Ag quantum dots (QDs) anchored on the surface of BiOCl/UiO-66-NH2 Z-scheme heterojunctions were synthesized and characterized by various techniques such as X-ray photoelectron spectroscopy (XPS), UV–vis diffuse reflectance spectra (UV–vis DRS), electrochemical impedance spectroscopy (EIS), and photoluminescence (PL). The effects of Ag QDs loading, pH values and co-existing anions on the photocatalytic performance were comprehensively analyzed. The results concluded that the Ag QDs modified catalysts exhibited excellent photocatalytic performance for the degradation of ciprofloxacin (CIP), especially, the catalyst with 5 % Ag QDs loading (referred to as ABU-5) achieved a degradation efficiency of 72 % within 120 min and the apparent reaction rate constant was 0.00538 min−1. The outstanding performance of the ABU-5 catalyst is attributed to the introduction of Ag QDs as electron transfer bridges, improving visible light absorption and enhancing charge transfer between BiOCl and UiO-66-NH2. Free radical trapping experiments and leaching tests were carried out to determine the contribution rates of reactive species to the degradation efficiency and the concentration of Ag+ in solution after the reaction. The possible degradation pathways of CIP by ABU-5 were investigated by gas chromatography-mass spectrometry (GC-MS).