Worried women, complacent men? Gendered responses to differential student funding in higher education

Abstract

Changing financial arrangements for undergraduates have led to a growth in widening participation research. However, hardly any studies explore gender differences in the impact of differential funding on students' sense of well‐being, their financial coping strategies and their educational attainment. Our research shows that there are few gender differences in students' actual financial situation, reflecting the similarity of their social class backgrounds, but women perceive themselves to be under greater pressure. Women worry more about their finances and express lower levels of well‐being, but this has no overall effect on their attainment, since the strategies they use to ameliorate worry align with sound educational practice. Men express a more complacent financial attitude, which does not usually affect their attainment. There is, however, evidence of a gender‐related ‘threshold effect’ among students who express low levels of well‐being. Extreme worriers perceive themselves to be, and genuinely are, worse off than other students, despite the apparent homology of their social class backgrounds. In this extreme group, the strategies women devise to cope with worry, such as curtailing their student life and building supportive friendship groups, appear to consolidate their attainment, but men's complacency sometimes pushes them down into the lowest class of degree.