Abstract
Unified Payments Interface (UPI) is India’s fastest-growing payment system which makes users mobile as a single platform to send and receive money anytime and anywhere. It is built on top of IMPS, an existing mode used for instant money transfers. UPI is governed by the National Payment Corporation of India (NPCI), which monitors and promotes the UPI payment system. This case study on the payment platform will give detailed information about UPI, its initiatives like UPI123 and “UPI Chalega” and its progress. The case study also expounds on the growth of UPI, the challenges that are prevalent in UPI payments, and the analysis of data published by NPCI on UPI payments.
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