THE VALIDATION OF NEW FORMULA OF ISLAMIC HOME FINANCING AMONG FINANCE EXPERTISE’S

Puspa Liza Binti Ghazali,Sharifah Arni Binti Syed Jaaffar

doi:10.46336/ijqrm.v1i1.4

Puspa Liza Binti Ghazali, Sharifah Arni Binti Syed Jaaffar

Open Access

https://doi.org/10.46336/ijqrm.v1i1.4

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Abstract

Islamic banks in Malaysia practiced a different type of shariah principle that may offer advantage and disadvantages to Islamic home financing’s customer. Instead of analyzing the percentage of acceptance to Barakah Model Islamic home financing among public, a set of questionnaires were distributed among Islamic financial expertise. Barakah model need to be validate as to check it is fit according to Islamic finance’s need or not. The Barakah model is designed to cater the lower income earners especially RM 3500 and below with extra benefit to protect the house owner if anything happens in future.

Highlights

On certain part in Malaysia that is in Labuan, the officers are conversant with Islamic banking principal and practices (Ricardo and Hanudin, 2009)
The researcher will generate hypotheses to be tested quantitatively and build a preliminary model that can work as a seed for further research to add to the anemic literature by studying the effect of national culture based on power distance and uncertainty avoidance on service provision in terms of information flow and communication policy
The question is categorized as yes or no question or in specific category is polar question that can be answered in the affirmative or negative. These questions normally invert the subject and verb. This question usually found in three ranges, the first one is the inverted question, is inverted question that offer an alternative to an answer and the last one is tag question

Summary

Introduction

On certain part in Malaysia that is in Labuan, the officers are conversant with Islamic banking principal and practices (Ricardo and Hanudin, 2009). Salman and Charles (2011) in his study stated that national culture would affect the provider’s service quality in takaful industry as an alternate to the conventional insurance for the purpose of adding knowledge and to fill the gap in the literature. The researcher will generate hypotheses to be tested quantitatively and build a preliminary model that can work as a seed for further research to add to the anemic literature by studying the effect of national culture based on power distance and uncertainty avoidance on service provision in terms of information flow and communication policy. The relations needs to be tested statistically to substantiate the effect as to what extent national culture effects service provision in terms of information flow and communication policy. Manager can use it to improve the overall insurance industry market and at the same time the efficiency of each supplier can be determine

Literature Review

Methodolgy

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Result and Discussion

Conclusion