Bank BNI Syariah Research Articles

Pemilihan Metode Spin Off Unit Bisnis Syariah Dengan Pendekatan Analisa Faktor (Studi Kasus PT. BNI Syariah dan PT. Bank Syariah BRI)

The banking sector in Indonesia is classified as a competitive economic sector. That condition force the bank management to implement appropriate strategies and innovation to improve the capability of the company and the quality of services offered. Of the various strategies available, spin-off considered as one of the strategies that are quite popular among banking companies. The implementation of spin-off in Sharia Business Unit (UUS) in Indonesia is carried out with the different method among Commercial Bank (BUK). The research focuses on 2 (two) alternative spin-off methods, which is spin-off through existing bodies and through the establishment of a new entity, with a case study of PT. Bank BRI Syariah and PT. Bank BNI Syariah. The data collection process in this paper is will be done through 2 stages. The first step is using factor analysis method to assign factors that are considered significant in spin-off process, and the second step to determine the factors that are more considered for different methods by using pairwise comparison method. The results show that there are 6 (six) factors considered in spin-off implementation, and there are differences in the factor that considered in spin-off implementation between Islamic Banks that was formed through existing bodies and through the establishment of a new entity.

Evaluasi Atas Penerapan Akuntansi Murabahah Dalam Kaitannya Dengan Laporan Keuangan

Murabahah financing is one of the Islamic financial institutions to improve their business by mobilizing funds from the public through the provision of goods through trading system where the bank buys goods customer's needs. The sale of goods shall state the cost and benefits agreed upon by the seller and the buyer. The purpose of this study was to evaluate the treatment and application of accounting in Islamic banking murabahah relating to the financial statements. The evaluation was done to determine whether the treatment and application of accounting murabahah in the Islamic banking and has been applied in accordance with PSAK No. 102, as well as the presentation offinancial statements in accordance with PSAK No. 101. Research by the author is in PT. Bank BNI Syariah, Tbk Branch located in Bogor , engaged in the field of Islamic banking. Object of research taken in this study is the product Griya with deferred payment system. In a murabahah transaction tough, Bank BM Syariah will record murabahah receivables and deferred murabahah profit. Murabahah tough realized gains will be recorded upon receipt of installments from the customer. Murabahah receivables that have not been repaid by the customer will be reported on the balance sheet at net relisasi value, while a legitimate murabahah profits realiæd will be reported in the income statement. Evaluation results in this study that the application of accounting murabahah punch at PT. Bank BM Syariah, Tbk Bogor Branch in accordance with PSAK No. 102 and presentation offinancial statements in accordance with PSAK No. 101.
 Keyword: murabahah accounting, financial statements

Kritik terhadap Perspektif Dominan (Perspekif Komunikasi Pembangunan)

It can not be deny that technological advances affect how much a company may be better known by the public. Just in seconds information can be quickly accepted by the public only by using communication technologies such as mobile phones at their disposal. Because it is a public relations practitioner who became a central position in a company in terms of dissemination of information on demand creative and innovative master the technological progress. The ability to respond quickly to all the information that is accompanied with using mastery of technology tools are essential. This study focuses on the role of Public Relations in Bank BNI Syariah in the use of Internet media, especially in the use of the company's website as a tool to facilitate the relationship between the company and the community, especially customers in order to disseminate information about the aspects which are owned by their company, ranging from company profiles, history of the company, product information, even to the career information in Bank BNI Syariah.

ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI KEPUASAN PENGGUNA ATM BNI SYARIAH DI BANJARMASIN

The amount obtained from customer satisfaction customer satisfaction score which states any one customer to several factors: ease of BNI Syariah bank ATM card, ATM card facilities and location BNI Syariah BNI bank ATM machines. The research was conducted through primary data collection with tools questionnaire, given to the customers BNI Syariah Branch ATM users Banjarmasin. The data obtained is then tabulated to obtain the influence of independent variables on the dependent variable used. The results and analysis indicate that all the independent variables are used together proven and partially affect customer satisfaction as well as the factors most dominant influence customer satisfaction that BNI bank ATM locations.