Abstract
Online P2P lending provides financial support for innovative start-ups and individuals, thus increasing regional capital vitality and innovation capability. In this paper, utilizing spatial statistical analysis method based on R and taking data from P2P platform as representative of capital vitality, we explore the relationship of regional economic development, capital vitality and innovation capability, and their spatial concentration. The results show that the regional innovation capability is highly correlated with the regional economic development and capital vitality. The regional economic development and regional innovation capability both have a strong spatial agglomeration. Jiangsu and Guangdong provinces show regional agglomeration of high economic development and strong innovation capability. But capital vitality has low agglomeration, which indicates that the P2P platform provides a fair opportunity for innovation and entrepreneurship.
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