Surface passivation is a vital approach to improve the photovoltaic performance of perovskite solar cells (PSCs), in which the passivator solvent is an inevitable but easy-ignored factor on passivation effects. Herein, a universal ternary solvent system of surface passivators is proposed through comprehensively considering the solubility and selective perovskite dissolution of the solvent to maximize the passivation effect. Tetrahydrothiophene 1-oxide (THTO) is selected as the passivation promoter by comparing the binding energy with perovskite and the ability to distort the perovskite lattice among various aprotic polar solvent molecules, which can facilitate the passivator's reaction with perovskite and achieve sufficient passivation on perovskite surface. Besides, chlorobenzene (CB) is used as the diluting agent to minimize the amount of isopropanol (IPA), inhibiting the additional solvent-induced defects. As a result, the planar PSCs achieve a power conversion efficiency (PCE) of 26.05%, (certificated 25.66%). Besides, the unencapsulated devices exhibit enhanced stability, which can maintain 95.23% and 95.68% of their initial PCE after 2000h of storage in ambient air and 800h of light-soaking in N2-glovebox. Moreover, this ternary solvent system also exhibits a well applicability and reliability in different passivator such as PEAI, BAI, and so on.