Abstract
The modern insurance market is formed in the conditions of gradual increase of basic macroeconomic indicators, in particular growth of the gross domestic product, establishment of low rates of inflation, maintenance of the stability of national and foreign currency that allows providing its dynamic and complex development. Insurance can be a mechanism that can significantly reduce government spending. Insurers can partially replace state insurance programs. This reduces the burden on the social assistance system, leaving the government with resources for the most essential social protection goals. Moreover, insurance can mitigate the negative economic impact of a natural disaster by reducing the need for government financial intervention. The purpose of this study is to analyze the theoretical and analytical features of the insurance market of Ukraine and the formation of key recommendations for its transformation.
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