Review

Purpose: This conceptual review aims to dissect the intricate web of conspiracy theories, vaccine hesitancy and determinants of vaccination acceptance within Nigeria's socio-cultural context, shedding light on their genesis, propagation and impact on public health outcomes. Methodology: Employing a multidisciplinary approach, this study synthesizes existing literature and theoretical frameworks from various disciplines, including sociology, anthropology, public health, and communication studies. Methodological rigor is ensured through comprehensive literature review and critical appraisal of relevant studies, enabling a holistic exploration of the subject matter. Findings: Through a systematic analysis, the review identifies and examines socio-cultural, economic and political influences that shape vaccination behavior in Nigeria. It illuminates the multifaceted determinants contributing to vaccine hesitancy, ranging from religious beliefs to historical legacies to socio-economic factors and healthcare accessibility challenges. The review also highlights the genesis and propagation of conspiracy narratives, their impact on public trust in vaccination and consequent implications for immunization uptake. Unique Contribution to Theory, Policy and Practice: This review makes several contributions to theory, policy, and practice in the field of vaccination and public health. Firstly, it advances theoretical understanding by synthesizing existing knowledge and proposing conceptual frameworks that elucidate the socio-cultural, economic, and political determinants of vaccination behavior in Nigeria. Secondly, it informs policy development by identifying key areas for intervention, such as addressing vaccine hesitancy, countering misinformation, and strengthening healthcare infrastructure to enhance vaccine delivery. Finally, it offers practical insights for public health practitioners and policymakers, providing evidence-based recommendations for designing effective vaccination campaigns, communication strategies, and community engagement initiatives tailored to the Nigerian context.

Rule of Law and Tax Compliance Behaviour in Nigeria: Does Tax Morale Matter?

The purpose of this study was to analyse the moderating influence of tax morale on rule of law and tax compliance behaviour of self employed taxpayers in Bayelsa State, Nigeria. The study anchored on social exchange theory and survey research design was adopted with a population of 30, 450 self employed taxpayers. Stratified sampling technique was used to establish the number of trade and artisans self employed individuals grouped into fifteen (15) groups on the basis of line of business. The study was based on nine hundred (900) respondents on an average of sixty (60) participants from the fifteen (15) respondents groups out of which eight hundred and forty-two (842) were used as new respondents due to the number of questionnaires returned. Questionnaire were used as the primary source of data collection after reliability test using Cronbach Alpha and the responses obtained from the respondents were analysed using univariate, bivariate and multivariate analysis. The multiple regression analysis suggested that rule of law positively and significantly affects tax compliance behaviour of self employed taxpayers in Bayelsa State, Nigeria, and tax morale does positively and significantly affects the association between rule of law and tax compliance behaviour of self employed taxpayers in Bayelsa State, Nigeria. On the basis of the research findings, the study concluded that there is moderating function of tax morale on rule of law on tax compliance behaviour of self employed taxpayers in Bayelsa State, Nigeria. The study recommended amongst others that, the relevant tax authority (Bayelsa State Internal Revenue Service) should play a more vigorous responsibility in socializing tax laws and regulations to increase the awareness of taxpayers about the significance of fulfilling tax obligations, which will later be used for provision of social goods and services for the wellbeing of the citizens. Furthermore, understanding the social psychological (demographic) of a taxpayer as its relate to tax morale would help in addressing the issue of the rule of law and tax compliance behaviour in Nigeria, and this would also assist the government to formulate the better tax policies for effective and efficient revenue generation.

Impact of Macroeconomic Shocks on Fiscal Policy Behaviour in Nigeria

The inability of fiscal policy to achieve its sets of macroeconomic objectives in the recent times has been traced to interference from some sets of macroeconomic shocks which require investigation in order to bring about policy recommendations that will make fiscal policy less- vulnerable to these shocks and hence improve its effectiveness in achieving its macroeconomic objectives. This study investigated the impact of macroeconomic shocks on fiscal policy behaviour in Nigeria. Auto-regressive distributed lags (ARDL) was used to achieve the impact of macroeconomic shocks on fiscal policy behaviour in Nigeria. Findings from the study revealed that shocks like government expenditure, government revenue, oil price volatility and commodity price volatility all constitute long run shocks to fiscal policy behaviour in Nigeria while variables like exchange rate, interest rate, inflation rate, external debt and external reserve constitute more of transitory shocks to fiscal behaviour in Nigeria. The study generally recommends expansion of domestic outputs to reduce the vulnerability of fiscal policy to both external and internal shocks. This will make fiscal policy more effective in achieving its set macroeconomic objectives.

Bank-Specific Decisions and Banks’ Provisioning Behaviour in Nigeria: The Role of IFRSs Adoption and Banks’ Riskiness

Goal: this study examines the relationship between bank loan loss provisioning behaviour and various bank-specific decisions on loan loss reporting. The evidence is derived from several cases of non-performing exposures of Nigerian deposit money banks. Metodology: to investigate the relationship between bank loan loss provisioning behaviour and various bank-specific decisions on loan loss reporting there was created the loan loss bank-specific decisions index (BDI) according to the International Financial Reporting Standards (IFRSs). The hypotheses are tested by using the estimates of panel corrected standard errors regression model. Findings:the results showed that discretionary adjustments to loan loss provisions (LLPV) are typical of Nigerian banks although the earnings manipulations imbedded in discretionary LLPVs (DLPV) are not factored in. However, during IFRS a reversal is evident suggesting bank-specific decisions prompting increased DLPV except for seemingly financially distressed banks. These findings also confirm the relationship between BDI components and provisioning behaviour in individual tests. The study also found out that the provisioning behaviour in Nigeria during global financial crisis was pro-cyclical (nonrational) while during the local economic recession of 2016–2017, it was counter-cyclical (rational). The latter, which happened during the IFRS period, was characterized by income smoothing while the former was addressed at the level of bank-specific decisions. Originality and contribution of the authors: the study contributes to the literature by testing a list of bank-specific factors engendering adjustments to loan loss decisions. It is unique in terms of the empirical reference to numerous bank-specific decisions as a single factor in accounting for loan losses. The paper also establishes the parochial success of institutional changes in the corporate Nigeria and offers useful suggestions for the way forward.

The Role of Artificial Intelligence in Shaping Sustainable Consumer Behavior: A Cross-Sectional Study of Southwest, Nigeria

Artificial Intelligence (AI) has become ubiquitous leaving imprints in every facet of life even stronger as the growing number of purchases occur online. Despite the associated benefits of AI, little is still known about the relationship between this powerful tool and sustainability in consumer behaviour. This study was, therefore conducted to assess the importance of AI in influencing sustainable consumer behaviour in Nigeria. Data was collected for the research using a pre-tested, well-structured questionnaire administered to 320 respondents. Data collected were analysed using SPSS version 20 and STATA version 12.0. Results of the analysis showed that the experience of the respondents is relatively high at 9.1±4.58, and the mean number of times purchased per month was 5±2.17 while 49 per cent of the respondents are aware of the use of AI in online shopping. About 67.5 per cent of the respondents were familiar with AI while 27.19 per cent carried out a purchasing decision based on AI-generated recommendations related to sustainability. Consumers also believe that the influence of AI on consumer choices is reflected in receiving personalized recommendations for products and services, but believe AI plays moderate role on the level of influence these personalized recommendations have on the decision to purchase a product is relatively low. The results suggest that AI could impact Sustainable consumer behaviour in the study area.

Negative Political Characters in Nigeria: Effects on Political Behaviours

Character is key to the success or otherwise of individual, community and the society in general. Character becomes more significance for us as a social being. Social being needs to relate and interact with other people of diverse culture and tradition, religions, historical background, languages and so on. Hence, the character that is display or exhibited as social being in different circles goes a long way to determine the kind of responses and reactions such a person would receive in such circles. For a pluralistic and diverse society such as Nigeria, with over 250 ethnic groups and over 300 languages, there is dire need for proper, adequate and acceptable political character in the country. The failure of any of the ethnic groups to exhibit acceptable character in the country may serve as a threat to the political stability and social cohesion of the country. This becomes germane, as the negative characters may lead to negative voters’ behavior which may subsequently threaten the corporate existence of the country as more and more voter shows apathy towards voting in particular and political participation in general. The aim of this paper is to examine the negative political characters in Nigeria vis-à-vis its effects on voter’s behavior in Nigeria. Purely a qualitative paper, hence secondary data will be put to use. Some major negative political behavior identified by this paper are corruption, political violence and lack of accountability. The paper therefore suggested good governance and social inclusiveness as some of the solutions to these problems. Keywords: Negative characters, political behavior, Nigeria, corruption, apolitical

An Analysis of Voting Behavior in Nigeria’s Presidential Elections since 1999: A case study of Nguru Local Government in Yobe State

An Analysis of Voting Behavior in Nigeria’s Presidential Elections since 1999: A case study of Nguru Local Government in Yobe State

Predictors of Continuous Intention to Use Mobile Payment Platforms in a Typical Developing Economy Context: A Literature Review

This paper aims to review literature on the predictors of continuous intention to use mobile payment platforms in a typical developing economy context. Extant literatures reveal that the unified theory of use and technology is the most widely used theory to explain continuous intention behavior in financial technology marketing literature but few studies have extended the theory to accommodate other variables and investigate the nexus among these variables especially on continuous intention to use mobile platforms from a developing economy like Nigeria. Also, the existing frameworks and models developed in advanced economies may not be suitable for developing mobile payment platforms usage behavior in Nigeria because of its peculiarities. The major importance of this study is to review extant literature on continuous usage of mobile payment technology and make available a comprehensive and robust framework for prospective researchers in this area, which will guide and direct their studies. The framework is premised on five key constructs- performance expectancy, effort expectancy, social influence, facilitating condition, intrinsic motivation, price value and prior experience. More so, the proposed conceptual framework is capable of providing insight for developing financial technology-related policies.

Analyzing the Effects of Political Power on Criminal Behavior among Political Elites in Nigeria

This study explores the correlation between political power and criminal behavior among political elites in Nigeria. It utilizes a qualitative methodology, including a thorough examination of existing literature, to understand the nature and consequences of criminal behavior in Nigeria. The study finds that socioeconomic inequality is a key factor influencing criminal behavior, and factors contributing to criminal behavior among political elites include weak law enforcement, corruption, and a culture of deviance. The study applies theoretical frameworks such as strain theory, social disorganization theory, rational choice theory, and elite theory to analyze the effects of political power on criminal behavior among political elites. Institutional factors play a significant role, and the level of transparency within institutional frameworks plays a crucial role in shaping the behavior of political elites. Criminal networks and power consolidation pose ongoing challenges for the government, with various criminal activities prevalent in Nigeria. The study recommends strengthening law enforcement and the legal system, enhancing transparency and accountability, combating corruption and bribery, strengthening oversight institutions, addressing socio-cultural factors, fostering international collaboration, promoting public accountability and civil society engagement, and establishing strong institutions to mitigate the influence of political power on criminal behavior. In conclusion, this study provides insights into the close connection between political power and criminal behavior in Nigeria, emphasizing the need for interventions and reforms to address this issue.

Assessment of voters’ behaviour on 2019 general elections in Nigeria

This paper is on the assessment of voters’ behaviour on 2019 general elections in Nigeria: the challenges of voter's behaviour in Nigeria are numerous, but ethnicity and personality of contestant is very much a challenge across Nigerian states when it comes to voter’s behaviours. The methodology used in arriving at data used in this paper was purely secondary method of data collection, because the paper "itself” is descriptive research. The challenges affecting voter's behaviour in Nigeria with reference to Nigeria ranges from ethnicity, religion, level of illiteracy, personality traits and institutional challenges. The paper adopted the Elite theory of Mosca and Pareto for it theoretical frame work and posited by way of recommendation(s) that the government must improve the quality of education of its people to reduce the manipulation of their voter’s behaviour during election especially general elections.

People's perception of police behaviour in Nigeria

People's perception of police behaviour in Nigeria

Cash and ballots: Unearthing the nexus between conditional cash transfers (CCTS) and voter’s electoral behavior in Nigeria

Cash and ballots: Unearthing the nexus between conditional cash transfers (CCTS) and voter’s electoral behavior in Nigeria

BIG DATA AND EXCHANGE RATE EFFICIENCY IN NIGERIA: ANY ROLE FOR INVESTMENT SENTIMENTS?

The efficiency of the exchange rate is a strong indicator to determine appropriate exchange rate returns. This study engages the use of big data to investigate exchange rate efficiency in Nigeria and further examine the role of investment sentiments. The study employs both the unit-root and variance ratio tests. Also, the granger causality test was employed to investigate the direction of causality. The data spanned 4,992 daily observations each for exchange rate and investment sentiments and cover the daily period 12/10/2001 – 5/13/2022. For further interrogation, quarterly and yearly data frequencies of these two variables were employed in order to explain the varieties of big data. With recourse to the effect of big data, results show that the exchange rate exhibits a random walk behaviour in Nigeria only for daily and quarterly data frequencies and not for the yearly data frequency. However, the causality test indicates that investors' speculations do not affect exchange rate dynamics in the country. As the exchange rate is found efficient in Nigeria, the monetary authority is enjoined to promote real-time information about the exchange rate to deflect undue speculations by investors. This study implies that the monetary authority in Nigeria should model exchange rate efficiency around its intrinsic data-generating process.

Do sociodemographic characteristics of SME entrepreneurs influence their tax (non)compliance behaviour?

The studies in tax compliance, tax evasion and tax morale often largely focus on the economic and behavioural factors responsible for tax (non)compliance, but very little attempt has been made to determine the extent to which the sociodemographic characteristics of taxpayers influence their (non)compliance behaviour in Nigeria. Therefore, the current study examines the influence of sociodemographic characteristics of SME entrepreneurs on tax (non)compliance behaviour. Information on tax non-compliance behaviour and sociodemographic variables was elicited from (N = 382) SME entrepreneurs from six geopolitical zone divisions of Nigeria using a questionnaire and executed by survey research tradition. The results of the study reveal that certain sociodemographic variables including age, education and business sectors of the SME entrepreneurs are significant determinants of tax (non)compliance behaviour, while gender and religiosity exert insignificant influence. The study concludes that beyond economic sanctions, tax incentives and taxpayers’ attitudes, certain sociodemographic factors are effective in encouraging or discouraging tax noncompliance in Nigeria. Most importantly, tax authorities must come to reality by including sociodemographic factors as part of their tax drive strategies. Further discussions of the study’s theoretical and practical implications are discussed.

The impact of academic staff union of universities’ strikes on Nigerian students

The incessant strikes in Nigeria’s public and private sectors have become an issue of concern to scholars and policy-makers because industrial peace or conflict impacts the social, political, and economic activities of a nation. Therefore, this study examined the impact of Academic Staff Union of Universities (ASUU) strikes on students’ behavior in Nigeria using Choba as one of the host communities of the University of Port Harcourt, as a case study. The study employed a survey research design. A total of 400 questionnaires were administered and 370 were retrieved. Data was analyzed using descriptive statistics-mean computation and standard deviation. Findings from the study show that ASUU strikes have a high negative impact on students’ behavior. This indicates that students bear the brunt of ASUU strikes as manifested in increased students’ stay on campus, increased drug abuse among students, increased students’ involvement in kidnapping and financial crimes among students, and reduced students’ academic performance.
 Keywords: ASUU; staff union; strike; students’ behavior; government; university.

Disaggregated crude oil prices and stock market behaviour in Nigeria: Evidence from sectorial analysis

Purpose ― This study differs from previous studies by examining the impact of oil price components, namely oil demand, global oil supply, and oil market-specific demand, on the stock returns of five sectors (Banking, Consumer goods, Industrial, Insurance, and Oil and Gas) listed on the Nigerian Stock Exchange. Design/Method/Approach ― The study employs the Autoregressive Distributed Lag (ARDL) model on monthly data between January 2000 and December 2019. Findings ― The paper finds evidence of a long-run relationship between sectoral market returns and oil price changes in Nigeria. Further evidence from the study reveals that oil-specific demand and global oil demand have positive and significant effects on the aggregate stock returns and the returns of the sampled sectors. On the other hand, the impact of the global oil supply is inconsequential on the aggregate stock returns and sectoral returns except for the Oil and Gas sector, where the effect of global oil production is positive and significant. Implication ― The study concludes that stock market returns in Nigeria are sensitive and vulnerable to changes in demand-side components of oil price. The study also highlights important policy implications to enhance the performance of the Nigerian stock market. Originality/Value ― The paper examines the impact of disaggregated oil prices on sectoral returns of the five listed sectors on the Nigerian Stock Exchange, which has not been explored in the literature.