Abstract

This is the second part of a two-part article which compares and analyses the regulatory framework addressing consumer over-indebtedness in four European Union (EU) Member States against the policy and law of the EU. It aims to capture the preventive and the curative measures against over-indebtedness in the selected Member States to assess the impact that EU policy and law is having on the internal market and effectively tackle a problem that affects millions of European consumers. Part I, which was published in Issue 2, provided the background of EU law and policies, and then investigated the legal framework in the UK and in Germany. Part II explores Italy and Greece. The article concludes with a comparative analysis outlining shortcomings and best practices.

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