To the issue of civil liability insurance of navigable hydraulic structures

Abstract

The conditions of insurance of civil liability for causing damage as a result of an accident of a hydraulic structure, stipulated by the legislation of the Russian Federation on compulsory insurance of civil liability of the owner of a hazardous object, do not fully comply with the requirements of the legislation of the Russian Federation on the safety of hydraulic structures. For example, the size of insurance sums is established regardless of the amount of financial security of civil liability, which the owner of a hydraulic structure or operating organization must have (the construction is in state ownership). Some insurance companies are taking steps to develop their own rules for assessing the risk of accidents and the size of the harm caused. It does not take into account the fact that such industry-specific methods for determining the amount of probable harm to hydraulic structures for various purposes exist and are used for a long time. This article discusses the implementation of the compulsory insurance procedure in relation to navigable hydraulic structures, which refer to the objects of state ownership. The results of the author’s comparative analysis of certain provisions of the legislation of the Russian Federation on the safety of hydraulic structures and compulsory insurance of civil liability of the owner of a hazardous object, as well as the data of operating organizations indicate the presence of a number of inconsistencies and the need for their settlement.