Under the Background of Internet Finance College Students Entrepreneurship Financing Model and Risk Management Research

Abstract

With the increasing development of Internet financing, P2P, crowd-funding and other internet financing models provide new financing space for low credit college students entrepreneurs who has little collateral with its advantage of convenience payment, market information symmetric. However, due to the imperfect regulation and financing platform, internet financing has much financing risk and crisis. This paper at first investigates college students entrepreneurs internet financing condition then analyze the internet financing platform limitation, after which this paper will point out the potential risk. In the end, this paper are going to indicate that it is necessary to increase entrepreneurship financing courses in college to cultivate students’ ability of avoiding financing risk. In addition to that, the internet platform also needs to raise technology safety and optimize individual and enterprise information system.