The Rise of Fintech: A Performance Analysis of Retail Mobile Stock Trading Platforms in India

Abstract

The financial landscape in India is undergoing a significant transformation propelled by the rise of fintech solutions, notably mobile stock trading apps. These platforms have revolutionized the investment sector by eliminating traditional barriers and providing users with real-time market data, streamlined trading processes, and cost-effective brokerage services. The widespread adoption of mobile trading apps has resulted in a substantial surge in demat accounts and trading volumes, enhancing market liquidity and accessibility for a broader demographic. However, this rapid expansion underscores the importance of implementing robust regulatory measures to protect investors and uphold market integrity. As the fintech industry continues to evolve, it is imperative for stakeholders to prioritize financial literacy initiatives, responsible investing practices, and technological advancements to sustain growth and promote inclusive wealth creation. By leveraging innovative technologies and fostering a culture of informed investing, mobile trading apps have the potential to drive financial inclusion and empower individuals across diverse socioeconomic backgrounds to participate actively in the financial markets. Keywords: fintech, mobile trading apps, financial inclusion, regulatory measures, market integrity