Abstract The fractal-fractional derivatives uniquely incorporate memory effects, heterogeneity, and fractal geometry, making them essential for studying dynamic systems compared to integer-order derivatives which cannot capture such intricate dynamics. So, this study aims to analyze the dynamical behaviour of the model of systems of differential equations under Caputo fractal-fractional derivative by designing a numerical framework based on the fractional order Bernstein wavelets. The Caputo fractal-fractional derivative under the power law kernel has been employed to obtain more accurate performances of the considered model as compared to fractional and integer order. A key novelty of this work lies in the implementation of fractional order Bernstein wavelets with collocation grids, which transform the complex differential equations into simpler algebraic equations, ensuring computational efficiency. The validity of the mentioned scheme is demonstrated by examining some famous problems, such as pond pollution problem, SIR epidemic modelling of infectious disease, a model of HIV interactions with CD4+T cells, and a financial model, showcasing its broad applicability across applied science, finance and engineering. For compactness, an error analysis using residual function is performed for fractal-fractional order. The graphs of the solution in integer, fractional and fractal-fractional order show that the achieved solutions are very close to the actual result of the examples and the error progressively decreases as the number of wavelets basis increases. In the case α = β = 1, the obtained approximated wavelet solutions for the suggested model are in good harmony with the exact solutions, the fourth-order Runge-Kutta (RK4) method and existing schemes provided in the literature. This investigation demonstrates that the mentioned scheme is very effective and straightforward for solving such kinds of fractal-fractional models.
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