The Practice of Financial Consumer Rights Protection Innovation in United States and Japan And Its Enlightenment to Our Country

Abstract

The research on the protection theory of financial consumers' rights and interests can not only effectively relieve the pressure brought by the epidemic on economic development, stabilize the volatile financial market, promote the healthy development of the financial industry, but also accumulate the experience of dealing with the crisis of the epidemic and prepare for the unknown future. This paper starts with the comparative analysis of the policies of China, the United States and Japan in the field of financial consumer protection, and compares and analyzes the financial legislation, financial regulation, financial consumer literacy and other fields, and finally forms the meaningful suggestions and measures for China to establish a fair, reasonable and effective financial consumer protection system.